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	<title>Comments on: U.S. Rep. Bill Delahunt is Co-sponsoring Bill to Give Bankruptcy Judges the Right to Modify Mortgages</title>
	<atom:link href="http://loanworkout.org/2008/10/us-rep-bill-delahunt-is-co-sponsoring-bill-to-give-bankruptcy-judges-the-right-to-modify-mortgages/feed/" rel="self" type="application/rss+xml" />
	<link>http://loanworkout.org/2008/10/us-rep-bill-delahunt-is-co-sponsoring-bill-to-give-bankruptcy-judges-the-right-to-modify-mortgages/</link>
	<description>Loan Modification &#38; Home Loan News</description>
	<lastBuildDate>Fri, 20 Nov 2009 12:55:43 -0700</lastBuildDate>
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		<title>By: Deborah, San Diego, California</title>
		<link>http://loanworkout.org/2008/10/us-rep-bill-delahunt-is-co-sponsoring-bill-to-give-bankruptcy-judges-the-right-to-modify-mortgages/#comment-13154</link>
		<dc:creator>Deborah, San Diego, California</dc:creator>
		<pubDate>Fri, 20 Mar 2009 18:28:09 +0000</pubDate>
		<guid isPermaLink="false">http://loanworkout.org/?p=855#comment-13154</guid>
		<description>I can tell you with first hand experience that the buck stops at the financial institutions.  They are so not willing to work things out for homeowners.  Now that they received their bailouts who will bailout the homeowners.  Personally, my husband and I have contacted both Wells Fargo and Citibank to work out some kind of agreement.  The one thing they both have in common is that they give you the run-around.  They transfer or give you number(s) of other departments to call and customer service seems to never chrono their phone conversations with the homeowner, and so you have to start from the beginning every time you contact them.  This is extremely exhausting and not to say FRUSTRATING.  When I start out to talk with them, I have devote at least 3 hours of my time.  This is rediculous amount of time to go nowhere!!!  We&#039;ve been trying to negotiate with them since November 2008, and they promise that someone would be contacting us within the 10 day mark, but that never comes.  Still waiting.  It&#039;s almost like they want you to fail.  THIS IS A VERY SAD TIME IN ALLOT OF PEOPLE&#039;S LIVES!!</description>
		<content:encoded><![CDATA[<p>I can tell you with first hand experience that the buck stops at the financial institutions.  They are so not willing to work things out for homeowners.  Now that they received their bailouts who will bailout the homeowners.  Personally, my husband and I have contacted both Wells Fargo and Citibank to work out some kind of agreement.  The one thing they both have in common is that they give you the run-around.  They transfer or give you number(s) of other departments to call and customer service seems to never chrono their phone conversations with the homeowner, and so you have to start from the beginning every time you contact them.  This is extremely exhausting and not to say FRUSTRATING.  When I start out to talk with them, I have devote at least 3 hours of my time.  This is rediculous amount of time to go nowhere!!!  We&#8217;ve been trying to negotiate with them since November 2008, and they promise that someone would be contacting us within the 10 day mark, but that never comes.  Still waiting.  It&#8217;s almost like they want you to fail.  THIS IS A VERY SAD TIME IN ALLOT OF PEOPLE&#8217;S LIVES!!</p>
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		<title>By: acqulyn hinton</title>
		<link>http://loanworkout.org/2008/10/us-rep-bill-delahunt-is-co-sponsoring-bill-to-give-bankruptcy-judges-the-right-to-modify-mortgages/#comment-13120</link>
		<dc:creator>acqulyn hinton</dc:creator>
		<pubDate>Thu, 19 Mar 2009 23:27:05 +0000</pubDate>
		<guid isPermaLink="false">http://loanworkout.org/?p=855#comment-13120</guid>
		<description>i just want to say that when i bought my home last year imy job decreased my hours which caused me to get behind on my mortgage.i tried to do a loan modification but taylor,bean, and whitaker had the nastyest attitude you ever seen then they increased my monthly payment by 50 dollars which then i resulted to bankruptcy 13 in order to pay it to keep a roof over our heads. i am a single parent of 3.i work 7 days a week and still live check to check.hopefully i can try to get a loan modification again to keep from being put on the street or living  in my truck&#039;</description>
		<content:encoded><![CDATA[<p>i just want to say that when i bought my home last year imy job decreased my hours which caused me to get behind on my mortgage.i tried to do a loan modification but taylor,bean, and whitaker had the nastyest attitude you ever seen then they increased my monthly payment by 50 dollars which then i resulted to bankruptcy 13 in order to pay it to keep a roof over our heads. i am a single parent of 3.i work 7 days a week and still live check to check.hopefully i can try to get a loan modification again to keep from being put on the street or living  in my truck&#8217;</p>
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