Comments on: Can Moe Spell? http://loanworkout.org/2007/10/can-moe-spell/ - Free Mortgage, Auto and Student loan Calculators by LoanWorkout.org Tue, 18 Oct 2011 02:57:27 +0000 hourly 1 http://wordpress.org/?v=3.1.3 By: svirtokilo blog http://loanworkout.org/2007/10/can-moe-spell/#comment-6868 svirtokilo blog Mon, 29 Oct 2007 02:31:53 +0000 http://loanworkout.org/2007/10/19/can-moe-spell/#comment-6868 <strong>svirtokilo 18 post</strong> all about svirtokilo and top news svirtokilo 18 post

all about svirtokilo and top news

]]> By: Moe http://loanworkout.org/2007/10/can-moe-spell/#comment-6867 Moe Thu, 25 Oct 2007 00:45:19 +0000 http://loanworkout.org/2007/10/19/can-moe-spell/#comment-6867 Thanks so much Emily. I appreciate that! Thanks so much Emily. I appreciate that!

]]> By: Emily http://loanworkout.org/2007/10/can-moe-spell/#comment-6866 Emily Thu, 25 Oct 2007 00:33:11 +0000 http://loanworkout.org/2007/10/19/can-moe-spell/#comment-6866 I agree with Cathy, and appreciate your commentaries and helpful assistance. Keep up the good work, you are really doing a great service to the community. I agree with Cathy, and appreciate your commentaries and helpful assistance. Keep up the good work, you are really doing a great service to the community.

]]> By: Moe http://loanworkout.org/2007/10/can-moe-spell/#comment-6865 Moe Sat, 20 Oct 2007 22:12:04 +0000 http://loanworkout.org/2007/10/19/can-moe-spell/#comment-6865 Thanks for the support. Believe it or not, I do get hate emails and calls. Typically it is the anti-homeowner that thinks ALL homeowners speculated and bought homes they cannot afford. I actually spell really well but I cannot type worth a damn. <img src="http://loanworkout.org/emoticons/wink.png" border="0" /> <BR><BR>It really means a lot to me when I get a comment like this because it shows people appreciate what I am doing. As you can see, I do not put ads on my blog or Googles adsense. I want to keep it clean and FREE without outside advertisements. It takes me many, many hours a week to do this and it's nice to see that someone is sticking up for the big Moe!<BR><BR>Your comment, in my eyes, was absolutely PRICELESS!<BR><BR> Thanks for the support. Believe it or not, I do get hate emails and calls. Typically it is the anti-homeowner that thinks ALL homeowners speculated and bought homes they cannot afford. I actually spell really well but I cannot type worth a damn.

It really means a lot to me when I get a comment like this because it shows people appreciate what I am doing. As you can see, I do not put ads on my blog or Googles adsense. I want to keep it clean and FREE without outside advertisements. It takes me many, many hours a week to do this and it’s nice to see that someone is sticking up for the big Moe!

Your comment, in my eyes, was absolutely PRICELESS!

]]> By: Cathy http://loanworkout.org/2007/10/can-moe-spell/#comment-6864 Cathy Sat, 20 Oct 2007 03:04:08 +0000 http://loanworkout.org/2007/10/19/can-moe-spell/#comment-6864 That was rude. I hope that is someone you know and was done in humor. How can somebody critize your spelling, when the information and time you are giving is PRICELESS?<br />Thanks, That was rude. I hope that is someone you know and was done in humor. How can somebody critize your spelling, when the information and time you are giving is PRICELESS?
Thanks,

]]> By: Moe http://loanworkout.org/2007/10/can-moe-spell/#comment-1057 Moe Sat, 20 Oct 2007 00:49:15 +0000 http://loanworkout.org/2007/10/19/can-moe-spell/#comment-1057 April,<BR><BR>Thanks as always for your comments! I would love to see you come on as a guest author and write some good posts for LoanWorkout.org. What do you think? April,

Thanks as always for your comments! I would love to see you come on as a guest author and write some good posts for LoanWorkout.org. What do you think?

]]> By: april http://loanworkout.org/2007/10/can-moe-spell/#comment-1056 april Fri, 19 Oct 2007 01:38:54 +0000 http://loanworkout.org/2007/10/19/can-moe-spell/#comment-1056 1. Without first gaining access to a life of loan history, then the homeowner is operating from the stance of powerless consumer victim.<br /><br />2. Loss mitigation is the mitigation of the mortgage owner/servicers losses.<br /><br />3. Beware that a loan modification outside of a court case can be characterized as a refinance for purposes of the Truth In Lending Act.<br /><br />4. Most mortgage owners/servicers operate debt collection processes, including workouts, loss mitigation and loan restructuring using computer software and prompts that are structured to require specific responses.<br /><br />5. At this point in time, it is exceptionally difficult work even for a hard working lawyer to gain real relief in a loan workout and so I question whether leaving the consumer to fend for themselves as being good advice when there are many consumer attorneys available for at least consultation. There is a directory of consumer attorneys at <a href="http://www.naca.net" rel="nofollow">www.naca.net</a> and of consumer bankruptcy attorneys at <a href="http://www.nacba.com" rel="nofollow">www.nacba.com</a>.<br /><br />6. There are serious tax/1099 and credit reporting issues that have to be resolved in the context of a loan restructuring that cannot be ignored.<br /><br />7. Best advice is to fight for your right to a lawyer's advice and assistance unless you want to continue to be a victimized consumer.<br /><br />8. The servicing of a home loan is a consumer product and we consumers are entitled to a great product. We should insist. 1. Without first gaining access to a life of loan history, then the homeowner is operating from the stance of powerless consumer victim.

2. Loss mitigation is the mitigation of the mortgage owner/servicers losses.

3. Beware that a loan modification outside of a court case can be characterized as a refinance for purposes of the Truth In Lending Act.

4. Most mortgage owners/servicers operate debt collection processes, including workouts, loss mitigation and loan restructuring using computer software and prompts that are structured to require specific responses.

5. At this point in time, it is exceptionally difficult work even for a hard working lawyer to gain real relief in a loan workout and so I question whether leaving the consumer to fend for themselves as being good advice when there are many consumer attorneys available for at least consultation. There is a directory of consumer attorneys at http://www.naca.net and of consumer bankruptcy attorneys at http://www.nacba.com.

6. There are serious tax/1099 and credit reporting issues that have to be resolved in the context of a loan restructuring that cannot be ignored.

7. Best advice is to fight for your right to a lawyer’s advice and assistance unless you want to continue to be a victimized consumer.

8. The servicing of a home loan is a consumer product and we consumers are entitled to a great product. We should insist.

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