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	<title>Comments on: Financial Services Committee Approves FHA Housing and Homeowner Retention Act</title>
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	<link>http://loanworkout.org/2008/05/financial-services-committee-approves-fha-housing-and-homeowner-retention-act/</link>
	<description>Loan Modification &#38; Home Loan News</description>
	<lastBuildDate>Mon, 22 Mar 2010 04:55:03 -0700</lastBuildDate>
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		<title>By: Mr James Waller</title>
		<link>http://loanworkout.org/2008/05/financial-services-committee-approves-fha-housing-and-homeowner-retention-act/#comment-19633</link>
		<dc:creator>Mr James Waller</dc:creator>
		<pubDate>Fri, 12 Feb 2010 03:02:36 +0000</pubDate>
		<guid isPermaLink="false">http://loanworkout.org/2008/05/03/financial-services-committee-approves-fha-housing-and-homeowner-retention-act/#comment-19633</guid>
		<description>Good Day 


Are you in any kind of financial difficulties? Your help comes now. Are you losing sleep at nights worrying how to get a Loan?Don&#039;t allow your dreams to die, Contact {jameswallerloanlender@hotmail.com  ) for easy and reliable loan. following details: 


BORROWERS INFORMATION 


Your names .......... 


Amount Needed......... 


Duration:............. 


Your country......... 


Phone Number.......... 


Monthly Income........ 


*CENSORED*................... 


Your Age.............. 


Contact E-mail:jameswallerloanlender@hotmail.com  


                Mr James Waller.</description>
		<content:encoded><![CDATA[<p>Good Day </p>
<p>Are you in any kind of financial difficulties? Your help comes now. Are you losing sleep at nights worrying how to get a Loan?Don&#8217;t allow your dreams to die, Contact {jameswallerloanlender@hotmail.com  ) for easy and reliable loan. following details: </p>
<p>BORROWERS INFORMATION </p>
<p>Your names &#8230;&#8230;&#8230;. </p>
<p>Amount Needed&#8230;&#8230;&#8230; </p>
<p>Duration:&#8230;&#8230;&#8230;&#8230;. </p>
<p>Your country&#8230;&#8230;&#8230; </p>
<p>Phone Number&#8230;&#8230;&#8230;. </p>
<p>Monthly Income&#8230;&#8230;.. </p>
<p>*CENSORED*&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;. </p>
<p>Your Age&#8230;&#8230;&#8230;&#8230;.. </p>
<p>Contact E-mail:jameswallerloanlender@hotmail.com  </p>
<p>                Mr James Waller.</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: john stanick</title>
		<link>http://loanworkout.org/2008/05/financial-services-committee-approves-fha-housing-and-homeowner-retention-act/#comment-10812</link>
		<dc:creator>john stanick</dc:creator>
		<pubDate>Mon, 09 Jun 2008 17:05:29 +0000</pubDate>
		<guid isPermaLink="false">http://loanworkout.org/2008/05/03/financial-services-committee-approves-fha-housing-and-homeowner-retention-act/#comment-10812</guid>
		<description>I have been asked to send a mortgage co. $3,000 up front money to secure a new lower FHA loan. If I am not approved they will refund me $1,000. Is this normal or is it a scam?</description>
		<content:encoded><![CDATA[<p>I have been asked to send a mortgage co. $3,000 up front money to secure a new lower FHA loan. If I am not approved they will refund me $1,000. Is this normal or is it a scam?</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: john stanick</title>
		<link>http://loanworkout.org/2008/05/financial-services-committee-approves-fha-housing-and-homeowner-retention-act/#comment-10811</link>
		<dc:creator>john stanick</dc:creator>
		<pubDate>Mon, 09 Jun 2008 17:01:34 +0000</pubDate>
		<guid isPermaLink="false">http://loanworkout.org/2008/05/03/financial-services-committee-approves-fha-housing-and-homeowner-retention-act/#comment-10811</guid>
		<description>I have been asked to send a mortgage co $3,000 up front to secure a FHA modification loan and if is not approved they will send back $1,000. Is this a scamor is it normalmto give them up front mone</description>
		<content:encoded><![CDATA[<p>I have been asked to send a mortgage co $3,000 up front to secure a FHA modification loan and if is not approved they will send back $1,000. Is this a scamor is it normalmto give them up front mone</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: john stanick</title>
		<link>http://loanworkout.org/2008/05/financial-services-committee-approves-fha-housing-and-homeowner-retention-act/#comment-10810</link>
		<dc:creator>john stanick</dc:creator>
		<pubDate>Mon, 09 Jun 2008 17:01:18 +0000</pubDate>
		<guid isPermaLink="false">http://loanworkout.org/2008/05/03/financial-services-committee-approves-fha-housing-and-homeowner-retention-act/#comment-10810</guid>
		<description>I have been asked to send a mortgage co $3,000 up front to secure a FHA modification loan and if is not approved they will send back $1,000. Is this a scamor is it normalmto give them up front money?


