Comments on: The National Tax Payers Union Are Idiots http://loanworkout.org/2007/10/the-national-tax-payers-union-are-idiots/ Loan Modification & Home Loan News Fri, 20 Nov 2009 12:55:43 -0700 http://wordpress.org/?v=2.8.6 hourly 1 By: Jane http://loanworkout.org/2007/10/the-national-tax-payers-union-are-idiots/#comment-757 Jane Sun, 15 Jun 2008 16:36:33 +0000 http://loanworkout.org/2007/10/02/the-national-tax-payers-union-are-idiots/#comment-757 Hi Moe. Would you please check if my hardship letter is okay. I'm sorry if I post this on the wrong forum. Pleas help. Thank you. I am writing this letter to explain my unfortunate set of circumstances that have caused me to become delinguent on my mortgage. I have done everything in my power to make ends meet but unfortunately I have fallen short and would like you to consider working with me to modify my loan. My number one goal is to keep my home and I would really appreciate the opportunity to do that. As you can see on my record I have been a loyal and faithful customer paying my mortgage on time. I have tried paying the full amount of $4,129 since November 2007 and also my last payment that was received was June 11, 2008. Unfortunately I could no longer keep up with the payment. Also with the economy my part time job had to lay me off and that also caused me to be delayed. A monthly increase of this amount has ruin me financially and I will surely fall into foreclosure. Therefore, I am requesting that my adjustable rate loan be modified to a fixed rate. I have tried to refinance out of this loan but cannot due to the fact that I owe more than what the house is worth. I do not owe any credit card bills nor any car payment bills. . My only bill that is making me late is my mortgage. Hopely there is a way to renegotiate the terms of my current mortgage to avoid default and help stop foreclosure on my home. Please help me Hi Moe. Would you please check if my hardship letter is okay. I’m sorry if I post this on the wrong forum. Pleas help.

Thank you.

I am writing this letter to explain my unfortunate set of circumstances that have caused me to become delinguent on my mortgage. I have done everything in my power to make ends meet but unfortunately I have fallen short and would like you to consider working with me to modify my loan. My number one goal is to keep my home and I would really appreciate the opportunity to do that.

As you can see on my record I have been a loyal and faithful customer paying my mortgage on time. I have tried paying the full amount of $4,129 since November 2007 and also my last payment that was received was June 11, 2008. Unfortunately I could no longer keep up with the payment. Also with the economy my part time job had to lay me off and that also caused me to be delayed. A monthly increase of this amount has ruin me financially and I will surely fall into foreclosure. Therefore, I am requesting that my adjustable rate loan be modified to a fixed rate. I have tried to refinance out of this loan but cannot due to the fact that I owe more than what the house is worth.
I do not owe any credit card bills nor any car payment bills. . My only bill that is making me late is my mortgage. Hopely there is a way to renegotiate the terms of my current mortgage to avoid default and help stop foreclosure on my home. Please help me

