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	<title>Comments on: Please do not call 888-995-HOPE for Hope Now, if you are not late on your mortgage</title>
	<atom:link href="http://loanworkout.org/2007/12/please-do-not-call-888-995-hope-for-hope-now-if-you-are-not-late-on-your-mortgage/feed/" rel="self" type="application/rss+xml" />
	<link>http://loanworkout.org/2007/12/please-do-not-call-888-995-hope-for-hope-now-if-you-are-not-late-on-your-mortgage/</link>
	<description>Loan Modification &#38; Home Loan News</description>
	<lastBuildDate>Fri, 20 Nov 2009 12:55:43 -0700</lastBuildDate>
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		<title>By: THEEPLANB</title>
		<link>http://loanworkout.org/2007/12/please-do-not-call-888-995-hope-for-hope-now-if-you-are-not-late-on-your-mortgage/#comment-18094</link>
		<dc:creator>THEEPLANB</dc:creator>
		<pubDate>Thu, 19 Nov 2009 07:38:01 +0000</pubDate>
		<guid isPermaLink="false">http://loanworkout.org/2007/12/11/please-do-not-call-888-995-hope-for-hope-now-if-you-are-not-late-on-your-mortgage/#comment-18094</guid>
		<description>WHY CANT ANYONE ON THE DAMM HILL HEAR WHATS GOING ON?  DAMM BANKS, SCOUNDRELS, SCAMMERS, I WOULD RATHER LIVE GET A LOAN FROM NIGERIA 

IF THEY ARENT ALREADY LEADING THAT MARKET TOO</description>
		<content:encoded><![CDATA[<p>WHY CANT ANYONE ON THE DAMM HILL HEAR WHATS GOING ON?  DAMM BANKS, SCOUNDRELS, SCAMMERS, I WOULD RATHER LIVE GET A LOAN FROM NIGERIA </p>
<p>IF THEY ARENT ALREADY LEADING THAT MARKET TOO</p>
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		<title>By: THEEPLANB</title>
		<link>http://loanworkout.org/2007/12/please-do-not-call-888-995-hope-for-hope-now-if-you-are-not-late-on-your-mortgage/#comment-18093</link>
		<dc:creator>THEEPLANB</dc:creator>
		<pubDate>Thu, 19 Nov 2009 07:30:55 +0000</pubDate>
		<guid isPermaLink="false">http://loanworkout.org/2007/12/11/please-do-not-call-888-995-hope-for-hope-now-if-you-are-not-late-on-your-mortgage/#comment-18093</guid>
		<description>Im loosing this battle and beg for assistance.  I called the &quot;HOPE LINE&quot; hoping for help.  I was not behind on my payments, I did try calling my lender first.  My lender a subsidary of Wells Fargo said they were sending me out paper work now 5 times.  Never to reach me.  We made a payment agreement which today they said they canceled even though I paid on time.  The &quot;HOPE LINE&quot; has been on the phone with me the last six or seven calls and I got an appology saying I should call some state official now.  IM BEHIND 2 MONTHS NOW.  NO AGREEMENT.  NO PAPERWORK.  NO NOTHING.

NOW WHAT??????</description>
		<content:encoded><![CDATA[<p>Im loosing this battle and beg for assistance.  I called the &#8220;HOPE LINE&#8221; hoping for help.  I was not behind on my payments, I did try calling my lender first.  My lender a subsidary of Wells Fargo said they were sending me out paper work now 5 times.  Never to reach me.  We made a payment agreement which today they said they canceled even though I paid on time.  The &#8220;HOPE LINE&#8221; has been on the phone with me the last six or seven calls and I got an appology saying I should call some state official now.  IM BEHIND 2 MONTHS NOW.  NO AGREEMENT.  NO PAPERWORK.  NO NOTHING.</p>
<p>NOW WHAT??????</p>
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		<title>By: Tina</title>
		<link>http://loanworkout.org/2007/12/please-do-not-call-888-995-hope-for-hope-now-if-you-are-not-late-on-your-mortgage/#comment-13502</link>
		<dc:creator>Tina</dc:creator>
		<pubDate>Mon, 30 Mar 2009 16:12:08 +0000</pubDate>
		<guid isPermaLink="false">http://loanworkout.org/2007/12/11/please-do-not-call-888-995-hope-for-hope-now-if-you-are-not-late-on-your-mortgage/#comment-13502</guid>
		<description>We have been dealing with our mortgage company on a daily basis, different story every day.  We have faxed our information into WaMu 4 times now, they can&#039;t find it.  Well where is all my confidential information floating too.  Next time they tell you &quot;no we have it but its waiting to be assigned, then next call is its been closed, then reopened&quot;  What the heck.  Here we sit paying our bills, like we were trained to do.  We can&#039;t get shit and the guys on wallstreet got their bonuses.  Did anyone think about giving the american tax payers a stimulis package.  Oh yeah, I forgot the whooping 1200 dollars.  How about maybe forgiving the amount of money on our mortgages that is now upside down.  Why is it better to forclose on a property and have the mortgage company, the banks and the homeowners loose.  Seems to me if they would work with us, everyone would win.</description>
