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	<title>Comments on: Is Your Home in Foreclosure?</title>
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	<link>http://loanworkout.org/2007/08/is-your-home-in-foreclosure/</link>
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		<title>By: tom</title>
		<link>http://loanworkout.org/2007/08/is-your-home-in-foreclosure/#comment-410</link>
		<dc:creator>tom</dc:creator>
		<pubDate>Wed, 27 Feb 2008 19:36:11 +0000</pubDate>
		<guid isPermaLink="false">http://loanworkout.org/2007/08/02/is-your-home-in-foreclosure/#comment-410</guid>
		<description>If you want out from under your mortgage and the lender is not communicating with you on a modification, why can&#039;t you just deed them the property ( not a deed in lieu). Just fill out a warranty or quit claim, go to the courthouse and record it and mail the lender  a copy.

They now own the property with their own loan on it.

How can they foreclose on property they own?</description>
		<content:encoded><![CDATA[<p>If you want out from under your mortgage and the lender is not communicating with you on a modification, why can&#8217;t you just deed them the property ( not a deed in lieu). Just fill out a warranty or quit claim, go to the courthouse and record it and mail the lender  a copy.</p>
<p>They now own the property with their own loan on it.</p>
<p>How can they foreclose on property they own?</p>
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		<title>By: svirtokilo blog</title>
		<link>http://loanworkout.org/2007/08/is-your-home-in-foreclosure/#comment-6244</link>
		<dc:creator>svirtokilo blog</dc:creator>
		<pubDate>Mon, 29 Oct 2007 03:17:05 +0000</pubDate>
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		<description>&lt;strong&gt;svirtokilo 36 post&lt;/strong&gt;

all about svirtokilo and top news</description>
		<content:encoded><![CDATA[<p><strong>svirtokilo 36 post</strong></p>
<p>all about svirtokilo and top news</p>
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		<title>By: kulartinuminto blog</title>
		<link>http://loanworkout.org/2007/08/is-your-home-in-foreclosure/#comment-409</link>
		<dc:creator>kulartinuminto blog</dc:creator>
		<pubDate>Thu, 18 Oct 2007 19:02:03 +0000</pubDate>
		<guid isPermaLink="false">http://loanworkout.org/2007/08/02/is-your-home-in-foreclosure/#comment-409</guid>
		<description>&lt;strong&gt;kulartinuminto 25 post&lt;/strong&gt;

