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	<title>Comments on: Countrywide Named in Foreclosure Probe</title>
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		<title>By: Masood</title>
		<link>http://loanworkout.org/2007/11/countrywide-named-in-foreclosure-probe/#comment-15357</link>
		<dc:creator>Masood</dc:creator>
		<pubDate>Mon, 22 Jun 2009 23:57:23 +0000</pubDate>
		<guid isPermaLink="false">http://loanworkout.org/2007/11/29/countrywide-named-in-foreclosure-probe/#comment-15357</guid>
		<description>my God, i thought you were going to chip in with some decisive insght at the end there, not leave it with </description>
		<content:encoded><![CDATA[<p>my God, i thought you were going to chip in with some decisive insght at the end there, not leave it with</p>
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		<title>By: joanncarpenter</title>
		<link>http://loanworkout.org/2007/11/countrywide-named-in-foreclosure-probe/#comment-11979</link>
		<dc:creator>joanncarpenter</dc:creator>
		<pubDate>Fri, 23 Jan 2009 03:13:17 +0000</pubDate>
		<guid isPermaLink="false">http://loanworkout.org/2007/11/29/countrywide-named-in-foreclosure-probe/#comment-11979</guid>
		<description>Mr G BaX should also check his spelling.</description>
		<content:encoded><![CDATA[<p>Mr G BaX should also check his spelling.</p>
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		<title>By: Rock 'Em Sock 'Em</title>
		<link>http://loanworkout.org/2007/11/countrywide-named-in-foreclosure-probe/#comment-8132</link>
		<dc:creator>Rock 'Em Sock 'Em</dc:creator>
		<pubDate>Tue, 17 Jun 2008 00:19:31 +0000</pubDate>
		<guid isPermaLink="false">http://loanworkout.org/2007/11/29/countrywide-named-in-foreclosure-probe/#comment-8132</guid>
		<description>I feel you Gary Smith. Gary Baxter is a shady character and on top of that, he has a small crank.</description>
		<content:encoded><![CDATA[<p>I feel you Gary Smith. Gary Baxter is a shady character and on top of that, he has a small crank.</p>
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		<title>By: G BaX</title>
		<link>http://loanworkout.org/2007/11/countrywide-named-in-foreclosure-probe/#comment-8131</link>
		<dc:creator>G BaX</dc:creator>
		<pubDate>Tue, 17 Jun 2008 00:14:54 +0000</pubDate>
		<guid isPermaLink="false">http://loanworkout.org/2007/11/29/countrywide-named-in-foreclosure-probe/#comment-8131</guid>
		<description>In response to Gary Smith, Countrywide employees do not get paid on a loan to loan basis like a broker. So maybe Mr Baxter and Conutrywide could not help you. It would not be in his best interest to turn down a loan. Maybe your credit score wasn&#039;t high enough and therefor were not eligible for a loan. When homeowners sign papers, maybe they should read the agreement before signing. Makes sense right? All the blame is on Countrywide, I find it hilarious. Take credit for your own actions and maybe learn how to spell before you write on every blog on the net.</description>
		<content:encoded><![CDATA[<p>In response to Gary Smith, Countrywide employees do not get paid on a loan to loan basis like a broker. So maybe Mr Baxter and Conutrywide could not help you. It would not be in his best interest to turn down a loan. Maybe your credit score wasn&#8217;t high enough and therefor were not eligible for a loan. When homeowners sign papers, maybe they should read the agreement before signing. Makes sense right? All the blame is on Countrywide, I find it hilarious. Take credit for your own actions and maybe learn how to spell before you write on every blog on the net.</p>
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		<title>By: Mike Stooksbury</title>
		<link>http://loanworkout.org/2007/11/countrywide-named-in-foreclosure-probe/#comment-8128</link>
		<dc:creator>Mike Stooksbury</dc:creator>
		<pubDate>Mon, 19 May 2008 13:47:37 +0000</pubDate>
		<guid isPermaLink="false">http://loanworkout.org/2007/11/29/countrywide-named-in-foreclosure-probe/#comment-8128</guid>
		<description>P.S., Moe I have tried to reach your office, I leave a message and I do not receive a call back. It is possible you are calling back from a blocked number which I do not answer. If I had an e-mail address i could give you the full story and the results of my analysis of RESPA and Truth in Lending problems with my 2 loans from Countrywide. I am a real estate broker and I am familiar with the laws fairly well. Thank you, Mike</description>