This is my correct gmail address</description>
		<content:encoded><![CDATA[<p>I have been asked to send a mortgage co $3,000 up front to secure a FHA modification loan and if is not approved they will send back $1,000. Is this a scamor is it normalmto give them up front money?</p>
<p>This is my correct gmail address</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: caylas_mom</title>
		<link>http://loanworkout.org/2008/05/financial-services-committee-approves-fha-housing-and-homeowner-retention-act/#comment-10813</link>
		<dc:creator>caylas_mom</dc:creator>
		<pubDate>Mon, 09 Jun 2008 13:03:09 +0000</pubDate>
		<guid isPermaLink="false">http://loanworkout.org/2008/05/03/financial-services-committee-approves-fha-housing-and-homeowner-retention-act/#comment-10813</guid>
		<description>Gary, I think it&#039;s about time the government steps in and in fact, there should never have been discussions about voluntary participation of private lenders since they&#039;re the cause of this big mess in the first place. Yes, there should have been better oversight in the past but at least, we now have a suggested path forward. My husband and I (both working full-time jobs, with post-grad degrees) have never been late on our payments. However, the value has decreased by 30% since we purchased 2.5 yrs ago and to make matters worse, our IR is set to adjust this Nov and every 6 mos after. We&#039;ve contacted the lender on numerous occasions and were told unless we stop making payments, they could not enter into negotiations w/ us. We&#039;ve even looked into hiring lawyers but that is just as costly. Should I neglect monthly payments in hopes that a lawyer can help solve the dilemma? Should we just walk away? It seems the system you&#039;re defending has been set up to help honest to goodness people fail and loan sharks succeed. For most of us who are at the cross-roads, the new FHA loan could mean the difference in keeping our homes and families together or starting over again.</description>
		<content:encoded><![CDATA[<p>Gary, I think it&#8217;s about time the government steps in and in fact, there should never have been discussions about voluntary participation of private lenders since they&#8217;re the cause of this big mess in the first place. Yes, there should have been better oversight in the past but at least, we now have a suggested path forward. My husband and I (both working full-time jobs, with post-grad degrees) have never been late on our payments. However, the value has decreased by 30% since we purchased 2.5 yrs ago and to make matters worse, our IR is set to adjust this Nov and every 6 mos after. We&#8217;ve contacted the lender on numerous occasions and were told unless we stop making payments, they could not enter into negotiations w/ us. We&#8217;ve even looked into hiring lawyers but that is just as costly. Should I neglect monthly payments in hopes that a lawyer can help solve the dilemma? Should we just walk away? It seems the system you&#8217;re defending has been set up to help honest to goodness people fail and loan sharks succeed. For most of us who are at the cross-roads, the new FHA loan could mean the difference in keeping our homes and families together or starting over again.</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: antoinette dematteo</title>
		<link>http://loanworkout.org/2008/05/financial-services-committee-approves-fha-housing-and-homeowner-retention-act/#comment-10815</link>
		<dc:creator>antoinette dematteo</dc:creator>
		<pubDate>Mon, 02 Jun 2008 19:39:19 +0000</pubDate>
		<guid isPermaLink="false">http://loanworkout.org/2008/05/03/financial-services-committee-approves-fha-housing-and-homeowner-retention-act/#comment-10815</guid>
		<description>please help</description>
		<content:encoded><![CDATA[<p>please help</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: antoinette dematteo</title>
		<link>http://loanworkout.org/2008/05/financial-services-committee-approves-fha-housing-and-homeowner-retention-act/#comment-10814</link>
		<dc:creator>antoinette dematteo</dc:creator>
		<pubDate>Mon, 02 Jun 2008 19:36:05 +0000</pubDate>
		<guid isPermaLink="false">http://loanworkout.org/2008/05/03/financial-services-committee-approves-fha-housing-and-homeowner-retention-act/#comment-10814</guid>
		<description>i have been trying to get help and nobody wants to help me.the
only way they will help me if i give them up front 3,000-6000 up
front.if i had that money my mort would be up to date.please i
just got a good job after being out of worked and taken by my partner.please i have lived in my house for over 10 yrs,i realy
would like to keep it.please help me.

