Comments on: Is your lender charging you for questionable fees? Fight back against predatory fees!

By: Anonymous

Anonymous — Fri, 13 Feb 2009 18:07:55 +0000

Thanks Moe, I like how you get the lenders to speak. I will definitely research RESPA Sections 6,8 and 10. Reading your blog really gave me the reassurance to try and prove my point. Recently my lender not only listed attorney fees some as attorney fees and others as statutory fees, but they also stated on my judgement at sale that I owed them 171,000.00 when I only owed them 149,000.00 and they sent me three different reinstatement amounts within 24 hours. They also charged me for services they did not provide such as riding by house once a month they want to charge me 30.00 when they never came by or what or they coming by for and if they are going to charge at least knock on the door so I can know they stopped by.

By: Carrie

Carrie — Thu, 05 Jun 2008 23:59:53 +0000

Red I second that !

Lee W. & others you are always welcome to post your opinions and thoughts MOE allows everyone the opportuity of their voices being heard. but if you are so negative & disagree so much don’t come to this blog… we are here to find solutions and learn from each others successes and failures.

Most of us are here to help Pay It Foward, I for one am extremely grateful for the information MOE and others have provided here. I could have never received this information, not even in college, nor if i would have gone to one of those 3 day weekend courses to become a mortgage Broker.

Loanworkout.org & loansafe.org are wonderful !!!!!!!

By: Red

Red — Thu, 05 Jun 2008 23:22:00 +0000

To Bill & Lee W.

I see this site as giving information. If a person chooses to give moe money or he recieves it from where for giving us this info……. GREAT. Major work has gone into this site and he gives way more information than I could get otherwise. If your going to start putting up sorry ass comments and try to bring negativity to this site then, GET YOUR OWN DAMNED WEBSITE!!!!
And do it there. I seriously doubt that you will get the kind of traffic that Moe gets here. Another thing, I don’t see your stupid asses giving us better information than Moe has only trying to bash what he’s freely given. Seems to me that you and your kind are still floating around causing chaos and dissent. Go back to your bosses and tell them your DISINFORMATION PROPAGANDA aint working. You 2 are just plain MORONIC if you think people don’t want this information.

By: Moe

Moe — Tue, 04 Mar 2008 15:12:32 +0000

Leslie, call the Marshall Rosenbach at 310-860-4764

By: Leslie Marks

Leslie Marks — Tue, 04 Mar 2008 02:32:22 +0000

I have a unique situation. I was a victim of subprime lending and I sued New Century. The day before they filed chapter 11, they transferred my loan to OCWEN. They failed to give me the required 15 days notice under respa. Letter was on New Century Letterhead mailed in an OCWEN envelope. Ocwen says they are not responsible for New Century’s failure to provide notice. I say the transfer is invalid. NC is protected under the Automatic Stay so they can’t be involved. I put a lis pendens on my own property. At the time Ocwen “acquired” my mortgage it was in active litigation and default. Any ideas? I can’t find litigation to support. Any help would be appreciated.

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By: Michele

Michele — Sat, 02 Feb 2008 21:22:04 +0000

I did send a RESPA letter to the mortgage company. I also sent them proof in the form of statement balances that showed plenty of funds to cover payment even though they charged me insufficient funds fees. I also sent them a copy of their statement showing they received payment on time and they charged for late payment fees. After 6 months of having to send the same evidence and receiving many generic letters, I still haven’t been reimbursed. I also turned the mortgage company in to the Office of RESPA and Interstate Land Sales to no avail. I guess they just get to keep my money because I can’t afford a lawyer and I’m sure the amount is too small for any attorney to be bothered anyway. Nice System!

By: Aaron

Aaron — Wed, 09 Jan 2008 07:24:04 +0000

I wonder what is the supposed crackpot conspiracy theory?

Paulson is funny with his “market failure”. More like “regulation failure” which got us into this mess. Now we’re actually seeing realistic values take hold in home prices and portfolio values — the market is actually starting to work again, for the first time in a while!

Unfortunately the reality its waking up to isn’t a pretty one.

By: Bill

Bill — Mon, 07 Jan 2008 14:00:16 +0000

Moe,

Which fees are you disputing?

Attorney Fees and Costs for a foreclosure action?
Property inspections?
BPO?
Late Charges?
NSF?

Which fees….lets talk specifics and not vague generalizations. I’m a default servicer who works with hundreds of customers a month so I have a little understanding of the issues that Moe is complaining about.