Comments on: Attorney General Brown Sends Message to Loan Mod Scammers: You WILL Go to Prison for YEARS! http://loanworkout.org/2009/03/attorney-general-brown-sends-message-to-loan-mod-scammers-you-will-go-to-prison-for-years/ Loan Modification & Home Loan News Mon, 22 Mar 2010 00:08:06 -0700 http://wordpress.org/?v=2.9.2 hourly 1 By: CK http://loanworkout.org/2009/03/attorney-general-brown-sends-message-to-loan-mod-scammers-you-will-go-to-prison-for-years/#comment-18680 CK Thu, 17 Dec 2009 20:56:47 +0000 http://loanworkout.org/?p=3369#comment-18680 I guess Sam Matas' post goes to show how up John Sargetis and the United Law Center are on the law. I guess Sam Matas’ post goes to show how up John Sargetis and the United Law Center are on the law.

]]> By: OJack http://loanworkout.org/2009/03/attorney-general-brown-sends-message-to-loan-mod-scammers-you-will-go-to-prison-for-years/#comment-17053 OJack Tue, 29 Sep 2009 07:17:24 +0000 http://loanworkout.org/?p=3369#comment-17053 Moe, regarding Sam Mata saying he is the assistant to an attorney, I looked him up and he is neither licensed as a legal assistant nor a paralegal in California so I imagine that he has no clue as to what it takes to be an assistant to an attorney as he isn't even wise enough to understand that if you are going to (mis) represent that you are "an assistant to an attorney" the law is clear, YOU NEED TO BE LICENSED. Just like the rest of these thieves & pirates, he simply joined up with some legal hack who couldn't survive in his chosen field of law and is now praying on unsuspecting homeowners. Sam, you are a fraud and the fact that you aren't intelligent enough to know that written alleged inflammatory statements are called "libel" and verbal statements "slander", proves that you have no business "assisting" anyone with regards to the law or home loan mods or anything else that requires an ounce of research and/or intelligence. One check of the web shows that one of the "managers" (Brandon Hintz) at the company you work for received a desist and refrain order from the California DRE yet he is still in the industry. Apparently he didn't get the message so if the title of this thread doesn't hit home, tell him to enjoy his stay in his prison issued orange jumpsuit. Stop stealing from people you crook and if you aren't gonna do that, stop acting like you are legitimate and posting to blogsites when you have no idea that there is relatively zero law governing the web. Moe, regarding Sam Mata saying he is the assistant to an attorney, I looked him up and he is neither licensed as a legal assistant nor a paralegal in California so I imagine that he has no clue as to what it takes to be an assistant to an attorney as he isn’t even wise enough to understand that if you are going to (mis) represent that you are “an assistant to an attorney” the law is clear, YOU NEED TO BE LICENSED. Just like the rest of these thieves & pirates, he simply joined up with some legal hack who couldn’t survive in his chosen field of law and is now praying on unsuspecting homeowners. Sam, you are a fraud and the fact that you aren’t intelligent enough to know that written alleged inflammatory statements are called “libel” and verbal statements “slander”, proves that you have no business “assisting” anyone with regards to the law or home loan mods or anything else that requires an ounce of research and/or intelligence. One check of the web shows that one of the “managers” (Brandon Hintz) at the company you work for received a desist and refrain order from the California DRE yet he is still in the industry. Apparently he didn’t get the message so if the title of this thread doesn’t hit home, tell him to enjoy his stay in his prison issued orange jumpsuit. Stop stealing from people you crook and if you aren’t gonna do that, stop acting like you are legitimate and posting to blogsites when you have no idea that there is relatively zero law governing the web.

