Comments on: Foreclosure Fighters – April Charney http://loanworkout.org/2007/10/foreclosure-fighters-april-charney/ Loan Modification & Home Loan News Sat, 20 Mar 2010 15:31:56 -0700 http://wordpress.org/?v=2.9.2 hourly 1 By: Elizabeth http://loanworkout.org/2007/10/foreclosure-fighters-april-charney/#comment-19423 Elizabeth Thu, 28 Jan 2010 05:07:38 +0000 http://loanworkout.org/2007/10/28/foreclosure-fighters-april-charney/#comment-19423 Dear April, I have property in West Palm area of Florida. I hired a modification company to help out with a pending foreclosure. The mortgage company did not accept my modification because my income was just shy of what they determined it should be. The modification company said they would work with the mortgage company to renegotiate the modification. This has been five months now. I have tried to get an update from the modification company but to no avail. Please advise. Elizabeth Dear April,
I have property in West Palm area of Florida. I hired a modification company to help out with a pending foreclosure. The mortgage company did not accept my modification because my income was just shy of what they determined it should be. The modification company said they would work with the mortgage company to renegotiate the modification. This has been five months now. I have tried to get an update from the modification company but to no avail. Please advise.
Elizabeth

]]> By: Gwen http://loanworkout.org/2007/10/foreclosure-fighters-april-charney/#comment-19313 Gwen Fri, 22 Jan 2010 17:23:35 +0000 http://loanworkout.org/2007/10/28/foreclosure-fighters-april-charney/#comment-19313 I too, am an advocate for saving consumer homes. However I am not an attorney, but I still feel for the homeowners. I have had several individuals who have shared their stories with me, however do not know where to direct them. How can I get assistance for individual such as these. My brother also who has had a definite hardship(loss of children and divorce) is currently in need of some help. He has signed up with NACA (Bruce Marks organization) but as stated earlier, the waiting is horrific. The help is not satisfactory. Can you tell me, in the ILLinois area, where we can seek help. There are so many fraudulent companies out here....where do we turn? PLEASE. I too, am an advocate for saving consumer homes. However I am not an attorney, but I still feel for the homeowners. I have had several individuals who have shared their stories with me, however do not know where to direct them. How can I get assistance for individual such as these. My brother also who has had a definite hardship(loss of children and divorce) is currently in need of some help. He has signed up with NACA (Bruce Marks organization) but as stated earlier, the waiting is horrific. The help is not satisfactory. Can you tell me, in the ILLinois area, where we can seek help. There are so many fraudulent companies out here….where do we turn? PLEASE.

]]> By: kheverly http://loanworkout.org/2007/10/foreclosure-fighters-april-charney/#comment-19158 kheverly Wed, 13 Jan 2010 01:32:15 +0000 http://loanworkout.org/2007/10/28/foreclosure-fighters-april-charney/#comment-19158 They invented their own renegade contract, for whatever special benefits they hoped it would grant them (and we can be sure they had some special benefits in mind). And if their bargain gives the borrower some unusual advantage, then good for the borrower. The MERS contract, like any new and innovative contract, must stand or fall on its merits as it is tested in various venues. The MERS mortgage made it a part of the mortgage contract that MERS is “the” designated party (the only and specific party under that contract provided) to foreclose on that mortgage in event of default by the borrower (and MERS ignored the law that renders MERS unqualified to foreclose). Plaintiff is not MERS. And MERS is disqualified. That is the only contract the MERS borrower signed, and what the MERS borrower relied upon. MERS is the designated party to foreclose (qualified to do so, or not). MERS either deliberately or accidentally ignored the Florida Law and thought it of no consequence or account to do so, as it produced its’ renegade “re-invention of the wheel”. MERS established requirements for who can foreclose a mortgage and designated a party to foreclose which is unqualified under Florida to foreclose. Only MERS is allowed to foreclose under the MERS contract. Plaintiff is not MERS. A simple syllogism leads to the conclusion that the mortgage in which MERS was specified as the designated party to foreclose is unforecloseable: cannot be foreclosed (is not much good as a mortgage because its “party to foreclose” is unqualified to foreclose); therefore what is left to MERS for its renegade bargain but unsecured creditor law? Too bad for MERS, even all the associated Kingpins of Wall Street. Good for the borrowers. That was the bargain MERS offered, and the borrower is entitled to rely upon it. The law offers no tilt in favor of one who makes a bad bargain, nor does the law prevent or save anyone from making a bad bargain. They invented their own renegade contract, for whatever special benefits they hoped it would grant them (and we can be sure they had some special benefits in mind). And if their bargain gives the borrower some unusual advantage, then good for the borrower. The MERS contract, like any new and innovative contract, must stand or fall on its merits as it is tested in various venues. The MERS mortgage made it a part of the mortgage contract that MERS is “the” designated party (the only and specific party under that contract provided) to foreclose on that mortgage in event of default by the borrower (and MERS ignored the law that renders MERS unqualified to foreclose). Plaintiff is not MERS. And MERS is disqualified.