]]> By: Kevin Greenfield http://loanworkout.org/2007/10/the-national-tax-payers-union-are-idiots/#comment-6631 Kevin Greenfield Sun, 08 Jun 2008 22:22:08 +0000 http://loanworkout.org/2007/10/02/the-national-tax-payers-union-are-idiots/#comment-6631 The really disturbing trend is to blame the home owner. Since when is the borrower in control? Most americans are declined a credit acrd for $1000.00 limit. Allof a sudden it so easy for the same person to borrow $500,000.00. What out of the goodness of there heart. You want us to believe this was a wide spread favor to over 3 million family's. This was a well thought out and planned scam, and everybody got Rich, Banks-Brokers-Escrow companies and scam artists, it's pay day baby. CEO of Banks lost Billions, there instituions recieved Gov and foriegn bails and were paid large bonuses. For what failing, no that's just it, they didn't fail. They orchestrated a scam that everybody got rich off of. Can't you see, every program that comes out, won't help the Homeowner at all, it's to reward the banks and institution for screwing us. The said part is that no one talks about the arm loans that were pushed on people that didn't need one. People with good credit and great jobs, the people that were shown one document and recorded another by brokers. No let's not talk about all the Fraud. All in involved should be prosecuted, all assest ceased from the profits from screwing home owners and all licenses that apply pulled immediatly. Seriously, when you consider the ability to pay as an institution, common since would tll you that if a person has demonstarted the ability to pay a loan at $1200.00, did you see a potential for them to pay $4000.00 a month when you jump for 4.6 to 10.6 interest? No they didin't, they new that in advance. My guess is that the calculation or risk would be that the first home owner would up grade the home, pools, grass, concrete, maple shutters, bbq pits. Then the bank would move in take it and sale it to another family, the market comes back and make even more money, not to mention all the money being made of the interest of the original arm loan. Cash cow. Anyone blaming the home owner is an f'en idiot. The really disturbing trend is to blame the home owner. Since when is the borrower in control? Most americans are declined a credit acrd for $1000.00 limit. Allof a sudden it so easy for the same person to borrow $500,000.00. What out of the goodness of there heart. You want us to believe this was a wide spread favor to over 3 million family’s. This was a well thought out and planned scam, and everybody got Rich, Banks-Brokers-Escrow companies and scam artists, it’s pay day baby. CEO of Banks lost Billions, there instituions recieved Gov and foriegn bails and were paid large bonuses. For what failing, no that’s just it, they didn’t fail. They orchestrated a scam that everybody got rich off of. Can’t you see, every program that comes out, won’t help the Homeowner at all, it’s to reward the banks and institution for screwing us. The said part is that no one talks about the arm loans that were pushed on people that didn’t need one. People with good credit and great jobs, the people that were shown one document and recorded another by brokers. No let’s not talk about all the Fraud. All in involved should be prosecuted, all assest ceased from the profits from screwing home owners and all licenses that apply pulled immediatly. Seriously, when you consider the ability to pay as an institution, common since would tll you that if a person has demonstarted the ability to pay a loan at $1200.00, did you see a potential for them to pay $4000.00 a month when you jump for 4.6 to 10.6 interest? No they didin’t, they new that in advance. My guess is that the calculation or risk would be that the first home owner would up grade the home, pools, grass, concrete, maple shutters, bbq pits. Then the bank would move in take it and sale it to another family, the market comes back and make even more money, not to mention all the money being made of the interest of the original arm loan. Cash cow. Anyone blaming the home owner is an f’en idiot.

]]> By: Federal Loan Modification » Blog Archive » Loan Modification & Home Loan News http://loanworkout.org/2007/10/the-national-tax-payers-union-are-idiots/#comment-6630 Federal Loan Modification » Blog Archive » Loan Modification & Home Loan News Wed, 14 May 2008 20:51:02 +0000 http://loanworkout.org/2007/10/02/the-national-tax-payers-union-are-idiots/#comment-6630 [...] The National Tax Payers Union Are Idiots [...] [...] The National Tax Payers Union Are Idiots [...]

]]> By: Suhay http://loanworkout.org/2007/10/the-national-tax-payers-union-are-idiots/#comment-758 Suhay Sun, 13 Apr 2008 15:32:11 +0000 http://loanworkout.org/2007/10/02/the-national-tax-payers-union-are-idiots/#comment-758 need fax number for Washington Mutuals loss mitigation dept. They provided 904-886-5529, but seems to not be a FAX. Please help need fax number for Washington Mutuals loss mitigation dept. They provided 904-886-5529, but seems to not be a FAX. Please help

]]> By: Moe http://loanworkout.org/2007/10/the-national-tax-payers-union-are-idiots/#comment-755 Moe Thu, 27 Dec 2007 22:28:26 +0000 http://loanworkout.org/2007/10/02/the-national-tax-payers-union-are-idiots/#comment-755 4. Rick Harsch is pretty harsh 4. Rick Harsch is pretty harsh

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2. They closed my home equity line and naturally ran out of money
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