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	<title>Comments on: Wells Fargo is Doing Their Part to Help Stop Foreclosure</title>
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	<link>http://loanworkout.org/2007/07/wells-fargo-is-doing-their-part-to-help-stop-foreclosure/</link>
	<description>Loan Modification &#38; Home Loan News</description>
	<lastBuildDate>Sat, 20 Mar 2010 05:26:34 -0700</lastBuildDate>
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		<title>By: wonderdog</title>
		<link>http://loanworkout.org/2007/07/wells-fargo-is-doing-their-part-to-help-stop-foreclosure/#comment-20159</link>
		<dc:creator>wonderdog</dc:creator>
		<pubDate>Thu, 18 Mar 2010 02:07:01 +0000</pubDate>
		<guid isPermaLink="false">http://loanworkout.org/2007/07/11/wells-fargo-is-doing-their-part-to-help-stop-foreclosure/#comment-20159</guid>
		<description>OK,so we have found out that wfc are liars and thieves of the worst sort. I bought a property  about 1.5 yrs ago that wfc appraissed at 1.2M. I went to refi this year and they hired an appraisser from another county and he could not find any comps so he guessed at 389K. I paid 890K for the property thinking good deal. Now that it is worth what it is they will not even talk to me about lowering the rate to keep me in the game. Business has been rough enough for all of us this last year and the banks seem to be doing great by nudging numbers from here to there so it looks like their doing good. I have used wfc for business and personal for over 20 yrs and at one time we were the biggest customer at the branch I use. Never had a problem,late fee or dissagreement. Now I am nothing and no-one can give me answers. This bank is the worst and I hope the gov.holds up NOT TO BIG TO FAIL. these are the first people i want to see going through what the rest of us our. I could go on about all the ways this bank has f,d me but i&#039;d just get riled. Hope someone can take these people down.</description>
		<content:encoded><![CDATA[<p>OK,so we have found out that wfc are liars and thieves of the worst sort. I bought a property  about 1.5 yrs ago that wfc appraissed at 1.2M. I went to refi this year and they hired an appraisser from another county and he could not find any comps so he guessed at 389K. I paid 890K for the property thinking good deal. Now that it is worth what it is they will not even talk to me about lowering the rate to keep me in the game. Business has been rough enough for all of us this last year and the banks seem to be doing great by nudging numbers from here to there so it looks like their doing good. I have used wfc for business and personal for over 20 yrs and at one time we were the biggest customer at the branch I use. Never had a problem,late fee or dissagreement. Now I am nothing and no-one can give me answers. This bank is the worst and I hope the gov.holds up NOT TO BIG TO FAIL. these are the first people i want to see going through what the rest of us our. I could go on about all the ways this bank has f,d me but i&#8217;d just get riled. Hope someone can take these people down.</p>
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		<title>By: Adct</title>
		<link>http://loanworkout.org/2007/07/wells-fargo-is-doing-their-part-to-help-stop-foreclosure/#comment-18289</link>
		<dc:creator>Adct</dc:creator>
		<pubDate>Wed, 02 Dec 2009 04:56:58 +0000</pubDate>
		<guid isPermaLink="false">http://loanworkout.org/2007/07/11/wells-fargo-is-doing-their-part-to-help-stop-foreclosure/#comment-18289</guid>
		<description>WFC is a fraud period. I have been trying to work with them on a workout option, for the last 12 months. The loan/mod representatives each gives a different story, even clearly lying. After speaking with 150 agents still getting nowhere. When you press them more, oh we cant do anything. And to see this manger give such crap in media after playing with lives of millions, is cruel. These banks are creating economic slavery of common unsuspecting americans. Isn&#039;t that exactly what President Lincon and Martin Luther King fought against. We will need something like that against these banks.