]]> By: SLS http://loanworkout.org/2009/03/attorney-general-brown-sends-message-to-loan-mod-scammers-you-will-go-to-prison-for-years/#comment-16666 SLS Thu, 10 Sep 2009 18:13:49 +0000 http://loanworkout.org/?p=3369#comment-16666 DO NOT USE LoanMediate.com!!! We started the process of modifying our home loan with them back in Feb 09 and paid $2800.00. We were told that it should take 45-90 days. We expected calls/emails with status updates, but NOTHING! We tried calling them and it goes to voicemail and then no one ever returned our calls. I finally started emailing them and was in contact with Caitlyn Pruitsma (who SURPRISE, SURPRISE is now [as of Sept 09] no longer with the company) who continuously told us that the person who was working previously working on our case is no longer with the company and gave us a new contact and promised a follow-up from them. Ethan Coronado was our 1st contact, super nice and very convincing. Then it was Shellie Lockard, then Elina Kolchanova, then Peggy Lytle, then Daniel Velasquez, then Dekeita Jerricks. They would try to convince us everytime that there was nothing to worry about and that they all work together as a team. They continually tell us that they are looking out for our best interests and if they can't help with a modification they have no problem what-s0-ever to REFUND our money. They could never give us any info on where they were in the process, but that they were waiting for the lender to contact them. We finally contacted our mortgage company to find out that LOAN MEDIATE only contacted them once in 3 months. We finally received a phone call from Daniel Valesquez after 5 months, stating that we didn't qualify for a modification at that time. Per their contract they will unconditionally refund your money if they can't get a modification for you within 30days...well it's been 7 months and we've asked for a REFUND a million times since and they continue to say they are still looking into a program that will work for us. I contacted our mortgage company a couple of days ago just to find out that Loan Mediate hasn't contacted them since MAY!!! We contacted our lawyer and he said to request a refund per him and if they don't comply he will be contacting them. I emailed Dekeita and she replied with: "Well I will forward this to the accounting dept also we have 15 business days to return your money...Thank you and have a great day..." UM, our day won't be great until our money is REFUNDED!!!! DO NOT USE THEM, they may be of help to a small percentage of people, but all the complaints that are now popping up on the internet about them say basically the same as what I've mentioned above. DO NOT USE LoanMediate.com!!! We started the process of modifying our home loan with them back in Feb 09 and paid $2800.00. We were told that it should take 45-90 days. We expected calls/emails with status updates, but NOTHING! We tried calling them and it goes to voicemail and then no one ever returned our calls. I finally started emailing them and was in contact with Caitlyn Pruitsma (who SURPRISE, SURPRISE is now [as of Sept 09] no longer with the company) who continuously told us that the person who was working previously working on our case is no longer with the company and gave us a new contact and promised a follow-up from them. Ethan Coronado was our 1st contact, super nice and very convincing. Then it was Shellie Lockard, then Elina Kolchanova, then Peggy Lytle, then Daniel Velasquez, then Dekeita Jerricks. They would try to convince us everytime that there was nothing to worry about and that they all work together as a team. They continually tell us that they are looking out for our best interests and if they can’t help with a modification they have no problem what-s0-ever to REFUND our money. They could never give us any info on where they were in the process, but that they were waiting for the lender to contact them. We finally contacted our mortgage company to find out that LOAN MEDIATE only contacted them once in 3 months. We finally received a phone call from Daniel Valesquez after 5 months, stating that we didn’t qualify for a modification at that time. Per their contract they will unconditionally refund your money if they can’t get a modification for you within 30days…well it’s been 7 months and we’ve asked for a REFUND a million times since and they continue to say they are still looking into a program that will work for us. I contacted our mortgage company a couple of days ago just to find out that Loan Mediate hasn’t contacted them since MAY!!! We contacted our lawyer and he said to request a refund per him and if they don’t comply he will be contacting them. I emailed Dekeita and she replied with: “Well I will forward this to the accounting dept also we have 15 business days to return your money…Thank you and have a great day…” UM, our day won’t be great until our money is REFUNDED!!!! DO NOT USE THEM, they may be of help to a small percentage of people, but all the complaints that are now popping up on the internet about them say basically the same as what I’ve mentioned above.