That is the only contract the MERS borrower signed, and what the MERS borrower relied upon. MERS is the designated party to foreclose (qualified to do so, or not). MERS either deliberately or accidentally ignored the Florida Law and thought it of no consequence or account to do so, as it produced its’ renegade “re-invention of the wheel”. MERS established requirements for who can foreclose a mortgage and designated a party to foreclose which is unqualified under Florida to foreclose. Only MERS is allowed to foreclose under the MERS contract. Plaintiff is not MERS.

A simple syllogism leads to the conclusion that the mortgage in which MERS was specified as the designated party to foreclose is unforecloseable: cannot be foreclosed (is not much good as a mortgage because its “party to foreclose” is unqualified to foreclose); therefore what is left to MERS for its renegade bargain but unsecured creditor law? Too bad for MERS, even all the associated Kingpins of Wall Street. Good for the borrowers. That was the bargain MERS offered, and the borrower is entitled to rely upon it. The law offers no tilt in favor of one who makes a bad bargain, nor does the law prevent or save anyone from making a bad bargain.

]]> By: Emily http://loanworkout.org/2007/10/foreclosure-fighters-april-charney/#comment-19090 Emily Sat, 09 Jan 2010 20:16:23 +0000 http://loanworkout.org/2007/10/28/foreclosure-fighters-april-charney/#comment-19090 Hello April, Please email me. I need your services. I'm in a simular situation to the article You Own Nothing. I'm in Ohio. Emily Hello April,

Please email me. I need your services. I’m in a simular situation to the article You Own Nothing. I’m in Ohio.

Emily

]]> By: James http://loanworkout.org/2007/10/foreclosure-fighters-april-charney/#comment-17901 James Thu, 05 Nov 2009 23:58:55 +0000 http://loanworkout.org/2007/10/28/foreclosure-fighters-april-charney/#comment-17901 Hello April/Pat, Does anyone know of a good Lawyer in the Chicago area that can fight forclosure and get a Bank to Modify the loan instead? Hello April/Pat,
Does anyone know of a good Lawyer in the Chicago area that can fight forclosure and get a Bank to Modify the loan instead?

]]> By: SHAMEER HASSAN http://loanworkout.org/2007/10/foreclosure-fighters-april-charney/#comment-17259 SHAMEER HASSAN Tue, 06 Oct 2009 16:58:48 +0000 http://loanworkout.org/2007/10/28/foreclosure-fighters-april-charney/#comment-17259 I NEED YOUR HELP WITH MY MORTGAGE. I HAVE A VERY UNUSUAL SITUATION WITH MY MORTGAGE THE BANK LOST MY NOTE AND EVERYONE I TALK TOO IS GIVING ME A DIFFERENT ADVISE, I WAS TOLD THAT YOU ARE THE ONE I SHOULD TALK AND THAT YOU ARE THE BEST PERSON FOR THIS SITUATION. I REALLY NEED YOUR HELP. CAN YOU PLEASE CALL ME OR EMAIL ME. I NEED YOUR HELP WITH MY MORTGAGE. I HAVE A VERY UNUSUAL SITUATION WITH MY MORTGAGE THE BANK LOST MY NOTE AND EVERYONE I TALK TOO IS GIVING ME A DIFFERENT ADVISE, I WAS TOLD THAT YOU ARE THE ONE I SHOULD TALK AND THAT YOU ARE THE BEST PERSON FOR THIS SITUATION. I REALLY NEED YOUR HELP. CAN YOU PLEASE CALL ME OR EMAIL ME.