They were a big part of this whole problem. They took bailout money will take servicing money (billions) and do nothing except some empty talk. I have removed all association with wells Fargo. Whatever the result, I will never have anything to do with this crap of a bank, in future.</description>
		<content:encoded><![CDATA[<p>WFC is a fraud period. I have been trying to work with them on a workout option, for the last 12 months. The loan/mod representatives each gives a different story, even clearly lying. After speaking with 150 agents still getting nowhere. When you press them more, oh we cant do anything. And to see this manger give such crap in media after playing with lives of millions, is cruel. These banks are creating economic slavery of common unsuspecting americans. Isn&#8217;t that exactly what President Lincon and Martin Luther King fought against. We will need something like that against these banks.</p>
<p>They were a big part of this whole problem. They took bailout money will take servicing money (billions) and do nothing except some empty talk. I have removed all association with wells Fargo. Whatever the result, I will never have anything to do with this crap of a bank, in future.</p>
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		<title>By: Tina</title>
		<link>http://loanworkout.org/2007/07/wells-fargo-is-doing-their-part-to-help-stop-foreclosure/#comment-17632</link>
		<dc:creator>Tina</dc:creator>
		<pubDate>Sun, 25 Oct 2009 18:27:14 +0000</pubDate>
		<guid isPermaLink="false">http://loanworkout.org/2007/07/11/wells-fargo-is-doing-their-part-to-help-stop-foreclosure/#comment-17632</guid>
		<description>I have located some direct contact information for Wells Fargo and Investor, I will list each and everyone... We need to call and email this contact information with our problem...Let rang their phones on the hook... Contact inforamtion below!!
Godman Sachs Mortgage company 212-902-5008 Nia Gandy
GS Mort Securites Corp 727-825-3800 Richard Lewellen
JP Morgan Master Service &amp; Complaints Amy.Brinkman@jpmorgan.com Administor David.S.Veith@jpmorgan.com Wells Fargo 515-213-7071 Fax 515-213-7121 703-918-3546 W/F Adjustor: maria.gladney@wellsfargo.com 414-214-5159: Amy.Brinkman@bankofny.iom,-bank of ny master servicer  julie.mcclure@bnymellon.com, kshitj.mittal@bnymellon.com, David.S.Veith@bankofny.com-bank of ny master services 
bank of Ny Master Service Complaince
US Bank National Association as Trustee Attn: Structured Finance Department 617-603-6406</description>
		<content:encoded><![CDATA[<p>I have located some direct contact information for Wells Fargo and Investor, I will list each and everyone&#8230; We need to call and email this contact information with our problem&#8230;Let rang their phones on the hook&#8230; Contact inforamtion below!!<br />
Godman Sachs Mortgage company 212-902-5008 Nia Gandy<br />
GS Mort Securites Corp 727-825-3800 Richard Lewellen<br />
JP Morgan Master Service &amp; Complaints <a href="mailto:Amy.Brinkman@jpmorgan.com">Amy.Brinkman@jpmorgan.com</a> Administor <a href="mailto:David.S.Veith@jpmorgan.com">David.S.Veith@jpmorgan.com</a> Wells Fargo 515-213-7071 Fax 515-213-7121 703-918-3546 W/F Adjustor: <a href="mailto:maria.gladney@wellsfargo.com">maria.gladney@wellsfargo.com</a> 414-214-5159: <a href="mailto:Amy.Brinkman@bankofny.iom">Amy.Brinkman@bankofny.iom</a>,-bank of ny master servicer  <a href="mailto:julie.mcclure@bnymellon.com">julie.mcclure@bnymellon.com</a>, <a href="mailto:kshitj.mittal@bnymellon.com">kshitj.mittal@bnymellon.com</a>, <a href="mailto:David.S.Veith@bankofny.com">David.S.Veith@bankofny.com</a>-bank of ny master services<br />
bank of Ny Master Service Complaince<br />
US Bank National Association as Trustee Attn: Structured Finance Department 617-603-6406</p>
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		<title>By: Tina</title>
		<link>http://loanworkout.org/2007/07/wells-fargo-is-doing-their-part-to-help-stop-foreclosure/#comment-17630</link>
		<dc:creator>Tina</dc:creator>
		<pubDate>Sun, 25 Oct 2009 17:52:14 +0000</pubDate>
		<guid isPermaLink="false">http://loanworkout.org/2007/07/11/wells-fargo-is-doing-their-part-to-help-stop-foreclosure/#comment-17630</guid>
		<description>Well Fargo from hell...
I have been trying to get a loan modification with WF for 1 years now. When I started I was only 2 months behind but after all the (don&#039;t pay because of loan review and forbearance) I received a letter stating we have been place in forcloseure but I will been fighting them tooth and nail. After doing some research this week since I recevied the news of foreclosure I am be start to work with NACA and hud to get a reinstatment. 