]]> By: Moe Bedard http://loanworkout.org/2009/03/attorney-general-brown-sends-message-to-loan-mod-scammers-you-will-go-to-prison-for-years/#comment-16580 Moe Bedard Fri, 04 Sep 2009 19:25:49 +0000 http://loanworkout.org/?p=3369#comment-16580 This website and it’s owners will not be held liable for any user submitted content on this website. Under a Federal Law the Communications Decency Act or “CDA”, 47 U.S.C. § 230. Section 230 of the Communications Decency Act No provider or user of an interactive computer service shall be treated as the publisher or speaker of any information provided by another information content provider. The Communications Decency Act or CDA provides that when a user writes and posts material on a website such as LoanSafe.org, the site itself cannot, in most cases, be held legally responsible for the posted material. Specifically, 47 U.S.C. § 230(c)(1) states, “No provider or user of an interactive computer service shall be treated as the publisher or speaker of any information provided by another information content provider.” Because the reports on Ripoff Report are authored by users of the site, we cannot be legally regarded as the “publisher or speaker” of the reports contained here, and hence we are not liable for reports even if they contain false or inaccurate information. The reasons for this rule are simple. Websites cannot possibly monitor the accuracy of the huge volume of information which their users may choose to post. If a disgruntled plaintiff were permitted to hold a website liable for information that the site did not create, this would stifle free speech as fewer and fewer sites would be willing to permit users to post anything at all. See generally Batzel v. Smith, 333 F.3d 1018, 1027–28 (9th Cir. 2003) (recognizing, “Making interactive computer services and their users liable for the speech of third parties would severely restrict the information available on the Internet. Section 230 [of the CDA] therefore sought to prevent lawsuits from shutting down websites and other services on the Internet.”) In general, each and every lower federal district court and federal appellate court that has construed the CDA has held that websites like LoanSafe.org are immune from virtually every type of civil liability when the site has been sued based on information posted by a third party. See Doe v. America Online, Inc., 783 So.2d 1010 (Fl. 2001); Green v. America Online, 318 F.3d 465, 470 (3rd Cir. 2003) (noting that the CDA, “‘precludes courts from entertaining claims that would place a computer service provider in a publisher’s role,’ and therefore bars ‘lawsuits seeking to hold a service provider liable for its exercise of a publisher’s traditional editorial functions – such as deciding whether to publish, withdraw, postpone, or alter content.’”); Carafano v. Metrosplash.com, Inc., 339 F.3d 1119 (9th Cir. 2003); Schneider v. Amazon.com, Inc., 31 P.3d 37 (Wash.App. 2001); Doe v. GTE Corp., 347 F.3d 655 (7th Cir. 2003); Zeran v. America Online, Inc., 129 F.3d 327 (4th Cir. 1997); Blumenthal v. Drudge, 992 F. Supp. 44 (D. D.C. 1998). So, why should you care about this law? Well, if someone posts false information about you on the LoanSafe.org, the CDA prohibits you from holding us liable for the statements which others have written. LoanSafe.org takes the same stance on rebuttals to claims and accusations made by users and in fact we encourage you to defend these claims if you believe they are inaccurate. We take very claim as being serious as well as every rebuttal. Please email Moe @ LoanSafe.org any rebuttal you may have to the claims or reports made on his website. We will post any rebuttals to the user created thread to give you a chance to have your voice be heard, but we will not remove any material that has been posted via user generated content. Use the complaint as an opportunity to make things right with your client and ask that the client works with you to resolve and mediate the issues at hand. If a successful resolution is made, ask your client to update he claim or report to states that there has been a successful resolution to the matter. If you think a claim or report is false and written with the intention to harm you or your business or you believe it is a competitor then please email me with “supporting” documentation to validate your claims and I will look into this to the best of my ability. This website and it’s owners will not be held liable for any user submitted content on this website. Under a Federal Law the Communications Decency Act or “CDA”, 47 U.S.C. § 230.

Section 230 of the Communications Decency Act

No provider or user of an interactive computer service shall be treated as the publisher or speaker of any information provided by another information content provider.

The Communications Decency Act or CDA provides that when a user writes and posts material on a website such as LoanSafe.org, the site itself cannot, in most cases, be held legally responsible for the posted material. Specifically, 47 U.S.C. § 230(c)(1) states, “No provider or user of an interactive computer service shall be treated as the publisher or speaker of any information provided by another information content provider.” Because the reports on Ripoff Report are authored by users of the site, we cannot be legally regarded as the “publisher or speaker” of the reports contained here, and hence we are not liable for reports even if they contain false or inaccurate information.

The reasons for this rule are simple. Websites cannot possibly monitor the accuracy of the huge volume of information which their users may choose to post. If a disgruntled plaintiff were permitted to hold a website liable for information that the site did not create, this would stifle free speech as fewer and fewer sites would be willing to permit users to post anything at all. See generally Batzel v. Smith, 333 F.3d 1018, 1027–28 (9th Cir. 2003) (recognizing, “Making interactive computer services and their users liable for the speech of third parties would severely restrict the information available on the Internet. Section 230 [of the CDA] therefore sought to prevent lawsuits from shutting down websites and other services on the Internet.”)

In general, each and every lower federal district court and federal appellate court that has construed the CDA has held that websites like LoanSafe.org are immune from virtually every type of civil liability when the site has been sued based on information posted by a third party. See Doe v. America Online, Inc., 783 So.2d 1010 (Fl. 2001); Green v. America Online, 318 F.3d 465, 470 (3rd Cir. 2003) (noting that the CDA, “‘precludes courts from entertaining claims that would place a computer service provider in a publisher’s role,’ and therefore bars ‘lawsuits seeking to hold a service provider liable for its exercise of a publisher’s traditional editorial functions – such as deciding whether to publish, withdraw, postpone, or alter content.’”); Carafano v. Metrosplash.com, Inc., 339 F.3d 1119 (9th Cir. 2003); Schneider v. Amazon.com, Inc., 31 P.3d 37 (Wash.App. 2001); Doe v. GTE Corp., 347 F.3d 655 (7th Cir. 2003); Zeran v. America Online, Inc., 129 F.3d 327 (4th Cir. 1997); Blumenthal v. Drudge, 992 F. Supp. 44 (D. D.C. 1998).

