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	<title>Comments on: Your Loan Documents May be the Secret Key to Obtaining a Loan Modification</title>
	<atom:link href="http://loanworkout.org/2008/05/your-loan-documents-may-be-the-secret-key-to-obtaining-a-loan-modification/feed/" rel="self" type="application/rss+xml" />
	<link>http://loanworkout.org/2008/05/your-loan-documents-may-be-the-secret-key-to-obtaining-a-loan-modification/</link>
	<description>Loan Modification &#38; Home Loan News</description>
	<lastBuildDate>Sat, 20 Mar 2010 15:31:56 -0700</lastBuildDate>
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		<title>By: Donald Recupido</title>
		<link>http://loanworkout.org/2008/05/your-loan-documents-may-be-the-secret-key-to-obtaining-a-loan-modification/#comment-20103</link>
		<dc:creator>Donald Recupido</dc:creator>
		<pubDate>Fri, 12 Mar 2010 20:47:38 +0000</pubDate>
		<guid isPermaLink="false">http://loanworkout.org/2008/05/20/your-loan-documents-may-be-the-secret-key-to-obtaining-a-loan-modification/#comment-20103</guid>
		<description>For Peter Hagen email address donrecupido@verizon.net for Donald Recupido</description>
		<content:encoded><![CDATA[<p>For Peter Hagen email address <a href="mailto:donrecupido@verizon.net">donrecupido@verizon.net</a> for Donald Recupido</p>
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		<title>By: Donald Recupido</title>
		<link>http://loanworkout.org/2008/05/your-loan-documents-may-be-the-secret-key-to-obtaining-a-loan-modification/#comment-20102</link>
		<dc:creator>Donald Recupido</dc:creator>
		<pubDate>Fri, 12 Mar 2010 20:46:27 +0000</pubDate>
		<guid isPermaLink="false">http://loanworkout.org/2008/05/20/your-loan-documents-may-be-the-secret-key-to-obtaining-a-loan-modification/#comment-20102</guid>
		<description>Peter Hagen, I would like info on your email address, website, company that offers FREE forensic auditing.  I hope you contact soon.  I could use the services that you are offering and would like to see what your company offers.  Thank you.  D. Recupido</description>
		<content:encoded><![CDATA[<p>Peter Hagen, I would like info on your email address, website, company that offers FREE forensic auditing.  I hope you contact soon.  I could use the services that you are offering and would like to see what your company offers.  Thank you.  D. Recupido</p>
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		<title>By: Peter Hagen</title>
		<link>http://loanworkout.org/2008/05/your-loan-documents-may-be-the-secret-key-to-obtaining-a-loan-modification/#comment-19926</link>
		<dc:creator>Peter Hagen</dc:creator>
		<pubDate>Tue, 02 Mar 2010 14:20:42 +0000</pubDate>
		<guid isPermaLink="false">http://loanworkout.org/2008/05/20/your-loan-documents-may-be-the-secret-key-to-obtaining-a-loan-modification/#comment-19926</guid>
		<description>If you need help with your mortgage situation, whether you are behind on payments, in foreclosure, or even current but struggling, feel free to contact me for a FREE forensic audit of your loan.  Our company has every step of the process, including a no interest loan available to assist with attorneys fees if the audit proves you may have a case against your lender.</description>
		<content:encoded><![CDATA[<p>If you need help with your mortgage situation, whether you are behind on payments, in foreclosure, or even current but struggling, feel free to contact me for a FREE forensic audit of your loan.  Our company has every step of the process, including a no interest loan available to assist with attorneys fees if the audit proves you may have a case against your lender.</p>
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		<title>By: Debbie Edwards</title>
		<link>http://loanworkout.org/2008/05/your-loan-documents-may-be-the-secret-key-to-obtaining-a-loan-modification/#comment-19834</link>
		<dc:creator>Debbie Edwards</dc:creator>
		<pubDate>Wed, 24 Feb 2010 23:36:09 +0000</pubDate>
		<guid isPermaLink="false">http://loanworkout.org/2008/05/20/your-loan-documents-may-be-the-secret-key-to-obtaining-a-loan-modification/#comment-19834</guid>
		<description>We are looking in to hiring a forensic auditor and would like to know the approximate cost we will be looking at.  We already pay a lawyer monthly.

