Comments on: President Bush Signs H.R. 3648, The Mortgage Forgiveness Debt Relief Act of 2007 http://loanworkout.org/2007/12/president-bush-signs-hr-3648-the-mortgage-forgiveness-debt-relief-act-of-2007/ Loan Modification & Home Loan News Fri, 19 Mar 2010 01:22:18 -0700 http://wordpress.org/?v=2.9.2 hourly 1 By: Ema http://loanworkout.org/2007/12/president-bush-signs-hr-3648-the-mortgage-forgiveness-debt-relief-act-of-2007/#comment-8655 Ema Mon, 31 Mar 2008 15:56:18 +0000 http://loanworkout.org/2007/12/20/president-bush-signs-hr-3648-the-mortgage-forgiveness-debt-relief-act-of-2007/#comment-8655 We're in deep trouble right now in our house. Last year, I filed a Chapter 13 to save our house for being foreclosure, and to condolidated our bills, but it makes us horrified and depressed to pay all of our debt. Last 2 months ago, I received a notice mortgage company that we have to pay $4,500.00 every month due of we're negative on escrow last year for about $11,000.00+, then this coming April, it will raise up our mortgage payment due of adjustable rate. Now we're looking of a house to live, and let them foreclose our house due of this situation. For us, it's very hard to find a house to live with a records of bad debt and bankcruptcy, besides we still owed property tax last year and this year. This problem is really affecting our health as well our kids. We can't hardly sleep at night. We love our house but the economy at this time is very low. At my work, they cut down our pay. I need a big help from the President Bush and from the government how we can survive this crisis. I understand we're not the only one, but is there any way we can do? Just call me Ema. Thank you! We’re in deep trouble right now in our house. Last year, I filed a Chapter 13 to save our house for being foreclosure, and to condolidated our bills, but it makes us horrified and depressed to pay all of our debt. Last 2 months ago, I received a notice mortgage company that we have to pay $4,500.00 every month due of we’re negative on escrow last year for about $11,000.00+, then this coming April, it will raise up our mortgage payment due of adjustable rate. Now we’re looking of a house to live, and let them foreclose our house due of this situation. For us, it’s very hard to find a house to live with a records of bad debt and bankcruptcy, besides we still owed property tax last year and this year. This problem is really affecting our health as well our kids. We can’t hardly sleep at night. We love our house but the economy at this time is very low. At my work, they cut down our pay. I need a big help from the President Bush and from the government how we can survive this crisis. I understand we’re not the only one, but is there any way we can do? Just call me Ema. Thank you!

]]> By: Noema Agiunaldo http://loanworkout.org/2007/12/president-bush-signs-hr-3648-the-mortgage-forgiveness-debt-relief-act-of-2007/#comment-8654 Noema Agiunaldo Mon, 31 Mar 2008 15:54:29 +0000 http://loanworkout.org/2007/12/20/president-bush-signs-hr-3648-the-mortgage-forgiveness-debt-relief-act-of-2007/#comment-8654 We're in deep trouble right now in our house. Last year, I filed a Chapter 13 to save our house for being foreclosure, and to condolidated our bills, but it makes us horrified and depressed to pay all of our debt. Last 2 months ago, I received a notice mortgage company that we have to pay $4,500.00 every month due of we're negative on escrow last year for about $11,000.00+, then this coming April, it will raise up our mortgage payment due of adjustable rate. Now we're looking of a house to live, and let them foreclose our house due of this situation. For us, it's very hard to find a house to live with a records of bad debt and bankcruptcy, besides we still owed property tax last year and this year. This problem is really affecting our health as well our kids. We can't hardly sleep at night. We love our house but the economy at this time is very low. At my work, they cut down our pay. I need a big help from the President Bush and from the government how we can survive this crisis. I understand we're not the only one, but is there any way we can do? Just call me Ema. Thank you! We’re in deep trouble right now in our house. Last year, I filed a Chapter 13 to save our house for being foreclosure, and to condolidated our bills, but it makes us horrified and depressed to pay all of our debt. Last 2 months ago, I received a notice mortgage company that we have to pay $4,500.00 every month due of we’re negative on escrow last year for about $11,000.00+, then this coming April, it will raise up our mortgage payment due of adjustable rate. Now we’re looking of a house to live, and let them foreclose our house due of this situation. For us, it’s very hard to find a house to live with a records of bad debt and bankcruptcy, besides we still owed property tax last year and this year. This problem is really affecting our health as well our kids. We can’t hardly sleep at night. We love our house but the economy at this time is very low. At my work, they cut down our pay. I need a big help from the President Bush and from the government how we can survive this crisis. I understand we’re not the only one, but is there any way we can do? Just call me Ema. Thank you!