		<content:encoded><![CDATA[<p>We have been dealing with our mortgage company on a daily basis, different story every day.  We have faxed our information into WaMu 4 times now, they can&#8217;t find it.  Well where is all my confidential information floating too.  Next time they tell you &#8220;no we have it but its waiting to be assigned, then next call is its been closed, then reopened&#8221;  What the heck.  Here we sit paying our bills, like we were trained to do.  We can&#8217;t get shit and the guys on wallstreet got their bonuses.  Did anyone think about giving the american tax payers a stimulis package.  Oh yeah, I forgot the whooping 1200 dollars.  How about maybe forgiving the amount of money on our mortgages that is now upside down.  Why is it better to forclose on a property and have the mortgage company, the banks and the homeowners loose.  Seems to me if they would work with us, everyone would win.</p>
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		<title>By: Edward James</title>
		<link>http://loanworkout.org/2007/12/please-do-not-call-888-995-hope-for-hope-now-if-you-are-not-late-on-your-mortgage/#comment-13395</link>
		<dc:creator>Edward James</dc:creator>
		<pubDate>Thu, 26 Mar 2009 17:25:21 +0000</pubDate>
		<guid isPermaLink="false">http://loanworkout.org/2007/12/11/please-do-not-call-888-995-hope-for-hope-now-if-you-are-not-late-on-your-mortgage/#comment-13395</guid>
		<description>Beware of Hope Now its a scam they rip me off for $1,888.00 dollars back in Jan. 2009 and I am still trying to get my money back. Mispresentation is the last word here.</description>
		<content:encoded><![CDATA[<p>Beware of Hope Now its a scam they rip me off for $1,888.00 dollars back in Jan. 2009 and I am still trying to get my money back. Mispresentation is the last word here.</p>
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		<title>By: 995 Hope - Call them if you want to get screwed by your lender again! &#124; Loan Modification &#38; Home Loan News</title>
		<link>http://loanworkout.org/2007/12/please-do-not-call-888-995-hope-for-hope-now-if-you-are-not-late-on-your-mortgage/#comment-8446</link>
		<dc:creator>995 Hope - Call them if you want to get screwed by your lender again! &#124; Loan Modification &#38; Home Loan News</dc:creator>
		<pubDate>Mon, 31 Mar 2008 18:26:42 +0000</pubDate>
		<guid isPermaLink="false">http://loanworkout.org/2007/12/11/please-do-not-call-888-995-hope-for-hope-now-if-you-are-not-late-on-your-mortgage/#comment-8446</guid>
		<description>[...] is another 995 Hope Unsatisfied client: I called this number prior to contacting countrywides loss mitigation department [...]</description>
		<content:encoded><![CDATA[<p>[...] is another 995 Hope Unsatisfied client: I called this number prior to contacting countrywides loss mitigation department [...]</p>
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		<title>By: svanca</title>
		<link>http://loanworkout.org/2007/12/please-do-not-call-888-995-hope-for-hope-now-if-you-are-not-late-on-your-mortgage/#comment-8444</link>
		<dc:creator>svanca</dc:creator>
		<pubDate>Wed, 30 Jan 2008 21:34:15 +0000</pubDate>
		<guid isPermaLink="false">http://loanworkout.org/2007/12/11/please-do-not-call-888-995-hope-for-hope-now-if-you-are-not-late-on-your-mortgage/#comment-8444</guid>
		<description>The politicians don&#039;t know anything about the real estate markets, real estate economics, tax ramifications and the mortgage ordeal that we are in.

The lenders are the ones who are faring better than all of us, homeowners who are working to make sure we don&#039;t miss a payment.  Lenders hire incompetent assholes who know nothing about customer serivce or helping people with homes because they don&#039;t own homes.  They follow a script and then transfer us if our questions become too complicated.

