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	<title>Comments on: Bank of America, Countrywide Announce $35 Million Package to Aid Distressed Homeowners and Communities</title>
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	<link>http://loanworkout.org/2008/05/bank-of-america-countrywide-announce-35-million-package-to-aid-distressed-homeowners-and-communities/</link>
	<description>Loan Modification &#38; Home Loan News</description>
	<lastBuildDate>Sun, 21 Mar 2010 13:35:22 -0700</lastBuildDate>
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		<title>By: Banks, Regulators, Consumer Advocates Address Foreclosure &#124; BLACK ENTERPRISE</title>
		<link>http://loanworkout.org/2008/05/bank-of-america-countrywide-announce-35-million-package-to-aid-distressed-homeowners-and-communities/#comment-11972</link>
		<dc:creator>Banks, Regulators, Consumer Advocates Address Foreclosure &#124; BLACK ENTERPRISE</dc:creator>
		<pubDate>Thu, 15 Jan 2009 23:45:08 +0000</pubDate>
		<guid isPermaLink="false">http://loanworkout.org/2008/05/03/bank-of-america-countrywide-announce-35-million-package-to-aid-distressed-homeowners-and-communities/#comment-11972</guid>
		<description>[...] Bank of America’s plan at LoanWorkout.org        document.write(&#039;&#039;);   if ((!document.images &amp;&amp; navigator.userAgent.indexOf(&quot;Mozilla/2.&quot;) &gt;= 0) &#124;&#124; navigator.userAgent.indexOf(&quot;WebTV&quot;)&gt;= 0) { document.write(&#039;&#039;); document.write(&#039;&#039;); }        advertisement   Viewed 1 times  (No Ratings Yet) &#160;Loading ...  &#160;Print This Post  SHARETHIS.addEntry({ title: &quot;Banks, Regulators, Consumer Advocates Address Foreclosure&quot;, url: &quot;http://www.blackenterprise.com/blogs/2009/01/15/banks-regulators-consumer-advocates-address-foreclosure/&quot; }); [...]</description>
		<content:encoded><![CDATA[<p>[...] Bank of America’s plan at LoanWorkout.org        document.write(&#8221;);   if ((!document.images &#38;&#38; navigator.userAgent.indexOf(&#8220;Mozilla/2.&#8221;) &gt;= 0) || navigator.userAgent.indexOf(&#8220;WebTV&#8221;)&gt;= 0) { document.write(&#8221;); document.write(&#8221;); }        advertisement   Viewed 1 times  (No Ratings Yet) &nbsp;Loading &#8230;  &nbsp;Print This Post  SHARETHIS.addEntry({ title: &#8220;Banks, Regulators, Consumer Advocates Address Foreclosure&#8221;, url: &#8220;http://www.blackenterprise.com/blogs/2009/01/15/banks-regulators-consumer-advocates-address-foreclosure/&#8221; }); [...]</p>
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		<title>By: Brandy Robinson</title>
		<link>http://loanworkout.org/2008/05/bank-of-america-countrywide-announce-35-million-package-to-aid-distressed-homeowners-and-communities/#comment-5032</link>
		<dc:creator>Brandy Robinson</dc:creator>
		<pubDate>Mon, 12 May 2008 18:14:02 +0000</pubDate>
		<guid isPermaLink="false">http://loanworkout.org/2008/05/03/bank-of-america-countrywide-announce-35-million-package-to-aid-distressed-homeowners-and-communities/#comment-5032</guid>
		<description>My name is Brandy Robinson and i live in Soddy Daisy TN. I am going through a divorce,and im a single mother with no child support.I need help with saving my home.About 2 months ago my intrest rate variabled and i cant keep paying this high payment.I just need a lower payment.</description>
		<content:encoded><![CDATA[<p>My name is Brandy Robinson and i live in Soddy Daisy TN. I am going through a divorce,and im a single mother with no child support.I need help with saving my home.About 2 months ago my intrest rate variabled and i cant keep paying this high payment.I just need a lower payment.</p>
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		<title>By: Cynthia J.</title>
		<link>http://loanworkout.org/2008/05/bank-of-america-countrywide-announce-35-million-package-to-aid-distressed-homeowners-and-communities/#comment-10817</link>
		<dc:creator>Cynthia J.</dc:creator>
		<pubDate>Thu, 08 May 2008 19:48:32 +0000</pubDate>
		<guid isPermaLink="false">http://loanworkout.org/2008/05/03/bank-of-america-countrywide-announce-35-million-package-to-aid-distressed-homeowners-and-communities/#comment-10817</guid>
		<description>Please help us with these loans</description>
		<content:encoded><![CDATA[<p>Please help us with these loans</p>
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		<title>By: C. Mateos</title>
		<link>http://loanworkout.org/2008/05/bank-of-america-countrywide-announce-35-million-package-to-aid-distressed-homeowners-and-communities/#comment-10818</link>
		<dc:creator>C. Mateos</dc:creator>
		<pubDate>Wed, 07 May 2008 17:17:40 +0000</pubDate>
		<guid isPermaLink="false">http://loanworkout.org/2008/05/03/bank-of-america-countrywide-announce-35-million-package-to-aid-distressed-homeowners-and-communities/#comment-10818</guid>
		<description>i have tried contacting Counrywide several times, because i was out of reserves (i had about 50k) and am about to default on my loan. I had been unemployed for 8 months in 2007. and I recently got hired fulltime in a permanent position, but making a lot less than my previous employer. Between my husband &amp; I we are living now paycheck to paycheck &amp; this is horrible.