]]> By: Josie http://loanworkout.org/2007/12/president-bush-signs-hr-3648-the-mortgage-forgiveness-debt-relief-act-of-2007/#comment-8653 Josie Fri, 28 Dec 2007 16:58:18 +0000 http://loanworkout.org/2007/12/20/president-bush-signs-hr-3648-the-mortgage-forgiveness-debt-relief-act-of-2007/#comment-8653 What if the lending institution does not want to work with you and will not modify or refinace the loan with a fixed interest rate? We are facing a huge increase in our house note in January 2008. We will not be able to make those payments. Help! JS What if the lending institution does not want to work with you and will not modify or refinace the loan with a fixed interest rate? We are facing a huge increase in our house note in January 2008. We will not be able to make those payments.

Help!

JS

]]> By: Moe http://loanworkout.org/2007/12/president-bush-signs-hr-3648-the-mortgage-forgiveness-debt-relief-act-of-2007/#comment-2871 Moe Thu, 27 Dec 2007 16:06:41 +0000 http://loanworkout.org/2007/12/20/president-bush-signs-hr-3648-the-mortgage-forgiveness-debt-relief-act-of-2007/#comment-2871 If you are on the do not call list, it is illegal, otherwise it is not. But I do agree, that these calls need to stop. If you are on the do not call list, it is illegal, otherwise it is not. But I do agree, that these calls need to stop.

]]> By: JacMac http://loanworkout.org/2007/12/president-bush-signs-hr-3648-the-mortgage-forgiveness-debt-relief-act-of-2007/#comment-2872 JacMac Thu, 27 Dec 2007 05:17:08 +0000 http://loanworkout.org/2007/12/20/president-bush-signs-hr-3648-the-mortgage-forgiveness-debt-relief-act-of-2007/#comment-2872 I received a call today. You can refinance at a fixed rate of 5.75% and close in seven business days. If you are interested in cashing out on the equity of your home press 9 now. Press 9 to refinance in seven days. Is that a predatory lending call. In my opinion, yes. It should be illegal. It's just as bad as scamming. I received a call today. You can refinance at a fixed rate of 5.75% and close in seven business days. If you are interested in cashing out on the equity of your home press 9 now. Press 9 to refinance in seven days.

Is that a predatory lending call. In my opinion, yes. It should be illegal. It’s just as bad as scamming.

]]> By: Ruth Feast http://loanworkout.org/2007/12/president-bush-signs-hr-3648-the-mortgage-forgiveness-debt-relief-act-of-2007/#comment-2873 Ruth Feast Thu, 27 Dec 2007 01:47:20 +0000 http://loanworkout.org/2007/12/20/president-bush-signs-hr-3648-the-mortgage-forgiveness-debt-relief-act-of-2007/#comment-2873 Well is it so terrible, because of people like that with scam. We the realtors are having hard time for clients to trust us. Att. Ruth Feast Well is it so terrible, because of people like that with scam. We the realtors are having hard time for clients to trust us.
Att.
Ruth Feast

]]> By: zed http://loanworkout.org/2007/12/president-bush-signs-hr-3648-the-mortgage-forgiveness-debt-relief-act-of-2007/#comment-8652 zed Fri, 21 Dec 2007 19:27:19 +0000 http://loanworkout.org/2007/12/20/president-bush-signs-hr-3648-the-mortgage-forgiveness-debt-relief-act-of-2007/#comment-8652 Great, the Oropezas must be loving this. Great, the Oropezas must be loving this.

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