Their need to be a Class Act suit against Wells Fargo because they don&#039;t help the problem but get you the run around or a payment plan you can not afford, then say foreclosure in the need.  If a Class Act suit is start with Wells Fargo count me in. 
For any attorney looking to start a Class Act suit, I received some information that would be great to start. I say let&#039;s start calling, email and demand we get some help our tax dollars paid for. Since Wells Fargo received funds for the bail out money.... They took our tax dollars in the bail out then turn around take our homes..</description>
		<content:encoded><![CDATA[<p>Well Fargo from hell&#8230;<br />
I have been trying to get a loan modification with WF for 1 years now. When I started I was only 2 months behind but after all the (don&#8217;t pay because of loan review and forbearance) I received a letter stating we have been place in forcloseure but I will been fighting them tooth and nail. After doing some research this week since I recevied the news of foreclosure I am be start to work with NACA and hud to get a reinstatment.<br />
Their need to be a Class Act suit against Wells Fargo because they don&#8217;t help the problem but get you the run around or a payment plan you can not afford, then say foreclosure in the need.  If a Class Act suit is start with Wells Fargo count me in.<br />
For any attorney looking to start a Class Act suit, I received some information that would be great to start. I say let&#8217;s start calling, email and demand we get some help our tax dollars paid for. Since Wells Fargo received funds for the bail out money&#8230;. They took our tax dollars in the bail out then turn around take our homes..</p>
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		<title>By: butch</title>
		<link>http://loanworkout.org/2007/07/wells-fargo-is-doing-their-part-to-help-stop-foreclosure/#comment-17311</link>
		<dc:creator>butch</dc:creator>
		<pubDate>Fri, 09 Oct 2009 17:20:27 +0000</pubDate>
		<guid isPermaLink="false">http://loanworkout.org/2007/07/11/wells-fargo-is-doing-their-part-to-help-stop-foreclosure/#comment-17311</guid>
		<description>just  like the rest talked to a mr.Grant  at wells fargo got package sent it back nothing . they have no idea what happen to that package, or who Grant is. 
 story is arm goes up 2009,will not be able to afford it. like every thing else. over finance. lost hours at work . we are trying to hold on.
 we tried to get them to help. was told (we be ok).by thier local office. 
 well we are not .we wre making half payments, now we fell behind
 they give false info. they don t keep records  who you talk to.
 don t know but looks like chapert 13 or 7 for  just to get peace of mindand stop harrasments for being month behind.
 i onily think our presidant should gave all of us checks to pay our loans. and bills. that would be better than giving banks the money .
 they just figured how to make us pay  2 or 3 times more in long run. 
   if at this time in life me paying bills , i  would have more to put back in our ecconmy. may be our american dreams are not to go.
 maybe me and my family ,will feel better after .we move to box 
and stop bitching</description>
		<content:encoded><![CDATA[<p>just  like the rest talked to a mr.Grant  at wells fargo got package sent it back nothing . they have no idea what happen to that package, or who Grant is.<br />
 story is arm goes up 2009,will not be able to afford it. like every thing else. over finance. lost hours at work . we are trying to hold on.<br />
 we tried to get them to help. was told (we be ok).by thier local office.<br />
 well we are not .we wre making half payments, now we fell behind<br />
 they give false info. they don t keep records  who you talk to.<br />
 don t know but looks like chapert 13 or 7 for  just to get peace of mindand stop harrasments for being month behind.<br />
 i onily think our presidant should gave all of us checks to pay our loans. and bills. that would be better than giving banks the money .<br />
 they just figured how to make us pay  2 or 3 times more in long run.<br />
   if at this time in life me paying bills , i  would have more to put back in our ecconmy. may be our american dreams are not to go.<br />
 maybe me and my family ,will feel better after .we move to box<br />
and stop bitching</p>
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		<title>By: Dan</title>
		<link>http://loanworkout.org/2007/07/wells-fargo-is-doing-their-part-to-help-stop-foreclosure/#comment-17041</link>
		<dc:creator>Dan</dc:creator>
		<pubDate>Mon, 28 Sep 2009 17:21:37 +0000</pubDate>
		<guid isPermaLink="false">http://loanworkout.org/2007/07/11/wells-fargo-is-doing-their-part-to-help-stop-foreclosure/#comment-17041</guid>
		<description>Guys its time for DRASITIC ACTIONS

