Comments on: 995 HOPE http://loanworkout.org/2007/09/995-hope/ - Free Mortgage, Auto and Student loan Calculators by LoanWorkout.org Tue, 18 Oct 2011 02:57:27 +0000 hourly 1 http://wordpress.org/?v=3.1.3 By: Deb http://loanworkout.org/2007/09/995-hope/#comment-31079 Deb Wed, 11 May 2011 22:56:56 +0000 http://loanworkout.org/2007/09/29/995-hope/#comment-31079 I just got off the phone with them. I am a single mother of four kids. I was basically told to cut down on my grocery bill.....now, mind you, I feed four children......I need to get a full time job (at the moment I have a part time job so that I can be home when the kids get in from school, not to mention that i live in an ecomomically depressed area AND NOT TO MENTION THAT THERE ARE NO OTHER JOBS OUT THERE RIGHT NOW)........my sons are to get jobs (yes, he said this!), although I didn't know they hire at 14yrs old now-a-days......needless to say, this was my "counseling", and needless to say that after I hung up the phone, I almost wanted to jump off of a bridge. I just got off the phone with them. I am a single mother of four kids. I was basically told to cut down on my grocery bill…..now, mind you, I feed four children……I need to get a full time job (at the moment I have a part time job so that I can be home when the kids get in from school, not to mention that i live in an ecomomically depressed area AND NOT TO MENTION THAT THERE ARE NO OTHER JOBS OUT THERE RIGHT NOW)……..my sons are to get jobs (yes, he said this!), although I didn’t know they hire at 14yrs old now-a-days……needless to say, this was my “counseling”, and needless to say that after I hung up the phone, I almost wanted to jump off of a bridge.

]]> By: Dan http://loanworkout.org/2007/09/995-hope/#comment-23114 Dan Thu, 16 Dec 2010 11:46:45 +0000 http://loanworkout.org/2007/09/29/995-hope/#comment-23114 first thing you should understand is they report everything you tell them to the bank.....Then they take limited infoand quickly turn you off.....THIS IS NO HELP!!! NO HELP WHATSOEVER!!! Although a Gov. product, they work for the goodof the banks. This isso illconcieved that it only hurts your chances, not help them. STAY AWAY!!! first thing you should understand is they report everything you tell them to the bank…..Then they take limited infoand quickly turn you off…..THIS IS NO HELP!!! NO HELP WHATSOEVER!!!

Although a Gov. product, they work for the goodof the banks. This isso illconcieved that it only hurts your chances, not help them. STAY AWAY!!!

]]> By: doj http://loanworkout.org/2007/09/995-hope/#comment-14308 doj Fri, 24 Apr 2009 17:13:08 +0000 http://loanworkout.org/2007/09/29/995-hope/#comment-14308 this is i believe the white elephant effect. red tape on top of red tape this is i believe the white elephant effect. red tape on top of red tape

]]> By: victor feeney http://loanworkout.org/2007/09/995-hope/#comment-14143 victor feeney Mon, 20 Apr 2009 00:35:18 +0000 http://loanworkout.org/2007/09/29/995-hope/#comment-14143 To whom can help I have been a target of countrywide, inabilities and practices of bad business practices, We had a 30 year note with Chase and never late, Now with Countrywide and was promised a refinance on a 15 years note to 30 year note with there new Modification loan program this started in Feb 2009, and we call every month several time to ask about it and was told everything was Ok and will hear something shortly. That was in March, Lisa James We heard something alright on April15 a notice to Foreclosure, and need to come up with 2 months payment and the Mays payment also We call several times and talked to 6 people with no help just Phone tags So we when to the Locale office and the Person we first talked to (Jason Guinther) was there we told him the story and the he call countrywide, after talking to there office for 30mins, he said they were never going to notified us that we don’t qualify for the program or even why, The inability for them to notified us doesn’t constitute an hardship for us, I thing they encourages there people in this tactics, Can anyone help us and advise a place to call anything Vwf4506@insightbb.com I only have till May the 8 according to the letter Thanks very much in this very important matter we also called hope and how look at what has happen To whom can help

I have been a target of countrywide, inabilities and practices of bad business practices,

We had a 30 year note with Chase and never late,

Now with Countrywide and was promised a refinance on a 15 years note to 30 year note with there new Modification loan program this started in Feb 2009, and we call every month several time to ask about it and was told everything was Ok and will hear something shortly.
That was in March, Lisa James

We heard something alright on April15 a notice to Foreclosure, and need to come up with 2 months payment and the Mays payment also

We call several times and talked to 6 people with no help just Phone tags

So we when to the Locale office and the Person we first talked to (Jason Guinther) was there we told him the story and the he call countrywide, after talking to there office for 30mins, he said they were never going to notified us that we don’t qualify for the program or even why,

The inability for them to notified us doesn’t constitute an hardship for us,

I thing they encourages there people in this tactics,

Can anyone help us and advise a place to call anything

Vwf4506@insightbb.com

I only have till May the 8 according to the letter

Thanks very much in this very important matter
we also called hope and how look at what has happen