I was told in October 2007 by my lender that I had to be late on my payments to even call them to talk about modifying my loan.  I couldn&#039;t believe it!  Who makes up these rules?  Some dumbass?</description>
		<content:encoded><![CDATA[<p>The politicians don&#8217;t know anything about the real estate markets, real estate economics, tax ramifications and the mortgage ordeal that we are in.</p>
<p>The lenders are the ones who are faring better than all of us, homeowners who are working to make sure we don&#8217;t miss a payment.  Lenders hire incompetent assholes who know nothing about customer serivce or helping people with homes because they don&#8217;t own homes.  They follow a script and then transfer us if our questions become too complicated.</p>
<p>I was told in October 2007 by my lender that I had to be late on my payments to even call them to talk about modifying my loan.  I couldn&#8217;t believe it!  Who makes up these rules?  Some dumbass?</p>
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		<title>By: svanca</title>
		<link>http://loanworkout.org/2007/12/please-do-not-call-888-995-hope-for-hope-now-if-you-are-not-late-on-your-mortgage/#comment-8445</link>
		<dc:creator>svanca</dc:creator>
		<pubDate>Wed, 30 Jan 2008 21:30:55 +0000</pubDate>
		<guid isPermaLink="false">http://loanworkout.org/2007/12/11/please-do-not-call-888-995-hope-for-hope-now-if-you-are-not-late-on-your-mortgage/#comment-8445</guid>
		<description>Anything from Bush is Bullshit!!!</description>
		<content:encoded><![CDATA[<p>Anything from Bush is Bullshit!!!</p>
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		<title>By: Tom</title>
		<link>http://loanworkout.org/2007/12/please-do-not-call-888-995-hope-for-hope-now-if-you-are-not-late-on-your-mortgage/#comment-8443</link>
		<dc:creator>Tom</dc:creator>
		<pubDate>Thu, 17 Jan 2008 02:48:15 +0000</pubDate>
		<guid isPermaLink="false">http://loanworkout.org/2007/12/11/please-do-not-call-888-995-hope-for-hope-now-if-you-are-not-late-on-your-mortgage/#comment-8443</guid>
		<description>Calling HOPE Now is a waste of time for most folks, or at least folks in my shoes.  I&#039;m not late, I&#039;m upside down and neg-aming.  They told me to refinance and referred my to a local non-profit who can&#039;t help me because my income is too great.  Who&#039;s going to refinance an upside down loan?  Colossal waste of time that experience was.</description>
		<content:encoded><![CDATA[<p>Calling HOPE Now is a waste of time for most folks, or at least folks in my shoes.  I&#8217;m not late, I&#8217;m upside down and neg-aming.  They told me to refinance and referred my to a local non-profit who can&#8217;t help me because my income is too great.  Who&#8217;s going to refinance an upside down loan?  Colossal waste of time that experience was.</p>
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		<title>By: David</title>
		<link>http://loanworkout.org/2007/12/please-do-not-call-888-995-hope-for-hope-now-if-you-are-not-late-on-your-mortgage/#comment-8442</link>
		<dc:creator>David</dc:creator>
		<pubDate>Thu, 17 Jan 2008 02:35:56 +0000</pubDate>
		<guid isPermaLink="false">http://loanworkout.org/2007/12/11/please-do-not-call-888-995-hope-for-hope-now-if-you-are-not-late-on-your-mortgage/#comment-8442</guid>
		<description>I like your stuff, even though i came here by accident!</description>
		<content:encoded><![CDATA[<p>I like your stuff, even though i came here by accident!</p>
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		<title>By: linh</title>
		<link>http://loanworkout.org/2007/12/please-do-not-call-888-995-hope-for-hope-now-if-you-are-not-late-on-your-mortgage/#comment-8441</link>
		<dc:creator>linh</dc:creator>
		<pubDate>Sun, 06 Jan 2008 21:04:18 +0000</pubDate>
		<guid isPermaLink="false">http://loanworkout.org/2007/12/11/please-do-not-call-888-995-hope-for-hope-now-if-you-are-not-late-on-your-mortgage/#comment-8441</guid>
		<description>I can relate to all of you. I have my home loan with Chase. They called me in September notifying me that my loan was goingto become an adjstable rate loan, will I have a problem making the new payments. I told them, well my husband is an undewriter and he just got laid off and i have new baby on the way, of course we will have difficulties. The ysaid they will modify my loan. They asked for our financials in October, than asked for the same information in December, but yet have not made any decisions. I have been paying my monthly payments at the adjustable rate since Ocotber while awaiting their decison. I too called HOPe, they suck, becuase I am not late, they can not help me. My lender  had the nerve to say that becuase i am current on my loan, they are trying to bring the loans that are in default current first? WTF huh? I thought paying on time would payoff and they would modify my loan beofre I go into default, what ever hsappen to the idea of prevention? I have called at least 25 times to see if they have made a decision, but I get the same response, &quot; We are still working on it&quot; Supposely it is with teh underwriter. shit, I am an underwriter and it foes not take no 120 days to underwriter a single family, especislly a mod? I plan on not making January&#039;s payment to see what they will do? Does anyone have any suggestions?</description>
		<content:encoded><![CDATA[<p>I can relate to all of you. I have my home loan with Chase. They called me in September notifying me that my loan was goingto become an adjstable rate loan, will I have a problem making the new payments. I told them, well my husband is an undewriter and he just got laid off and i have new baby on the way, of course we will have difficulties. The ysaid they will modify my loan. They asked for our financials in October, than asked for the same information in December, but yet have not made any decisions. I have been paying my monthly payments at the adjustable rate since Ocotber while awaiting their decison. I too called HOPe, they suck, becuase I am not late, they can not help me. My lender  had the nerve to say that becuase i am current on my loan, they are trying to bring the loans that are in default current first? WTF huh? I thought paying on time would payoff and they would modify my loan beofre I go into default, what ever hsappen to the idea of prevention? I have called at least 25 times to see if they have made a decision, but I get the same response, &#8221; We are still working on it&#8221; Supposely it is with teh underwriter. shit, I am an underwriter and it foes not take no 120 days to underwriter a single family, especislly a mod? I plan on not making January&#8217;s payment to see what they will do? Does anyone have any suggestions?</p>
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