We have to take control of our country again, its being OPERATED by a BOAT LOAD OF CROOKS.

I hired 2 Mortage modification attorneys, had to fire each one after 3 or 4 months of trying to get us a modification.
Banks have no intention of giving you a honest modification, it does not pay, nor is there any law to make them do so.

We finally got our Modification from wells fargo after they pushed us into foreclosure and we had to file bankruptcy.

To date we have spent more on attornrys than we owed these Crooks at Wells fargo.

Now they refuse to disclose all the fees they are tacking onto the modifivcation, ITS FLAT OUT HIGHWAY ROBBERY.

Pukes in DC are all getting bribes and kick backs from these Big banks etc, so there is little hope for the Public.

STOP PAYING TAXES, lets see how long thay can last without our SUPPORT.

Rally, protest, and sue them off the PLANET.

WAKE UP AMERICA, were are being ROBBED in Broad day light.</description>
		<content:encoded><![CDATA[<p>Guys its time for DRASITIC ACTIONS</p>
<p>We have to take control of our country again, its being OPERATED by a BOAT LOAD OF CROOKS.</p>
<p>I hired 2 Mortage modification attorneys, had to fire each one after 3 or 4 months of trying to get us a modification.<br />
Banks have no intention of giving you a honest modification, it does not pay, nor is there any law to make them do so.</p>
<p>We finally got our Modification from wells fargo after they pushed us into foreclosure and we had to file bankruptcy.</p>
<p>To date we have spent more on attornrys than we owed these Crooks at Wells fargo.</p>
<p>Now they refuse to disclose all the fees they are tacking onto the modifivcation, ITS FLAT OUT HIGHWAY ROBBERY.</p>
<p>Pukes in DC are all getting bribes and kick backs from these Big banks etc, so there is little hope for the Public.</p>
<p>STOP PAYING TAXES, lets see how long thay can last without our SUPPORT.</p>
<p>Rally, protest, and sue them off the PLANET.</p>
<p>WAKE UP AMERICA, were are being ROBBED in Broad day light.</p>
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		<title>By: Amanda Marks</title>
		<link>http://loanworkout.org/2007/07/wells-fargo-is-doing-their-part-to-help-stop-foreclosure/#comment-16736</link>
		<dc:creator>Amanda Marks</dc:creator>
		<pubDate>Mon, 14 Sep 2009 21:00:53 +0000</pubDate>
		<guid isPermaLink="false">http://loanworkout.org/2007/07/11/wells-fargo-is-doing-their-part-to-help-stop-foreclosure/#comment-16736</guid>
		<description>My stomach is in knots!
I am experiencing similar actions by Wells Fargo.
I am admittedly now 3 months behind (counting Sept) due to being laid off. I contacted Wells Fargo early on, got same treatment.
Now, they are doing the FAX everything to us again routine. We provided the wrong address to you, etc.
Forclosure set for Nov. 21...I am not feeling much hope. Before I was laid off and even hrough June,  I made my payment. 
Now I am unemployed - they seem to want me out, rather assist me through this temporary hardship!
I am single and that seems to be a red flag in their eyes, although they were happy to take my cash early on!</description>
		<content:encoded><![CDATA[<p>My stomach is in knots!<br />
I am experiencing similar actions by Wells Fargo.<br />
I am admittedly now 3 months behind (counting Sept) due to being laid off. I contacted Wells Fargo early on, got same treatment.<br />
Now, they are doing the FAX everything to us again routine. We provided the wrong address to you, etc.<br />
Forclosure set for Nov. 21&#8230;I am not feeling much hope. Before I was laid off and even hrough June,  I made my payment.<br />
Now I am unemployed &#8211; they seem to want me out, rather assist me through this temporary hardship!<br />
I am single and that seems to be a red flag in their eyes, although they were happy to take my cash early on!</p>
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		<title>By: christine Hawkins</title>
