Comments on: Stop Foreclosure with Wells Fargo http://loanworkout.org/2007/07/stop-foreclosure-with-wells-fargo/ - Free Mortgage, Auto and Student loan Calculators by LoanWorkout.org Wed, 28 Mar 2012 18:33:33 +0000 hourly 1 http://wordpress.org/?v=3.1.3 By: Moe Bedard http://loanworkout.org/2007/07/stop-foreclosure-with-wells-fargo/#comment-19490 Moe Bedard Tue, 02 Feb 2010 19:36:47 +0000 http://loanworkout.org/2007/07/11/stop-foreclosure-with-wells-fargo/#comment-19490 I would try www.NACA.com also to help you with this matter. You can also call the lawyer who is handling the foreclosure for the bank and ask for help in delaying this. Most servicers will only delay a sale if you can show proof that you can pay the mortgage and are pursuing a loan modification. I wish you the best and please dont give up! I would try http://www.NACA.com also to help you with this matter. You can also call the lawyer who is handling the foreclosure for the bank and ask for help in delaying this. Most servicers will only delay a sale if you can show proof that you can pay the mortgage and are pursuing a loan modification.

I wish you the best and please dont give up!

]]> By: Gina http://loanworkout.org/2007/07/stop-foreclosure-with-wells-fargo/#comment-19478 Gina Tue, 02 Feb 2010 00:10:31 +0000 http://loanworkout.org/2007/07/11/stop-foreclosure-with-wells-fargo/#comment-19478 Moe, On 1/30/10 I received a letter saying my home was scheduled for auction on March 9, 2010. I called Wells Fargo and asked If my loan modification was denied, which I had sent my papers in Oct. 2009. The person told me they received the papers but the file was not forwarded that I could resubmit the documents for modification again. My filed I guess was never looked at yet I have a commisioner writing me regarding auction, go figure. Moe,
On 1/30/10 I received a letter saying my home was scheduled for auction on March 9, 2010. I called Wells Fargo and asked If my loan modification was denied, which I had sent my papers in Oct. 2009. The person told me they received the papers but the file was not forwarded that I could resubmit the documents for modification again. My filed I guess was never looked at yet I have a commisioner writing me regarding auction, go figure.

]]> By: Mainstreet http://loanworkout.org/2007/07/stop-foreclosure-with-wells-fargo/#comment-14881 Mainstreet Fri, 22 May 2009 16:30:07 +0000 http://loanworkout.org/2007/07/11/stop-foreclosure-with-wells-fargo/#comment-14881 American Servicing Corp - Wells Fargo will need to undergo ethics on customer service, everyone that i have spoken to are RUDE! you ask them simple questions and give you the runaround. I applied for a modification and was told i was declined because they took my net income to come out with the debt to income ratio. Why is it that when you are applying for any home loan the amount that is considered for qualification is based on your Gross income not your net, i explained that i have my medical deduction, retirement and so on...so this will be much lower than my gross, of course in a rude way they answered, this is not our problem, i asked so if i remove these voluntary deductions will this help with my percentage? well i can't answer that either because it depends on who is reviewing your application, o'k then these means there is no standard procedure, but whatever they feel at that time to approve and reject as they will. Is anyone regulating THEM!!! procedure and percentage goes across the board, this way homeowners know what percentage they need to be at to meet criterias, a type of predatory lending, keeping the customer ignorant and not knowledgable of their rights. THIS IS A SCAM IN ITSELF, please government no more bailout money for these banks who continue with these practices, they need to get audit severly. American Servicing Corp – Wells Fargo will need to undergo ethics on customer service, everyone that i have spoken to are RUDE! you ask them simple questions and give you the runaround. I applied for a modification and was told i was declined because they took my net income to come out with the debt to income ratio. Why is it that when you are applying for any home loan the amount that is considered for qualification is based on your Gross income not your net, i explained that i have my medical deduction, retirement and so on…so this will be much lower than my gross, of course in a rude way they answered, this is not our problem, i asked so if i remove these voluntary deductions will this help with my percentage? well i can’t answer that either because it depends on who is reviewing your application, o’k then these means there is no standard procedure, but whatever they feel at that time to approve and reject as they will. Is anyone regulating THEM!!! procedure and percentage goes across the board, this way homeowners know what percentage they need to be at to meet criterias, a type of predatory lending, keeping the customer ignorant and not knowledgable of their rights. THIS IS A SCAM IN ITSELF, please government no more bailout money for these banks who continue with these practices, they need to get audit severly.

]]> By: Please Moe, give the rest of the number!!!! I have the FHA Secure loan available but need to get the 2nd modified for my client. http://loanworkout.org/2007/07/stop-foreclosure-with-wells-fargo/#comment-5820 Please Moe, give the rest of the number!!!! I have the FHA Secure loan available but need to get the 2nd modified for my client. Fri, 22 Feb 2008 21:54:29 +0000 http://loanworkout.org/2007/07/11/stop-foreclosure-with-wells-fargo/#comment-5820 I have the FHA Secure loan available and I am able to help clients refi their 1st out of an adjustable rate. But, this frequently requires modifying the 2nd. My client has been unsuccessful in being able to talk to anyone for help. He only knows that Amerca's Servcing Company has his 2nd. I had to explain they only collect the payment. Please help by giving the rest of the phone number! With much appreciation! Sonny I have the FHA Secure loan available and I am able to help clients refi their 1st out of an adjustable rate. But, this frequently requires modifying the 2nd. My client has been unsuccessful in being able to talk to anyone for help. He only knows that Amerca’s Servcing Company has his 2nd. I had to explain they only collect the payment. Please help by giving the rest of the phone number!

With much appreciation!
Sonny

]]> By: S http://loanworkout.org/2007/07/stop-foreclosure-with-wells-fargo/#comment-5819 S Tue, 05 Feb 2008 16:26:33 +0000 http://loanworkout.org/2007/07/11/stop-foreclosure-with-wells-fargo/#comment-5819 MOE,I THINK YOU LEFT OUT PART OF THE# ,WHAT IS THE WHOLE #? THANKS MOE,I THINK YOU LEFT OUT PART OF THE# ,WHAT IS THE WHOLE #? THANKS

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