Comments on: Please call 995 Hope if you want to get screwed by your lender, again!

By: ray

ray — Fri, 02 Oct 2009 23:59:21 +0000

I called HOPE NOW, they saved my home, my mortgage payments reduced from $2302 down to $990 a month.

You all are just the few that weren’t helped. My neighbors home and a few of my freinds that all called HOPE had their mortgage payments reduced in just one month after calling.

Thank you HOPE!!!

By: charlene

charlene — Thu, 09 Apr 2009 02:44:39 +0000

Thanks everyone for all your inputs on this subject. I also have a loan through wells fargo and it is rather surprising that they would rather let your loan forclose then give you a modified loan they you are certain to afford. I have only been in my home for 3 years and see other homes going for half what my mortgage is, with owner financing. Has anyone tried going this route and would you suggest it? I would hate to forelose but if they bank is not willing to work with me then they must be in a better postion then me.

By: Barb

Barb — Mon, 06 Apr 2009 19:48:46 +0000

I too, called HOPE in February. I was on the phone for 2 hours. They claimed they would contact Wells Fargo and send me a budget. I got a letter from WF a few weeks later claiming they would get back to me in the next 30 days. That was about 60 days ago. We are facing foreclosure or bankruptcy soon and can’t get anybody to help us. The budget the lady from HOPE sent me said give up our only social outlet(bowling). That to me is not a solution. That’s a cop out. I am glad to know we’re not the only ones out there going through this.

By: Hope worker

Hope worker — Sun, 05 Apr 2009 16:58:43 +0000

I would have to agree not to call HOPE. I actually work there. From the day I started I felt so guilty because there is no help. I feel HOPE was set in place for people to leave the banks alone. We are like an escape goat for the banks. I feel sorry for some people because they are loosing their homes through no fault of their own. Others I just want to tell them to get a life. Several times I have tried to schedule people for an appointment and they tell me they can not have that date because they are going on vacation. Now realize that they have not paid their mortgage and are going on vacation with the money.
But either way they is no help for anyone. None of the banks are doing the Bush or Obama plan that was set in place. Remember that it is not mandatory for the banks to participate. It is voluntary and none will acknoledge the plan. When mentioned to the bank they all say they will have the information in about two weeks. They have been saying two weeks since last year.
I hate my job because I have to give people false hope. I feel very low. But it is about the only job available in town right now and I also have a mortgage to pay.

By: brian

brian — Wed, 10 Dec 2008 15:54:59 +0000

Gary,
What is your problem! Andre is on the right track. You sit there all high and mighty making people in a bad situation feel worse. Does that DO IT for you or what! Yes, believe it or not, a lot of people got “sweet talked” into the loan they have now. Hard working, good, honest, parents with kids being told “Yes, you can have the American Dream too!” Bullcrap! Not everyone, not most people, can fully understand the terms of a loan even if they read every page. I was lucky. I was not duped or lied to or swindled(at first). But, things happen. Within a two year period; divorced, remarried, wife broke back, son swan dive into 8′ deep concrete skate area, daughter nearly bleeds to death from oral surg. complications, wife falls off ladder and needs surg. on thumb, out of work again, I’m out of work @ 44, 3 teens and one younger need everything(books, clothes, food), one car totalled, a stack of medical bills that goes from the floor to one foot short of the ceiling(8 feet),and on and on, and ARE YOU READY GARY? My mailman was too busy getting drunk to deliver the first two notices that our Mtg. pmt. was overdue!!! Yes, my wife offered to do the bills since she couldn’t work and thought it was an auto-pay. So of course I explained this to Countrywide and told them the local postmaster could verify. They told me if I paid one cent less than the payments, plus interest, plus late chgs., plus attorney’s fees, it would be returned to me as NON-PAYMENT! Of course they would see me next month at the forclosure sale. There’s more but I don’t want to make you cry. Oh, sorry, forgot I was talking to the heartless schlubb that writes know it all put-downs to average people who don’t know how to go through life without making a mistake, or not be as smart as you, or have things happen to them without any control over it at all………IDIOTS!!

By: The OCC Wants the Real Loan Modification Numbers | Loan Modification & Home Loan News

Fri, 13 Jun 2008 22:30:28 +0000

[...] Frank: Rep. (D-Mass.) said the OCC’s findings demonstrated that the Hope Now initiative was not enough to solve the housing [...]

By: DEBORAH MASCIOLI

DEBORAH MASCIOLI — Wed, 23 Apr 2008 17:49:49 +0000

Nothing at all except asked for my mothers maiden name,ss # dob but when they got to mothers maiden name I PUT A STOP TO IT
one thing I got out of this phone call from hope-995 is they are not very experianced at what they are doing and that can put some homeowners in a bad situation.

By: Colgano

Colgano — Tue, 15 Apr 2008 15:30:13 +0000

So, I decided to call Indymac to find out how they can help me with my ARM loan. After 10 mins on the phone, the rep suggested “If you can’t afford to make your monthly payments, you should consider selling your home” I soon realized this was going to be a waste of time.

By: Carolyn

Carolyn — Tue, 15 Apr 2008 00:47:11 +0000

I also called Hope Now and it was a total joke. I got transferred and then connected with a girl that sounded like she was on drugs. She said she could help me with a budget. I said I do not need a budget, I need help with my mortgage and mortgage company, Citimortgage that is supposed to have an alliance with you to help people stay in there houses. She said, it sounds like you need a tax attorney and we don’t have any of those. That was her advice. I also called Project Lifeline and that is a joke too.

The government should be ashamed.

By: Andre

Andre — Mon, 14 Apr 2008 00:34:58 +0000

You know, Gary,
You sound like a very smart guy. But not everyone has the time, knowledge, or smarts for all things in life’s challenges. That’s why we pay for advice. Yes paid. But you must be knowledgable in all things. You don’t need anyone’s help. You can tear your car’s engine apart and than put it back together again. You understand all tax code. I suppose you can even cure cancer, if God forbid, you got it! You even can cook Thai food!!
I sure hope so because if you can’t, you’re going to be in trouble one day.
We can’t all be experts. We all need good advice from time to time. Even you…:^) Andre