Can you please give me a rough estimate(range) we should expect to pay?

Thank you.</description>
		<content:encoded><![CDATA[<p>We are looking in to hiring a forensic auditor and would like to know the approximate cost we will be looking at.  We already pay a lawyer monthly.</p>
<p>Can you please give me a rough estimate(range) we should expect to pay?</p>
<p>Thank you.</p>
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		<title>By: Paula</title>
		<link>http://loanworkout.org/2008/05/your-loan-documents-may-be-the-secret-key-to-obtaining-a-loan-modification/#comment-19743</link>
		<dc:creator>Paula</dc:creator>
		<pubDate>Fri, 19 Feb 2010 16:15:38 +0000</pubDate>
		<guid isPermaLink="false">http://loanworkout.org/2008/05/20/your-loan-documents-may-be-the-secret-key-to-obtaining-a-loan-modification/#comment-19743</guid>
		<description>Looking for a forensic auditor who is ligitimate, truthful and doesn&#039;t cost alot to look at my mortgage. I need to lower my payments as my husbands income was severely cut within the last 3 months. I keep hearing about different scam companies that want your money upfront and you should go with anyone who wants your money upfront. 
Any referrals?</description>
		<content:encoded><![CDATA[<p>Looking for a forensic auditor who is ligitimate, truthful and doesn&#8217;t cost alot to look at my mortgage. I need to lower my payments as my husbands income was severely cut within the last 3 months. I keep hearing about different scam companies that want your money upfront and you should go with anyone who wants your money upfront.<br />
Any referrals?</p>
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		<title>By: nancy</title>
		<link>http://loanworkout.org/2008/05/your-loan-documents-may-be-the-secret-key-to-obtaining-a-loan-modification/#comment-19571</link>
		<dc:creator>nancy</dc:creator>
		<pubDate>Mon, 08 Feb 2010 08:18:53 +0000</pubDate>
		<guid isPermaLink="false">http://loanworkout.org/2008/05/20/your-loan-documents-may-be-the-secret-key-to-obtaining-a-loan-modification/#comment-19571</guid>
		<description>I have forensic audit report done through NACA. 
There&#039;re several exceptions/violations found. Among there were RESPA, TILA and UDAP. The result is NACA doesn&#039;t do anything about it with the lender. They only provide free auditing, which is very nice, however, it does not help homeowner like me.  We got rejected from the bank through NACA and they are still have our case pending with the lender. Do you know any way we can have some one fight for us to get the loan modificated? The only hope I have now is go through Loan Auditing Report to get lender&#039;s attention. 
