Comments on: It’s Not All Subprime. Pay Option ARM’s – California’s Billion Pound Gorilla http://loanworkout.org/2008/01/its-not-all-subprime-pay-option-arms-californias-billion-pound-gorilla/ Loan Modification & Home Loan News Sat, 20 Mar 2010 15:31:56 -0700 http://wordpress.org/?v=2.9.2 hourly 1 By: Jeannine Dronet http://loanworkout.org/2008/01/its-not-all-subprime-pay-option-arms-californias-billion-pound-gorilla/#comment-20163 Jeannine Dronet Thu, 18 Mar 2010 09:44:57 +0000 http://loanworkout.org/2008/01/01/its-not-all-subprime-pay-option-arms-californias-billion-pound-gorilla/#comment-20163 Thanks for making my morning a little bit better with this great article!! Thanks for making my morning a little bit better with this great article!!

]]> By: Suzann Vayda http://loanworkout.org/2008/01/its-not-all-subprime-pay-option-arms-californias-billion-pound-gorilla/#comment-20141 Suzann Vayda Tue, 16 Mar 2010 17:54:24 +0000 http://loanworkout.org/2008/01/01/its-not-all-subprime-pay-option-arms-californias-billion-pound-gorilla/#comment-20141 great post thanks a ton great post thanks a ton

]]> By: Concepcion Brezinka http://loanworkout.org/2008/01/its-not-all-subprime-pay-option-arms-californias-billion-pound-gorilla/#comment-20122 Concepcion Brezinka Mon, 15 Mar 2010 10:09:15 +0000 http://loanworkout.org/2008/01/01/its-not-all-subprime-pay-option-arms-californias-billion-pound-gorilla/#comment-20122 Where can I head to have zero cost, unbiased mortgage loan advice? Close to all over the place on the internet is trying to sell me an item. Where can I head to have zero cost, unbiased mortgage loan advice? Close to all over the place on the internet is trying to sell me an item.

]]> By: Jim http://loanworkout.org/2008/01/its-not-all-subprime-pay-option-arms-californias-billion-pound-gorilla/#comment-19734 Jim Fri, 19 Feb 2010 03:37:27 +0000 http://loanworkout.org/2008/01/01/its-not-all-subprime-pay-option-arms-californias-billion-pound-gorilla/#comment-19734 Still looking for a good place to consolidate some bad loans....I did find a good place for information though! Still looking for a good place to consolidate some bad loans….I did find a good place for information though!

]]> By: Apple Fanatic http://loanworkout.org/2008/01/its-not-all-subprime-pay-option-arms-californias-billion-pound-gorilla/#comment-14141 Apple Fanatic Sun, 19 Apr 2009 19:04:07 +0000 http://loanworkout.org/2008/01/01/its-not-all-subprime-pay-option-arms-californias-billion-pound-gorilla/#comment-14141 The loan industry is a sad joke. It literally turned itself into a monster of debt and unrepairable misfourtune. The loan industry is a sad joke. It literally turned itself into a monster of debt and unrepairable misfourtune.

]]> By: bridging loan http://loanworkout.org/2008/01/its-not-all-subprime-pay-option-arms-californias-billion-pound-gorilla/#comment-13748 bridging loan Tue, 07 Apr 2009 10:27:18 +0000 http://loanworkout.org/2008/01/01/its-not-all-subprime-pay-option-arms-californias-billion-pound-gorilla/#comment-13748 Helping? You are joking! Helping? You are joking!

]]> By: Maybe a Silver Lining To That Subprime ARM From Countrywide After All | Mortgages Unzipped http://loanworkout.org/2008/01/its-not-all-subprime-pay-option-arms-californias-billion-pound-gorilla/#comment-11837 Maybe a Silver Lining To That Subprime ARM From Countrywide After All | Mortgages Unzipped Wed, 08 Oct 2008 13:37:15 +0000 http://loanworkout.org/2008/01/01/its-not-all-subprime-pay-option-arms-californias-billion-pound-gorilla/#comment-11837 [...] when you thought all efforts to save the strapped homeowner with an adjustable rate mortgage or pay option ARM from Countrywide were exhausted, a settlement with their new suitor, Bank of America, has arrived. [...] [...] when you thought all efforts to save the strapped homeowner with an adjustable rate mortgage or pay option ARM from Countrywide were exhausted, a settlement with their new suitor, Bank of America, has arrived. [...]

]]> By: GATORBAIT http://loanworkout.org/2008/01/its-not-all-subprime-pay-option-arms-californias-billion-pound-gorilla/#comment-3668 GATORBAIT Thu, 12 Jun 2008 00:52:43 +0000 http://loanworkout.org/2008/01/01/its-not-all-subprime-pay-option-arms-californias-billion-pound-gorilla/#comment-3668 Heather- if you are current and asking for a modification you will wait 4-6 months and will get an above market rate. It seems they will only play ball when you are close to forclosure (at least 90 days behind). I have heard many people who try to be proactive with CW and get the big run around. Keep calling and email everyone on the list....you may end up getting what you want but know you are fighting an uphill battle and prepare yourself mentally. good luck Heather-

if you are current and asking for a modification you will wait 4-6 months and will get an above market rate.

It seems they will only play ball when you are close to forclosure (at least 90 days behind). I have heard many people who try to be proactive with CW and get the big run around.

Keep calling and email everyone on the list….you may end up getting what you want but know you are fighting an uphill battle and prepare yourself mentally.

good luck

]]> By: Heather http://loanworkout.org/2008/01/its-not-all-subprime-pay-option-arms-californias-billion-pound-gorilla/#comment-3669 Heather Wed, 11 Jun 2008 21:09:17 +0000 http://loanworkout.org/2008/01/01/its-not-all-subprime-pay-option-arms-californias-billion-pound-gorilla/#comment-3669 I am trying to get a loan modification with countrywide. I am current on my payments. I have sent in my hardship letter and bank statements but, haven't received my hardship package. I am getting the runaround from them. I am trying to get a loan modification with countrywide. I am current on my payments. I have sent in my hardship letter and bank statements but, haven’t received my hardship package. I am getting the runaround from them.

]]> By: Federal Loan Modification » Blog Archive » This is What You Get When You Ask For a No Closing Costs Loan From Countrywide http://loanworkout.org/2008/01/its-not-all-subprime-pay-option-arms-californias-billion-pound-gorilla/#comment-9464 Federal Loan Modification » Blog Archive » This is What You Get When You Ask For a No Closing Costs Loan From Countrywide Wed, 14 May 2008 22:11:38 +0000 http://loanworkout.org/2008/01/01/its-not-all-subprime-pay-option-arms-californias-billion-pound-gorilla/#comment-9464 [...] It’s Not All Subprime. Pay Option ARM’s - California’s Billion Pound Gorilla [...] [...] It’s Not All Subprime. Pay Option ARM’s – California’s Billion Pound Gorilla [...]

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