		<content:encoded><![CDATA[<p>P.S., Moe I have tried to reach your office, I leave a message and I do not receive a call back. It is possible you are calling back from a blocked number which I do not answer. If I had an e-mail address i could give you the full story and the results of my analysis of RESPA and Truth in Lending problems with my 2 loans from Countrywide. I am a real estate broker and I am familiar with the laws fairly well. Thank you, Mike</p>
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		<title>By: Mike Stooksbury</title>
		<link>http://loanworkout.org/2007/11/countrywide-named-in-foreclosure-probe/#comment-8127</link>
		<dc:creator>Mike Stooksbury</dc:creator>
		<pubDate>Mon, 19 May 2008 13:36:42 +0000</pubDate>
		<guid isPermaLink="false">http://loanworkout.org/2007/11/29/countrywide-named-in-foreclosure-probe/#comment-8127</guid>
		<description>It is shocking to see anyone have the balls to write something good about countrywide. I fell behind on my mortgage after i lost my company last year. After several attempts to contact them and being cut off i finally reached a human. They told me to find a buyer and submit a short sale offer. I did just that on Dec.17th. I called every other day, i would get a different story almost every time. 4 days before my home was being foreclosed on they decided to call me back and postpone the sale and try to follow through with the short sale. for 5 months i called and spoke to over 100 people, never the same person. they told me not to worry that it would be given to a specialist within a few day. I have never seen such a mess. Mike</description>
		<content:encoded><![CDATA[<p>It is shocking to see anyone have the balls to write something good about countrywide. I fell behind on my mortgage after i lost my company last year. After several attempts to contact them and being cut off i finally reached a human. They told me to find a buyer and submit a short sale offer. I did just that on Dec.17th. I called every other day, i would get a different story almost every time. 4 days before my home was being foreclosed on they decided to call me back and postpone the sale and try to follow through with the short sale. for 5 months i called and spoke to over 100 people, never the same person. they told me not to worry that it would be given to a specialist within a few day. I have never seen such a mess. Mike</p>
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		<title>By: gary smith</title>
		<link>http://loanworkout.org/2007/11/countrywide-named-in-foreclosure-probe/#comment-8130</link>
		<dc:creator>gary smith</dc:creator>
		<pubDate>Mon, 07 Apr 2008 09:57:33 +0000</pubDate>
		<guid isPermaLink="false">http://loanworkout.org/2007/11/29/countrywide-named-in-foreclosure-probe/#comment-8130</guid>
		<description>Pre-payment was one of the reasons of the no refinance, which I was told a year after I bought home I could Refi.  I wrote my hardship letter to Countrywide Oct 07, 2007, I was told that they sent out a letter of denial of loan Mod. Back in Feb of 2008, which never got, next day I call again and a different rep tells me that it is still being work on by negotiator, and that I should get on my knees and pray for a miracle and if I believed in God I needed to get on my knees and do some praying! I have heard it all and have pages of notes, dates, Names, and details between conversations of this run around that I have gone through! I love my house and want to raise my children in it, but it is almost time to say enough with Countrywide and be done with. In addition, Countrywide bought out our loan from Mortgage lenders. We did ask for this horror story&gt;&gt;&gt;</description>
		<content:encoded><![CDATA[<p>Pre-payment was one of the reasons of the no refinance, which I was told a year after I bought home I could Refi.  I wrote my hardship letter to Countrywide Oct 07, 2007, I was told that they sent out a letter of denial of loan Mod. Back in Feb of 2008, which never got, next day I call again and a different rep tells me that it is still being work on by negotiator, and that I should get on my knees and pray for a miracle and if I believed in God I needed to get on my knees and do some praying! I have heard it all and have pages of notes, dates, Names, and details between conversations of this run around that I have gone through! I love my house and want to raise my children in it, but it is almost time to say enough with Countrywide and be done with. In addition, Countrywide bought out our loan from Mortgage lenders. We did ask for this horror story&gt;&gt;&gt;</p>
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	<item>
		<title>By: gary smith</title>
		<link>http://loanworkout.org/2007/11/countrywide-named-in-foreclosure-probe/#comment-8129</link>
		<dc:creator>gary smith</dc:creator>
		<pubDate>Mon, 07 Apr 2008 09:42:07 +0000</pubDate>
