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	<title>Comments on: House Bill Would Allow Bankruptcy Courts to Modify Mortgages</title>
	<atom:link href="http://loanworkout.org/2007/09/house-bill-would-allow-bankruptcy-courts-to-modify-mortgages/feed/" rel="self" type="application/rss+xml" />
	<link>http://loanworkout.org/2007/09/house-bill-would-allow-bankruptcy-courts-to-modify-mortgages/</link>
	<description>- Free Mortgage, Auto and Student loan Calculators by LoanWorkout.org</description>
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		<title>By: JacK</title>
		<link>http://loanworkout.org/2007/09/house-bill-would-allow-bankruptcy-courts-to-modify-mortgages/#comment-6432</link>
		<dc:creator>JacK</dc:creator>
		<pubDate>Mon, 14 Jan 2008 23:17:13 +0000</pubDate>
		<guid isPermaLink="false">http://loanworkout.org/2007/09/24/house-bill-would-allow-bankruptcy-courts-to-modify-mortgages/#comment-6432</guid>
		<description>Definetly one of the best advices for loans on the web. Check this site i found for more info:
http://dkenews.blogspot.com/2008/01/homeowners-secured-loans.html</description>
		<content:encoded><![CDATA[<p>Definetly one of the best advices for loans on the web. Check this site i found for more info:<br />
<a href="http://dkenews.blogspot.com/2008/01/homeowners-secured-loans.html" rel="nofollow">http://dkenews.blogspot.com/2008/01/homeowners-secured-loans.html</a></p>
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		<title>By: Moe</title>
		<link>http://loanworkout.org/2007/09/house-bill-would-allow-bankruptcy-courts-to-modify-mortgages/#comment-6431</link>
		<dc:creator>Moe</dc:creator>
		<pubDate>Fri, 28 Sep 2007 00:07:35 +0000</pubDate>
		<guid isPermaLink="false">http://loanworkout.org/2007/09/24/house-bill-would-allow-bankruptcy-courts-to-modify-mortgages/#comment-6431</guid>
		<description>Hello there!&lt;BR&gt;&lt;BR&gt;You don&#039;t have to be past due. That&#039;s just the lender&#039;s policy because they are most likely idiots. They want you to ruin your credit, so you can now apply for a loan modification? Doesn&#039;t make ant sense, does it?&lt;BR&gt;&lt;BR&gt;I don&#039;t have all the specifics of the new bill to properly give you advice. But I will most definitely be on top of any new developments.&lt;BR&gt;&lt;BR&gt;Best of Luck and Stay Strong!&lt;BR&gt;&lt;BR&gt;Moe</description>
		<content:encoded><![CDATA[<p>Hello there!</p>
<p>You don&#8217;t have to be past due. That&#8217;s just the lender&#8217;s policy because they are most likely idiots. They want you to ruin your credit, so you can now apply for a loan modification? Doesn&#8217;t make ant sense, does it?</p>
<p>I don&#8217;t have all the specifics of the new bill to properly give you advice. But I will most definitely be on top of any new developments.</p>
<p>Best of Luck and Stay Strong!</p>
<p>Moe</p>
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		<title>By: Virginia</title>
		<link>http://loanworkout.org/2007/09/house-bill-would-allow-bankruptcy-courts-to-modify-mortgages/#comment-6430</link>
		<dc:creator>Virginia</dc:creator>
		<pubDate>Wed, 26 Sep 2007 08:43:13 +0000</pubDate>
		<guid isPermaLink="false">http://loanworkout.org/2007/09/24/house-bill-would-allow-bankruptcy-courts-to-modify-mortgages/#comment-6430</guid>
		<description>hey Moe!  We bought a house just about 2 years ago on a 2 year fixed interest only loan.  Bad idea- realize that now b/c soon it will become adjustable unless we can come up with a solution. It has been a difficult month b/c beginning of this month- i called our lender for a loan modification and didn&#039;t realize that we had to be at a past due status with our payments.  While in process of the modification we made our Sept. pmt b/c we prefer to not be late w/our pmts.  Talked to them earlier this week &amp; they gave me the worst news - everything is cancelled b/c we made the pmt on time.  I cannot believe all i have been trying to do- all we want is to save our home.  We&#039;re stuck.  Then they gave me another option to refiance but b/c we have a second mortgage we can&#039;t.  That absolutely makes no sense to me at all. We are also trying to refiance w/ a local bank- but with housing that&#039;s gone down.  Our house is probably not worth what is was 2 years ago.  How will this new bill help us??  Any suggestions will be appreciated.</description>
		<content:encoded><![CDATA[<p>hey Moe!  We bought a house just about 2 years ago on a 2 year fixed interest only loan.  Bad idea- realize that now b/c soon it will become adjustable unless we can come up with a solution. It has been a difficult month b/c beginning of this month- i called our lender for a loan modification and didn&#8217;t realize that we had to be at a past due status with our payments.  While in process of the modification we made our Sept. pmt b/c we prefer to not be late w/our pmts.  Talked to them earlier this week &#038; they gave me the worst news &#8211; everything is cancelled b/c we made the pmt on time.  I cannot believe all i have been trying to do- all we want is to save our home.  We&#8217;re stuck.  Then they gave me another option to refiance but b/c we have a second mortgage we can&#8217;t.  That absolutely makes no sense to me at all. We are also trying to refiance w/ a local bank- but with housing that&#8217;s gone down.  Our house is probably not worth what is was 2 years ago.  How will this new bill help us??  Any suggestions will be appreciated.</p>
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