		<link>http://loanworkout.org/2007/07/wells-fargo-is-doing-their-part-to-help-stop-foreclosure/#comment-16714</link>
		<dc:creator>christine Hawkins</dc:creator>
		<pubDate>Sun, 13 Sep 2009 03:37:19 +0000</pubDate>
		<guid isPermaLink="false">http://loanworkout.org/2007/07/11/wells-fargo-is-doing-their-part-to-help-stop-foreclosure/#comment-16714</guid>
		<description>Wokovia holds my mortgage and my home equity loan. I have calling twice sometimes every week since April. I was forced to quit after I injured myself at wwork a place I worked at for 10 years. Them I had to have back sugury. In the mean time my son who is drug attict was robbing me blind, lets not forget my daughter whom had a nervous breakdownafter i could not pay her rent in chicago. Now im two months behind in my mortgage and I gor a letterin the mail from wokiva for intent to forclose. Im ready to jump off a building I cannot get help of any kind. I got two letters last month from credit card co, who are suing me. After 31 years of marriage,Life looks pretty bleak</description>
		<content:encoded><![CDATA[<p>Wokovia holds my mortgage and my home equity loan. I have calling twice sometimes every week since April. I was forced to quit after I injured myself at wwork a place I worked at for 10 years. Them I had to have back sugury. In the mean time my son who is drug attict was robbing me blind, lets not forget my daughter whom had a nervous breakdownafter i could not pay her rent in chicago. Now im two months behind in my mortgage and I gor a letterin the mail from wokiva for intent to forclose. Im ready to jump off a building I cannot get help of any kind. I got two letters last month from credit card co, who are suing me. After 31 years of marriage,Life looks pretty bleak</p>
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		<title>By: katherine</title>
		<link>http://loanworkout.org/2007/07/wells-fargo-is-doing-their-part-to-help-stop-foreclosure/#comment-16704</link>
		<dc:creator>katherine</dc:creator>
		<pubDate>Sat, 12 Sep 2009 19:26:38 +0000</pubDate>
		<guid isPermaLink="false">http://loanworkout.org/2007/07/11/wells-fargo-is-doing-their-part-to-help-stop-foreclosure/#comment-16704</guid>
		<description>My husband and I are experiencing the run-around for months. Now they say he doesn&#039;t qualify for modification because he doesn&#039;t make enough money. Now my intentions are to send letters to the President. I would like to have the frustrations of others experiences in home loan modifications from Wells Fargo emailed to me for send off to the President. I don&#039;t know if this will get us anywhere, but i&#039;m willing to do anything. Wells Fargo lies. They are out to help themselves only. I will never do business with them again.</description>
		<content:encoded><![CDATA[<p>My husband and I are experiencing the run-around for months. Now they say he doesn&#8217;t qualify for modification because he doesn&#8217;t make enough money. Now my intentions are to send letters to the President. I would like to have the frustrations of others experiences in home loan modifications from Wells Fargo emailed to me for send off to the President. I don&#8217;t know if this will get us anywhere, but i&#8217;m willing to do anything. Wells Fargo lies. They are out to help themselves only. I will never do business with them again.</p>
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		<title>By: The Voice of homeowners</title>
		<link>http://loanworkout.org/2007/07/wells-fargo-is-doing-their-part-to-help-stop-foreclosure/#comment-15530</link>
		<dc:creator>The Voice of homeowners</dc:creator>
		<pubDate>Wed, 01 Jul 2009 16:48:20 +0000</pubDate>
		<guid isPermaLink="false">http://loanworkout.org/2007/07/11/wells-fargo-is-doing-their-part-to-help-stop-foreclosure/#comment-15530</guid>
		<description>Wells Fargo is Doing Their Part to Help Stop Foreclosure, BIG JOKE! Blah, Blah, Blah.