]]> By: Patricia Kay http://loanworkout.org/2007/10/foreclosure-fighters-april-charney/#comment-16907 Patricia Kay Thu, 24 Sep 2009 02:32:27 +0000 http://loanworkout.org/2007/10/28/foreclosure-fighters-april-charney/#comment-16907 Anyone needing help in the state of Florida, please contact me. We have a team of lawyers, retired bankers and Judges to help homeowners in trouble. We take a certain amount of cases pro bono. Please e-mail me with your contact information. We are being successful in our efforts, helping homeowners stay in their homes! Anyone needing help in the state of Florida, please contact me. We have a team of lawyers, retired bankers and Judges to help homeowners in trouble. We take a certain amount of cases pro bono. Please e-mail me with your contact information. We are being successful in our efforts, helping homeowners stay in their homes!

]]> By: Greg Toussieng http://loanworkout.org/2007/10/foreclosure-fighters-april-charney/#comment-16161 Greg Toussieng Sat, 15 Aug 2009 13:58:07 +0000 http://loanworkout.org/2007/10/28/foreclosure-fighters-april-charney/#comment-16161 HELP!!! I have a loan with chase bank. the loan doc's were not signed forged and the are trying to foreclose. However they do not have the loan doc's and original note. this entire transaction was fraud including the title and escrow company that took off with $500K of my partners money! PLEASE HELP. GREG HELP!!! I have a loan with chase bank. the loan doc’s were not signed forged and the are trying to foreclose. However they do not have the loan doc’s and original note. this entire transaction was fraud including the title and escrow company that took off with $500K of my partners money!

PLEASE HELP.
GREG

]]> By: Peter Schaps http://loanworkout.org/2007/10/foreclosure-fighters-april-charney/#comment-15844 Peter Schaps Sun, 26 Jul 2009 18:41:41 +0000 http://loanworkout.org/2007/10/28/foreclosure-fighters-april-charney/#comment-15844 My long time friend and once business associate Kevin J. Lamson kev_o_shanter@yahoo.com has passed away this past Saturday while on business in California. Kevin an active Pro Se possessed a gift of understanding and legal mind that very few lawyers have after many years of education and legal practice. He will be missed and not so missed by many who have worked with him or worked against him in the court room. Rest in Peace brother Lamson. My long time friend and once business associate Kevin J. Lamson
kev_o_shanter@yahoo.com has passed away this past Saturday while on business in California. Kevin an active Pro Se possessed a gift of understanding and legal mind that very few lawyers have after many years of education and legal practice. He will be missed and not so missed by many who have worked with him or worked against him in the court room. Rest in Peace brother Lamson.

]]> By: Sam http://loanworkout.org/2007/10/foreclosure-fighters-april-charney/#comment-15546 Sam Thu, 02 Jul 2009 04:00:10 +0000 http://loanworkout.org/2007/10/28/foreclosure-fighters-april-charney/#comment-15546 April I need HELP !!!!!! HELP ME PLEASE!!!!!!!!!!! I need an honest attorney's help. Because I have talk to 20 lawyers and have been scammed by 3 of them. They have taken my money & has not shown up in court on by behalf. Can you refer me to someone in Chicago who will not just take my money and do nothing for me. I was fraudently foreclosed upon. I never received SERVICE OF PROCESS. April
I need HELP !!!!!! HELP ME PLEASE!!!!!!!!!!!
I need an honest attorney’s help. Because I have talk to 20 lawyers and have been scammed by 3 of them. They have taken my money & has not shown up in court on by behalf. Can you refer me to someone in Chicago who will not just take my money and do nothing for me.
I was fraudently foreclosed upon. I never received SERVICE OF PROCESS.

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