I have always paid on time and i am not able to make my monthly payment for May.  I was requesting a loan modification, and the bank rep from the HOPE team (home retention dept), and they pretty much told me &#039;tough luck&#039;  until you are atleat 1 or 2 months late on your mortgage payment - we can&#039;t help you.
It seems crazy to me that I am trying to prevent a default and continue to pay Countrywide and they do not want to help me unless i owe them months.... What can be done about this.  Help !any suggestions?</description>
		<content:encoded><![CDATA[<p>i have tried contacting Counrywide several times, because i was out of reserves (i had about 50k) and am about to default on my loan. I had been unemployed for 8 months in 2007. and I recently got hired fulltime in a permanent position, but making a lot less than my previous employer. Between my husband &amp; I we are living now paycheck to paycheck &amp; this is horrible.<br />
I have always paid on time and i am not able to make my monthly payment for May.  I was requesting a loan modification, and the bank rep from the HOPE team (home retention dept), and they pretty much told me &#8216;tough luck&#8217;  until you are atleat 1 or 2 months late on your mortgage payment &#8211; we can&#8217;t help you.<br />
It seems crazy to me that I am trying to prevent a default and continue to pay Countrywide and they do not want to help me unless i owe them months&#8230;. What can be done about this.  Help !any suggestions?</p>
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		<title>By: sam</title>
		<link>http://loanworkout.org/2008/05/bank-of-america-countrywide-announce-35-million-package-to-aid-distressed-homeowners-and-communities/#comment-10819</link>
		<dc:creator>sam</dc:creator>
		<pubDate>Wed, 07 May 2008 00:46:26 +0000</pubDate>
		<guid isPermaLink="false">http://loanworkout.org/2008/05/03/bank-of-america-countrywide-announce-35-million-package-to-aid-distressed-homeowners-and-communities/#comment-10819</guid>
		<description>a pretty small drop in the 55 gallon drum of problems they created!!!</description>
		<content:encoded><![CDATA[<p>a pretty small drop in the 55 gallon drum of problems they created!!!</p>
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		<title>By: steven kresha</title>
		<link>http://loanworkout.org/2008/05/bank-of-america-countrywide-announce-35-million-package-to-aid-distressed-homeowners-and-communities/#comment-10820</link>
		<dc:creator>steven kresha</dc:creator>
		<pubDate>Mon, 05 May 2008 22:04:25 +0000</pubDate>
		<guid isPermaLink="false">http://loanworkout.org/2008/05/03/bank-of-america-countrywide-announce-35-million-package-to-aid-distressed-homeowners-and-communities/#comment-10820</guid>
		<description>I need some information on what I can do to lower my house payments and modify my sub prime morgage.</description>
		<content:encoded><![CDATA[<p>I need some information on what I can do to lower my house payments and modify my sub prime morgage.</p>
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		<title>By: Helena</title>
		<link>http://loanworkout.org/2008/05/bank-of-america-countrywide-announce-35-million-package-to-aid-distressed-homeowners-and-communities/#comment-10821</link>
		<dc:creator>Helena</dc:creator>
		<pubDate>Mon, 05 May 2008 14:04:40 +0000</pubDate>
		<guid isPermaLink="false">http://loanworkout.org/2008/05/03/bank-of-america-countrywide-announce-35-million-package-to-aid-distressed-homeowners-and-communities/#comment-10821</guid>
		<description>Okay so what are we supposed to do if we have a mortgage with Countrywide and are seeking this opportunity?</description>
		<content:encoded><![CDATA[<p>Okay so what are we supposed to do if we have a mortgage with Countrywide and are seeking this opportunity?</p>
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