]]> By: Hope worker http://loanworkout.org/2007/09/995-hope/#comment-13694 Hope worker Sun, 05 Apr 2009 16:53:20 +0000 http://loanworkout.org/2007/09/29/995-hope/#comment-13694 I would have to agree not to call HOPE. I actually work there. From the day I started I felt so guilty because there is no help. I feel HOPE was set in place for people to leave the banks alone. We are like an escape goat for the banks. I feel sorry for some people because they are loosing their homes through no fault of their own. Others I just want to tell them to get a life. Several times I have tried to schedule people for an appointment and they tell me they can not have that date because they are going on vacation. Now realize that they have not paid their mortgage and are going on vacation with the money. But either way they is no help for anyone. None of the banks are doing the Bush or Obama plan that was set in place. Remember that it is not mandatory for the banks to participate. It is voluntary and none will acknoledge the plan. When mentioned to the bank they all say they will have the information in about two weeks. They have been saying two weeks since last year. I hate my job because I have to give people false hope. I feel very low. But it is about the only job available in town right now and I also have a mortgage to pay. I would have to agree not to call HOPE. I actually work there. From the day I started I felt so guilty because there is no help. I feel HOPE was set in place for people to leave the banks alone. We are like an escape goat for the banks. I feel sorry for some people because they are loosing their homes through no fault of their own. Others I just want to tell them to get a life. Several times I have tried to schedule people for an appointment and they tell me they can not have that date because they are going on vacation. Now realize that they have not paid their mortgage and are going on vacation with the money.
But either way they is no help for anyone. None of the banks are doing the Bush or Obama plan that was set in place. Remember that it is not mandatory for the banks to participate. It is voluntary and none will acknoledge the plan. When mentioned to the bank they all say they will have the information in about two weeks. They have been saying two weeks since last year.
I hate my job because I have to give people false hope. I feel very low. But it is about the only job available in town right now and I also have a mortgage to pay.

]]> By: Loan Modification Facts « Mortgage Modification Guide http://loanworkout.org/2007/09/995-hope/#comment-13320 Loan Modification Facts « Mortgage Modification Guide Tue, 24 Mar 2009 09:47:42 +0000 http://loanworkout.org/2007/09/29/995-hope/#comment-13320 [...] Hope Now and 995-HOPE are here to protect your best [...] [...] Hope Now and 995-HOPE are here to protect your best [...]

]]> By: allison http://loanworkout.org/2007/09/995-hope/#comment-13197 allison Sat, 21 Mar 2009 19:24:55 +0000 http://loanworkout.org/2007/09/29/995-hope/#comment-13197 This is such a horrible situation all around and I hope that people get the assistance they need. Hell, all these large corporations get bailed out and the taxpayers are forced to foot the bill but when the taxpayers need help you want to give them the complete runaround and shut them out. That is wrong on so many levels and needs to be addressed. This is such a horrible situation all around and I hope that people get the assistance they need. Hell, all these large corporations get bailed out and the taxpayers are forced to foot the bill but when the taxpayers need help you want to give them the complete runaround and shut them out. That is wrong on so many levels and needs to be addressed.

]]> By: allison http://loanworkout.org/2007/09/995-hope/#comment-13196 allison Sat, 21 Mar 2009 19:22:27 +0000 http://loanworkout.org/2007/09/29/995-hope/#comment-13196 This is such a horrible situation for people to be in. I sincerely hope our elected leaders realize that the mortgage meltdown and loss of homes will meltdown local businesses and result in the loss of customers patronizing those businesses. It amazes me that the government can stick taxpayers with the bill to bailout large corporations but when the very people that you foot the bill to need help, everybody rallies against them and wants to give them the shaft. Remember, WE ALL LOSE HERE. This is such a horrible situation for people to be in. I sincerely hope our elected leaders realize that the mortgage meltdown and loss of homes will meltdown local businesses and result in the loss of customers patronizing those businesses. It amazes me that the government can stick taxpayers with the bill to bailout large corporations but when the very people that you foot the bill to need help, everybody rallies against them and wants to give them the shaft. Remember, WE ALL LOSE HERE.

]]> By: PIST http://loanworkout.org/2007/09/995-hope/#comment-6450 PIST Wed, 11 Jun 2008 19:40:37 +0000 http://loanworkout.org/2007/09/29/995-hope/#comment-6450 Maurice, i hope this helps getting help to everyone quicker so that this economy can start to fix itself again. Maurice, i hope this helps getting help to everyone quicker so that this economy can start to fix itself again.

]]> By: Maurice Stewart http://loanworkout.org/2007/09/995-hope/#comment-6446 Maurice Stewart Wed, 11 Jun 2008 09:57:07 +0000 http://loanworkout.org/2007/09/29/995-hope/#comment-6446 Listen guys, Foreclosure will continue to get worse throughout 2009. All this will serve to do is drive values down even further, and fuel the engine of further foreclosure, especially as distressed owners take out their frustration on the homes before leaving. The counseling agencies are trained counselors; they have very little technical knowledge about RESPA, Preditory Lending, Forensic file examination or real estate. I have had over 15 years in this industrry and I am also a software designer. I have designed the smartest operating system that does the intake and diagnosis of file in 30 minutes and obtain a resolution in minutes of getting in touch with the lenders. The on-line consumer version will be available on July 15th. and every consumer will be able to do their own file and upload it to the counseling agency or attorney for action. For more information, please call (561) 202-7939. Listen guys,

Foreclosure will continue to get worse throughout 2009. All this will serve to do is drive values down even further, and fuel the engine of further foreclosure, especially as distressed owners take out their frustration on the homes before leaving.

The counseling agencies are trained counselors; they have very little technical knowledge about RESPA, Preditory Lending, Forensic file examination or real estate.

I have had over 15 years in this industrry and I am also a software designer. I have designed the smartest operating system that does the intake and diagnosis of file in 30 minutes and obtain a resolution in minutes of getting in touch with the lenders. The on-line consumer version will be available on July 15th. and every consumer will be able to do their own file and upload it to the counseling agency or attorney for action.
For more information, please call (561) 202-7939.

]]>