I am proud to announce that 131 families have received a loan modification, and 131 homes have been saved with our “Not for Profit: forum at LoanSafe.org. 131 people who now have mortgage relief, can focus on living instead of worrying about their loans.

All this has been accomplished online and all done pro bono by the Loan Safe team. There is not one company in the nation that gives you the truth, the facts, and the results like Loan Safe! America’s #1 home loan forum.

Thanks to all the people who have helped me make my dream a reality, we have helped countless people save their homes. Just like Jim below.

We hope to help many more people fight their lender and get the help that they need and deserve. Join our community today!

Testimonial:

I have a thread out there on LoanSafe.org that started out as “The Clock is Ticking”.  It has been changed to “The Clock Not Ticking Anymore – CW Success”.  To all that read this, my word of advice is don’t give up!  Follow the advice that Moe, Cat, and the other moderators give to you.  It worked for me.  I just overnighted my signed Loan Modification agreement this evening to CW.   

Short history:  My ARM kicked in March of 2007.  Employment issues caused us to miss several payments.  We were offered a repayment plan through the rest of the year that more than doubled our mortgage payment.  We paid as long as we could but ran out of savings.  In October I called to request a modification.  I was assigned a negotiator and told it could take thirty days but my chances looked good.  I called every week, as I’m sure you all do, to find no progress.  Fast forward to March 2008.  I find out that our modification had been denied but their database was messed-up back then and I should reapply for modification.  Why not?  I was assigned another negotiator and told, it could take thirty days.   

About this time I started doing some research on Google for help with foreclosure.  I came across LoanSafe.org, registered, told my story and was immediately offered advice.  On March 24^th, we

received a summons taped to our door for foreclosure.  I called CW and was told the modification was still in process, no foreclosure date had been set and not to worry.  At this point we were ready to give up.  We went to a bankruptcy attorney and were set to file.   

Along came Cat Damiano, LoanSafe.org.  Urging me to go straight; to the office of the President.  I sent emails explaining our situation to the list she provided hoping for something.  I received a response from them the same day.  They were assigning a new negotiator and also informed me that my second attempt at modification had been denied but this negotiator who worked for the President was going to try it again.   

I received a call three weeks later telling me they had worked out a modification with the bank, the terms were to reinstate the original interest rate for five years, all missed payments would be added to the end of the loan and I would not have to put down any money upfront to reinstate the agreement.  I have tears in my eyes as I’m finishing this.  It was a long battle but it appears we got what we wanted, to keep our home of 14 years.   

Moe, thanks for the foresight and initiative to start this website and Cat, I’m at a loss for words (hard to believe), my family will forever be indebted to you and words can’t do justice for the help you’ve provided.  How’s a simple:  THANK YOU!!!!

JMCD311