all about kulartinuminto and top news</description>
		<content:encoded><![CDATA[<p><strong>kulartinuminto 25 post</strong></p>
<p>all about kulartinuminto and top news</p>
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		<title>By: Stephanie</title>
		<link>http://loanworkout.org/2007/08/is-your-home-in-foreclosure/#comment-6243</link>
		<dc:creator>Stephanie</dc:creator>
		<pubDate>Tue, 07 Aug 2007 23:42:16 +0000</pubDate>
		<guid isPermaLink="false">http://loanworkout.org/2007/08/02/is-your-home-in-foreclosure/#comment-6243</guid>
		<description>Hi Moe,&lt;br /&gt;&lt;br /&gt;I would love to help out! &lt;br /&gt;&lt;br /&gt;Can you publish as a post the recent plan for New Yorkers? Governor Spitzer has teamed with SONYMA to refinance New Yorkers in ARM&#039;s!  Here is a link to the press release - &lt;a href=&quot;http://www.ny.gov/governor/press/0727071.html&quot; rel=&quot;nofollow&quot;&gt;http://www.ny.gov/governor/press/0727071.html&lt;/a&gt; - there are restrictions but it should give some New Yorkers relief!</description>
		<content:encoded><![CDATA[<p>Hi Moe,</p>
<p>I would love to help out! </p>
<p>Can you publish as a post the recent plan for New Yorkers? Governor Spitzer has teamed with SONYMA to refinance New Yorkers in ARM&#8217;s!  Here is a link to the press release &#8211; <a href="http://www.ny.gov/governor/press/0727071.html" rel="nofollow">http://www.ny.gov/governor/press/0727071.html</a> &#8211; there are restrictions but it should give some New Yorkers relief!</p>
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		<title>By: Moe</title>
		<link>http://loanworkout.org/2007/08/is-your-home-in-foreclosure/#comment-6242</link>
		<dc:creator>Moe</dc:creator>
		<pubDate>Tue, 07 Aug 2007 03:25:01 +0000</pubDate>
		<guid isPermaLink="false">http://loanworkout.org/2007/08/02/is-your-home-in-foreclosure/#comment-6242</guid>
		<description>Thanks so much Stephanie!&lt;BR&gt;&lt;BR&gt;I actually mention HUD non profit agencies a lot in my blog. Just not every post &lt;img src=&quot;http://loanworkout.org/emoticons/smile.png&quot; border=&quot;0&quot; /&gt; But I do plan to have a section just for non-profits to help people and get the word out. I am redesigning this site to make it information packed!&lt;BR&gt;&lt;BR&gt;My goal is to get the word out that there is help and great agencies like HUD have certified housing counseling agencies that have special training and offer free services.&lt;BR&gt;&lt;BR&gt;I would love if you can do some guest posts and let us know more about what&#039;s going on and what HUD is doing to help people &lt;a href=&quot;http://www.loanworkout.org/&quot; rel=&quot;nofollow&quot;&gt;avoid foreclosure&lt;/A&gt;.&lt;BR&gt;&lt;BR&gt;Hope to hear more form you!&lt;BR&gt;&lt;BR&gt;Best Regards,&lt;BR&gt;&lt;BR&gt;Moe</description>
		<content:encoded><![CDATA[<p>Thanks so much Stephanie!</p>
<p>I actually mention HUD non profit agencies a lot in my blog. Just not every post <img src="http://loanworkout.org/emoticons/smile.png" border="0" /> But I do plan to have a section just for non-profits to help people and get the word out. I am redesigning this site to make it information packed!</p>
<p>My goal is to get the word out that there is help and great agencies like HUD have certified housing counseling agencies that have special training and offer free services.</p>
<p>I would love if you can do some guest posts and let us know more about what&#8217;s going on and what HUD is doing to help people <a href="http://www.loanworkout.org/" rel="nofollow">avoid foreclosure</a>.</p>
<p>Hope to hear more form you!</p>
<p>Best Regards,</p>
<p>Moe</p>
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		<title>By: Stephanie</title>
		<link>http://loanworkout.org/2007/08/is-your-home-in-foreclosure/#comment-6241</link>
		<dc:creator>Stephanie</dc:creator>
		<pubDate>Tue, 07 Aug 2007 02:01:37 +0000</pubDate>
		<guid isPermaLink="false">http://loanworkout.org/2007/08/02/is-your-home-in-foreclosure/#comment-6241</guid>
		<description>Hi Moe,&lt;br /&gt;I think this website is great!  &lt;br /&gt;&lt;br /&gt;Could you please advertise to people that there foreclosure counselors who will do this work with them for FREE. We are all HUD approved and not allowed to charge. They can call 800 569-4287, put in their zip code and get the closest agency.&lt;br /&gt;&lt;br /&gt;While everyone can do it on their own, it is best to speak to someone - like you, Moe, or my agency - because there are reasons why the lenders do not offer modifications and we can help homeowners present a good case. &lt;br /&gt;&lt;br /&gt;You are doing a great thing! I&#039;m overloaded with calls, it is getting bad out there!  You&#039;re help is wonderful and I hope you add the HUD agencies to your list of advice.  &lt;br /&gt;&lt;br /&gt;Feel free to email me for more info!</description>
		<content:encoded><![CDATA[<p>Hi Moe,<br />I think this website is great!  </p>
<p>Could you please advertise to people that there foreclosure counselors who will do this work with them for FREE. We are all HUD approved and not allowed to charge. They can call 800 569-4287, put in their zip code and get the closest agency.</p>
<p>While everyone can do it on their own, it is best to speak to someone &#8211; like you, Moe, or my agency &#8211; because there are reasons why the lenders do not offer modifications and we can help homeowners present a good case. </p>
<p>You are doing a great thing! I&#8217;m overloaded with calls, it is getting bad out there!  You&#8217;re help is wonderful and I hope you add the HUD agencies to your list of advice.  </p>
<p>Feel free to email me for more info!</p>
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