So far i have gone through 2 modifications, first modification was approved lowering my mortgage payment just $50.00, so i rejected the offer.  I want a long term payment, not a short fixed - setup for failure payment, you know...the same ones banks offered to make their millions.    Well on the 2nd modification, i was told i did not qualify under any programs, because my front-end-ratio did not meet their approval standards.  Wow! first i am approved, then i&#039;m not.  O&#039;k, so i went and seeked help from a couple of lawyers [shop around] first lawyer&#039;s advice - short sale or foreclose, i&#039;m thinking you are a lawyer advertising yourself on tv informing homeowners to call you to stop foreclosure and save their home, but you are telling me otherwise.  Anyways...lawyer #2, apparently an expert on modifications and so on... so i asked very simple questions like to look at my paper work the ones i submitted for modifications and what recommendations or possibilities do i have in getting it approved, well his answer was well...it will cost you up front $1,500 just for me to look at it and see if you qualify for a modification, i then asked..well all my paperwork is right in front of you, the work has been done, if you have years of experience and have worked with these banks many times then you know their criterias, you know why will they approve or not approve just by looking at my numbers &quot;Simple Math&quot; i said.  Long story short...more blah, blah, everyone out to take money from struggling homeowners, adding more insult to injury, i see them as savengers who prey on people going through desperate times, Unbelievable, but true!!.  

So i did some research, re-submitted my request for modification, called the bank and was told that my information was sent to a lawyer and it was in a foreclosure status, and that as soon as i receive letter in the mail i needed to contact the office to do a repayment arrangement with the paralegal assigned to my case.

I received letter, called office 10 times and counting it&#039;s been 3 weeks since i received letter and  still noone has contacted me, so my assumptions are, they have no intentions on doing so, it&#039;s all a time game, until i get my final letter to foreclose, so as i see it Wells Fargo, American Servicing encourages homeowners to Foreclose!!!

Please stop the lies...statistics do not lie, i encourage that an audit be done in these banks, many homeowners do qualify and banks are stating that they do not.</description>
		<content:encoded><![CDATA[<p>Wells Fargo is Doing Their Part to Help Stop Foreclosure, BIG JOKE! Blah, Blah, Blah.</p>
<p>So far i have gone through 2 modifications, first modification was approved lowering my mortgage payment just $50.00, so i rejected the offer.  I want a long term payment, not a short fixed &#8211; setup for failure payment, you know&#8230;the same ones banks offered to make their millions.    Well on the 2nd modification, i was told i did not qualify under any programs, because my front-end-ratio did not meet their approval standards.  Wow! first i am approved, then i&#8217;m not.  O&#8217;k, so i went and seeked help from a couple of lawyers [shop around] first lawyer&#8217;s advice &#8211; short sale or foreclose, i&#8217;m thinking you are a lawyer advertising yourself on tv informing homeowners to call you to stop foreclosure and save their home, but you are telling me otherwise.  Anyways&#8230;lawyer #2, apparently an expert on modifications and so on&#8230; so i asked very simple questions like to look at my paper work the ones i submitted for modifications and what recommendations or possibilities do i have in getting it approved, well his answer was well&#8230;it will cost you up front $1,500 just for me to look at it and see if you qualify for a modification, i then asked..well all my paperwork is right in front of you, the work has been done, if you have years of experience and have worked with these banks many times then you know their criterias, you know why will they approve or not approve just by looking at my numbers &#8220;Simple Math&#8221; i said.  Long story short&#8230;more blah, blah, everyone out to take money from struggling homeowners, adding more insult to injury, i see them as savengers who prey on people going through desperate times, Unbelievable, but true!!.  </p>
<p>So i did some research, re-submitted my request for modification, called the bank and was told that my information was sent to a lawyer and it was in a foreclosure status, and that as soon as i receive letter in the mail i needed to contact the office to do a repayment arrangement with the paralegal assigned to my case.</p>
<p>I received letter, called office 10 times and counting it&#8217;s been 3 weeks since i received letter and  still noone has contacted me, so my assumptions are, they have no intentions on doing so, it&#8217;s all a time game, until i get my final letter to foreclose, so as i see it Wells Fargo, American Servicing encourages homeowners to Foreclose!!!</p>
<p>Please stop the lies&#8230;statistics do not lie, i encourage that an audit be done in these banks, many homeowners do qualify and banks are stating that they do not.</p>
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