thank you</description>
		<content:encoded><![CDATA[<p>i have been trying to get help and nobody wants to help me.the<br />
only way they will help me if i give them up front 3,000-6000 up<br />
front.if i had that money my mort would be up to date.please i<br />
just got a good job after being out of worked and taken by my partner.please i have lived in my house for over 10 yrs,i realy<br />
would like to keep it.please help me.</p>
<p>thank you</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: Annetta Frayer</title>
		<link>http://loanworkout.org/2008/05/financial-services-committee-approves-fha-housing-and-homeowner-retention-act/#comment-10809</link>
		<dc:creator>Annetta Frayer</dc:creator>
		<pubDate>Tue, 13 May 2008 21:26:24 +0000</pubDate>
		<guid isPermaLink="false">http://loanworkout.org/2008/05/03/financial-services-committee-approves-fha-housing-and-homeowner-retention-act/#comment-10809</guid>
		<description>I think this is a really good suggestion.  Because I am a viticm of mortgage fraud.  I have been trying to get help for a long time now.  It was seeming to be impossible before hr. 5830 came up.  I can&#039;t speak for other people, I know I am a good person an paid my mort. on time before I refinanced and got into this mort. I could not afford.  I was promised to get refinance the next month into a better mort.  That never happend.  I striped all the equity out of my house making it very hard for me to get refin.</description>
		<content:encoded><![CDATA[<p>I think this is a really good suggestion.  Because I am a viticm of mortgage fraud.  I have been trying to get help for a long time now.  It was seeming to be impossible before hr. 5830 came up.  I can&#8217;t speak for other people, I know I am a good person an paid my mort. on time before I refinanced and got into this mort. I could not afford.  I was promised to get refinance the next month into a better mort.  That never happend.  I striped all the equity out of my house making it very hard for me to get refin.</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: WTF</title>
		<link>http://loanworkout.org/2008/05/financial-services-committee-approves-fha-housing-and-homeowner-retention-act/#comment-5030</link>
		<dc:creator>WTF</dc:creator>
		<pubDate>Thu, 08 May 2008 20:42:26 +0000</pubDate>
		<guid isPermaLink="false">http://loanworkout.org/2008/05/03/financial-services-committee-approves-fha-housing-and-homeowner-retention-act/#comment-5030</guid>
		<description>Call/email the White House to provide support for the veto:

http://patrick.net/housing/contrib/whitehouse.html</description>
		<content:encoded><![CDATA[<p>Call/email the White House to provide support for the veto:</p>
<p><a href="http://patrick.net/housing/contrib/whitehouse.html" rel="nofollow">http://patrick.net/housing/contrib/whitehouse.html</a></p>
]]></content:encoded>
	</item>
	<item>
		<title>By: Phil</title>
		<link>http://loanworkout.org/2008/05/financial-services-committee-approves-fha-housing-and-homeowner-retention-act/#comment-5029</link>
		<dc:creator>Phil</dc:creator>
		<pubDate>Thu, 08 May 2008 20:22:19 +0000</pubDate>
		<guid isPermaLink="false">http://loanworkout.org/2008/05/03/financial-services-committee-approves-fha-housing-and-homeowner-retention-act/#comment-5029</guid>
		<description>The treasury secretary appears to be ready to compromise on the bill.  It still seems like something will pass.</description>
		<content:encoded><![CDATA[<p>The treasury secretary appears to be ready to compromise on the bill.  It still seems like something will pass.</p>
]]></content:encoded>
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