There is help out there. Try calling your state bar or try http://www.foreclosurelegalassistance.org/. You can also try calling the attorney for the lender and ask for 30-60 days to get your stuff together..

Stay strong!

For the Bank Reps, Bank A/E, Underwriters, Brokers, Realtors, Title Agencies, Appraisals etc. that were dirty/are dirty I hope you get caught and pay for destroying the lives of many people. when you have saved years to buy your first home with the hopes of raising your family and growing old with your spouse and then have all these GREEDY bastards look at you as a huge commission check to help them live their comfortable lives, I hope you lose everything ! you didn’t care about us borrowers so why now should we care about you? why should the good brokers and bankers give a s**t about you, when you have also destroyed their reputation and living?

does anyone feel Karma ???????
for those of you who did nothing when you KNEW that it was wrong, when you too needed your paycheck and looked the other way, KARMA>>>>> will be back at you.
Does anyone have a conscious anymore?

Good riddens to the bad seads, we will all have to pay for it in the years to come.. the real estate market & the economy is going to take years to repair….

COUNTRYWIDE i hope you go down & are forced to buy back allllll of your bad loans…. Mozillo you pushed your A/E, your LO’s, your underwriters etc.. to make you very very wealthy, they knew most of these loans were and are bad, now you should grow a conscious (like that is ever going to happen) & fix the problems within your bank and your borrowers……..

You are right on target ….

I know someone here in Miami, FL who use to work for them (CW)i don’t know if it was the MiamiLakes office, or sunset dr office and the things she said are way unethical. both from an employee standpoint and a borrower standpoint.

She was asked to help ‘facilitate’ VOE (verification of Employments), W’2’s, paystubs .. a lot was done with a broker they used outside of the main office who used photoshop like a pro. some of the cancelled checks were doctored and you could not tell the difference she said among other docs … they had AVM’s raised, they had a few brokers, & appraisals they paid kickbacks to. some of the conditions they used prior to clearing where crazy, so they got crazier to clear them. even having realtor friends help out with VOR (verification of rents) etc
She also said that they were instructed to add Pre-Payment Penalty even if the borrowers original paperwork & signed docs did not show. This has gotten way out of control.

She also said she was fired about 4 days before the pay period, so she did not collect on the commissions from the prior month, nor the current month she worked…. She said she got fired when she started asking questions and her conscious would not let her be silent. She also knew of others signing disclosures for borrowers – she said it was normal to walk up to the glass window take a ball point pen and trace the signature. she had been there less than a year & new to the industry trying to keep up with the mass of files coming in, the end of 2005 & most of 2006.

HELOOOOOOOO what the hell kind of pressure must these people been under to do all of this? GREEED GREEEEED GREEEEEEEEED
that is why. MOZILLO is one of the biggest, tannest greediest one. his current email fiasco shows he truly doesn’t give a S**t about anybody but himself.

He lets others take the fall, because big corporate money can afford big corporate lawyers… and where there is mega money & power there is ’sometimes’ a snake full of dirty little secrets.

So what do the current homeowners do that have a CountryWide loan? What now?

all x – employees, current employees and borrowers who have been affectd by this tyrant MOZILLO need to get together and let their voices be heard.

(class action lawsuit) or something this is just wrong in a big way