So, why should you care about this law? Well, if someone posts false information about you on the LoanSafe.org, the CDA prohibits you from holding us liable for the statements which others have written.

LoanSafe.org takes the same stance on rebuttals to claims and accusations made by users and in fact we encourage you to defend these claims if you believe they are inaccurate.

We take very claim as being serious as well as every rebuttal. Please email Moe @ LoanSafe.org any rebuttal you may have to the claims or reports made on his website. We will post any rebuttals to the user created thread to give you a chance to have your voice be heard, but we will not remove any material that has been posted via user generated content.

Use the complaint as an opportunity to make things right with your client and ask that the client works with you to resolve and mediate the issues at hand. If a successful resolution is made, ask your client to update he claim or report to states that there has been a successful resolution to the matter.

If you think a claim or report is false and written with the intention to harm you or your business or you believe it is a competitor then please email me with “supporting” documentation to validate your claims and I will look into this to the best of my ability.

]]> By: Sam Mata http://loanworkout.org/2009/03/attorney-general-brown-sends-message-to-loan-mod-scammers-you-will-go-to-prison-for-years/#comment-16579 Sam Mata Fri, 04 Sep 2009 19:06:24 +0000 http://loanworkout.org/?p=3369#comment-16579 Moe, I am one of the assistants to Attorney John Sargetis with United Law Center. I am writing you in reference to one of the post on your site in reference to our company. We demand you remove the comments that have been posted by PG as they are false and slanderous. Moe,
I am one of the assistants to Attorney John Sargetis with United Law Center. I am writing you in reference to one of the post on your site in reference to our company. We demand you remove the comments that have been posted by PG as they are false and slanderous.

]]> By: Moe Bedard http://loanworkout.org/2009/03/attorney-general-brown-sends-message-to-loan-mod-scammers-you-will-go-to-prison-for-years/#comment-16577 Moe Bedard Fri, 04 Sep 2009 18:11:30 +0000 http://loanworkout.org/?p=3369#comment-16577 Sam, My name is Moe and I am the one that you would need to speak or write to. However, I like to do my business or discuss blog issues in open forum discussions. What can I do for you? Sam,

My name is Moe and I am the one that you would need to speak or write to. However, I like to do my business or discuss blog issues in open forum discussions.

What can I do for you?

]]> By: Sam Mata http://loanworkout.org/2009/03/attorney-general-brown-sends-message-to-loan-mod-scammers-you-will-go-to-prison-for-years/#comment-16575 Sam Mata Fri, 04 Sep 2009 17:57:36 +0000 http://loanworkout.org/?p=3369#comment-16575 I would like for this blog's mediator to contact me. I would like for this blog’s mediator to contact me.

]]> By: eric http://loanworkout.org/2009/03/attorney-general-brown-sends-message-to-loan-mod-scammers-you-will-go-to-prison-for-years/#comment-16151 eric Fri, 14 Aug 2009 21:04:59 +0000 http://loanworkout.org/?p=3369#comment-16151 I meant to mention in my last post suggesting a class action lawsuit that the company in question is Loanmediate.com. I meant to mention in my last post suggesting a class action lawsuit that the company in question is Loanmediate.com.

]]> By: eric http://loanworkout.org/2009/03/attorney-general-brown-sends-message-to-loan-mod-scammers-you-will-go-to-prison-for-years/#comment-16149 eric Fri, 14 Aug 2009 21:01:25 +0000 http://loanworkout.org/?p=3369#comment-16149 My sister was scammed by this same company. I may initiate a class action suit if enough other individuals have been harmed. My sister was scammed by this same company. I may initiate a class action suit if enough other individuals have been harmed.

]]> By: Shelly http://loanworkout.org/2009/03/attorney-general-brown-sends-message-to-loan-mod-scammers-you-will-go-to-prison-for-years/#comment-15870 Shelly Tue, 28 Jul 2009 20:33:36 +0000 http://loanworkout.org/?p=3369#comment-15870 Dear PG: Please contact me at (916) 227-0864 regarding your June 11th post about UNITED LAW CENTER and BRANDON HINTZ. I'd like to chat with you about what you saw there. Thank You! Shelly Dear PG:
Please contact me at (916) 227-0864 regarding your June 11th post about UNITED LAW CENTER and BRANDON HINTZ. I’d like to chat with you about what you saw there. Thank You!
Shelly

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