Thanksl.</description>
		<content:encoded><![CDATA[<p>I have forensic audit report done through NACA.<br />
There&#8217;re several exceptions/violations found. Among there were RESPA, TILA and UDAP. The result is NACA doesn&#8217;t do anything about it with the lender. They only provide free auditing, which is very nice, however, it does not help homeowner like me.  We got rejected from the bank through NACA and they are still have our case pending with the lender. Do you know any way we can have some one fight for us to get the loan modificated? The only hope I have now is go through Loan Auditing Report to get lender&#8217;s attention.<br />
Thanksl.</p>
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		<title>By: shawn</title>
		<link>http://loanworkout.org/2008/05/your-loan-documents-may-be-the-secret-key-to-obtaining-a-loan-modification/#comment-19525</link>
		<dc:creator>shawn</dc:creator>
		<pubDate>Fri, 05 Feb 2010 06:24:39 +0000</pubDate>
		<guid isPermaLink="false">http://loanworkout.org/2008/05/20/your-loan-documents-may-be-the-secret-key-to-obtaining-a-loan-modification/#comment-19525</guid>
		<description>I got a very professionally done audit for 850 (it would only have been 100 if no errors would have been found) 3500 is a ripoff</description>
		<content:encoded><![CDATA[<p>I got a very professionally done audit for 850 (it would only have been 100 if no errors would have been found) 3500 is a ripoff</p>
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		<title>By: Moe Bedard</title>
		<link>http://loanworkout.org/2008/05/your-loan-documents-may-be-the-secret-key-to-obtaining-a-loan-modification/#comment-19274</link>
		<dc:creator>Moe Bedard</dc:creator>
		<pubDate>Wed, 20 Jan 2010 17:18:55 +0000</pubDate>
		<guid isPermaLink="false">http://loanworkout.org/2008/05/20/your-loan-documents-may-be-the-secret-key-to-obtaining-a-loan-modification/#comment-19274</guid>
		<description>This looks like a $3,500 a pop rip off. I would not deal with a non-attorney firm. Try www.NACA.com</description>
		<content:encoded><![CDATA[<p>This looks like a $3,500 a pop rip off. I would not deal with a non-attorney firm. Try <a href="http://www.NACA.com" rel="nofollow">http://www.NACA.com</a></p>
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		<title>By: Lois</title>
		<link>http://loanworkout.org/2008/05/your-loan-documents-may-be-the-secret-key-to-obtaining-a-loan-modification/#comment-19273</link>
		<dc:creator>Lois</dc:creator>
		<pubDate>Wed, 20 Jan 2010 17:10:33 +0000</pubDate>
		<guid isPermaLink="false">http://loanworkout.org/2008/05/20/your-loan-documents-may-be-the-secret-key-to-obtaining-a-loan-modification/#comment-19273</guid>
		<description>My husband and I would like to get our loan modified to have a lower interest rate and payment. We have found a company in Anaheim, CA that will do a forensic audit there name is Christian and Associates. Has anyone dealt with them? Have you heard anything good or bad ? They check out with the BBB but have been in business less then a year. They are charging $3,500. with a money back grantee if they can not help us or what they negotiate is not acceptable to us. Coments please.</description>
		<content:encoded><![CDATA[<p>My husband and I would like to get our loan modified to have a lower interest rate and payment. We have found a company in Anaheim, CA that will do a forensic audit there name is Christian and Associates. Has anyone dealt with them? Have you heard anything good or bad ? They check out with the BBB but have been in business less then a year. They are charging $3,500. with a money back grantee if they can not help us or what they negotiate is not acceptable to us. Coments please.</p>
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		<title>By: Susan</title>
		<link>http://loanworkout.org/2008/05/your-loan-documents-may-be-the-secret-key-to-obtaining-a-loan-modification/#comment-19188</link>
		<dc:creator>Susan</dc:creator>
		<pubDate>Thu, 14 Jan 2010 16:20:02 +0000</pubDate>
		<guid isPermaLink="false">http://loanworkout.org/2008/05/20/your-loan-documents-may-be-the-secret-key-to-obtaining-a-loan-modification/#comment-19188</guid>
		<description>I just want to know how long a bank has to produce the original loan documentation when a lawyer asks for it or  sends out a Demand letter for it. ? ? ?  I thought I &quot;heard&quot; by Federal Law, a bank has 20 business days to produce the ORIGINAL paperwork, once notified that they are being asked.  I know for certain they have their ways of stalling but, really, what does the law say?  And is it true that if they can not produce the original note, then they don&#039;t &quot;own&quot; my house, I do?  Anyone?  Thanks</description>
		<content:encoded><![CDATA[<p>I just want to know how long a bank has to produce the original loan documentation when a lawyer asks for it or  sends out a Demand letter for it. ? ? ?  I thought I &#8220;heard&#8221; by Federal Law, a bank has 20 business days to produce the ORIGINAL paperwork, once notified that they are being asked.  I know for certain they have their ways of stalling but, really, what does the law say?  And is it true that if they can not produce the original note, then they don&#8217;t &#8220;own&#8221; my house, I do?  Anyone?  Thanks</p>
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