I know the attorneys hate when I say this and it’s not legal advice or advice at all. But I think that homeowners should unite. 2 million of us and stick it too lenders. Say, “OK, you want to play hardball? You want treat us like crap? Well, our credit is shot any way and the value of my home is going down by the minute.

So, screw you. I’m not paying and us 2 million homeowners are going on payment strike till YOU FIX THESE DAMN LOANS!

Do you think that would put the power back in the peoples hands? I definitely would think so. But again this is not legal advice and I am not telling anyone to do this. It is just a fantasy of mine to lead a massive movement.