		<guid isPermaLink="false">http://loanworkout.org/2007/11/29/countrywide-named-in-foreclosure-probe/#comment-8129</guid>
		<description>I first was in contact with countrywide back in Sept. of 2007, Spoke with Gary Baxter of Peoria, AZ office. Mr. Baxter said that he would pull my credit, call me within the hour, and go from there. No call back and it took a week of me constantly calling to speak with him leaving messages, email, and sent to Voice mail to finally have Mr. Baxter to take my call. I than ask Mr. Baxter what was the situation with my credit and further assistance.Mr. Baxter than tells me my credit score was not high enough and he really could not help me. (Refinance) Which is funny that I was responding to Countrywide Expedited delivery letter that I received From Countrywide “Preferred Customer Invitation A free Refinance Consultation “letter and the rep Referred me to my local office and that’s When I spoke to Gary Baxter of Peoria, as office.  My credit score was not high enough. Alternatively, was it that Mr. Baxter was not going to make enough to make it worth his while? I am still back in forth with Countrywide. Nobody calls back!  I have documentation of every call I have ever made. We do not want to lose our home and have made every effort on daily basis to talk to them! DAILY!</description>
		<content:encoded><![CDATA[<p>I first was in contact with countrywide back in Sept. of 2007, Spoke with Gary Baxter of Peoria, AZ office. Mr. Baxter said that he would pull my credit, call me within the hour, and go from there. No call back and it took a week of me constantly calling to speak with him leaving messages, email, and sent to Voice mail to finally have Mr. Baxter to take my call. I than ask Mr. Baxter what was the situation with my credit and further assistance.Mr. Baxter than tells me my credit score was not high enough and he really could not help me. (Refinance) Which is funny that I was responding to Countrywide Expedited delivery letter that I received From Countrywide “Preferred Customer Invitation A free Refinance Consultation “letter and the rep Referred me to my local office and that’s When I spoke to Gary Baxter of Peoria, as office.  My credit score was not high enough. Alternatively, was it that Mr. Baxter was not going to make enough to make it worth his while? I am still back in forth with Countrywide. Nobody calls back!  I have documentation of every call I have ever made. We do not want to lose our home and have made every effort on daily basis to talk to them! DAILY!</p>
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		<title>By: mark_mark</title>
		<link>http://loanworkout.org/2007/11/countrywide-named-in-foreclosure-probe/#comment-2308</link>
		<dc:creator>mark_mark</dc:creator>
		<pubDate>Mon, 10 Mar 2008 02:17:49 +0000</pubDate>
		<guid isPermaLink="false">http://loanworkout.org/2007/11/29/countrywide-named-in-foreclosure-probe/#comment-2308</guid>
		<description>I work for cw. I work outbound (call cw borrowers in a call center with a telemarketer sends over warm leads) our pay is as
10 refis or more =35 bps
6-9 refis funded =32 bps

fha pays 5 extra bps
3,000,000 is the mark for 10k a month. it id being done quite a bit here</description>
		<content:encoded><![CDATA[<p>I work for cw. I work outbound (call cw borrowers in a call center with a telemarketer sends over warm leads) our pay is as<br />
10 refis or more =35 bps<br />
6-9 refis funded =32 bps</p>
<p>fha pays 5 extra bps<br />
3,000,000 is the mark for 10k a month. it id being done quite a bit here</p>
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		<title>By: Chris</title>
		<link>http://loanworkout.org/2007/11/countrywide-named-in-foreclosure-probe/#comment-2307</link>
		<dc:creator>Chris</dc:creator>
		<pubDate>Tue, 26 Feb 2008 06:25:27 +0000</pubDate>
		<guid isPermaLink="false">http://loanworkout.org/2007/11/29/countrywide-named-in-foreclosure-probe/#comment-2307</guid>
		<description>By the way there are two types of LO&#039;s at CW. This comp plan is for the inbound call centers! I did 440 units for almost $50 million in 2006. I made right at 6 figures. Its about $250 per unit. Most of those were HELOCS, very profitable product. Refinancing those kept us alive this year....</description>
		<content:encoded><![CDATA[<p>By the way there are two types of LO&#8217;s at CW. This comp plan is for the inbound call centers! I did 440 units for almost $50 million in 2006. I made right at 6 figures. Its about $250 per unit. Most of those were HELOCS, very profitable product. Refinancing those kept us alive this year&#8230;.</p>
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