Comments on: Countrywide Settles Subprime Suit With New Jersey

By: Jennifer Shaffer

Jennifer Shaffer — Sat, 15 Aug 2009 17:49:37 +0000

I feel like I have had the rug pulled out from under me! We pleaded with Countrywide for a year to modify our mortgage as our income was depleting. They advised us over and over to let our home go into foreclosure and then they would be able to help us. We finally gave in after borrowing and maxing out credit cards. now that we have done what they told us to do…go into foreclosure, they tell us that there is nothing that they can do for us. To top it all off we are being faced with late fees, attourney fees, and who the heck knows what other fees! It just doesn’t seem right. Anyone else in the same boat?

By: yosniel g ortega

yosniel g ortega — Tue, 26 May 2009 02:32:42 +0000

yo tengo mi propiedad countrywide el cual yo compre com un 80.20 con un interes artisimo y una penalida de dos ano alos 2 ano fuy a refinanciar y ya la propieda no valia el valor que yo abia comprado no pude refinancial al contrario me subieron mas el intere el pago me aumento y me dijeron que podia subil asta un 14% ya estaba en un prestamo en casi 11y el otro en mas de un 11.225 perdi el trabajo y no pude pagar mas la propieda y desdeentose estoy en el programa de modification y asta hora no me allegado nada yo no quisiera perder mi propieda ya que hay vive toda mi familia yo no estoy en desacuerdo en pagar lo que debo si me lo pusieran al final der prestamo yo lo pagaria quisiera que me alludaran sinmas esperando su contesta atentamente yosniel ortega..

By: jenn

jenn — Fri, 01 May 2009 16:10:27 +0000

I ALSO HAVE A LOAN WITH COUNTRYWIDE I REFI WITH THEM BACK IN AUG. MY HUSBAND HAS BEEN OU OF WORK SINCE JANUARY 2009. I TRYED TO GET A LOAN MODIFICATION THRU COUNTRYWIDE BUT AFTER ME WAITING SEVERAL MONTHS I WAS DENIED THE LETTER THEY SENT SAID WE DIDN’T GET BECAUSE WE DONT MAKE ENOUGH MONEY HAS IS IT POSSIABLE TO GET HELP IF EITHER WE MAKE TO MUCH OR TO LITTLE I THOUGHT THATS WHAT THE LOAN MODIFICATION WAS FOR PLEASE IF ANYONE HAS ANY INFO LET ME KNOW THANKS

By: J.R.

J.R. — Thu, 30 Apr 2009 21:12:25 +0000

I called Countrywide/ BofA and they offered me a Loan Refinance rather than a Loan Modification to which they still wanted $4,000.00 in closing costs (this obviously did not help me). After calling back the 4th time, a young girl did say they would be offering loan modifications to those current on their payments, but the priority was given to those in current foreclosures and to be patient about 4-6 weeks. Hoping for a miracle!

By: Brando Posada

Brando Posada — Tue, 28 Apr 2009 04:59:04 +0000

I called Countrywide about the Obama’s plan to save my unique home (underwater) but they don’t want to help us. Who is responsible to applied the rules to save many houses if Countrywide doesn,t want ?

By: Kari McKenzie

Kari McKenzie — Tue, 28 Apr 2009 00:40:44 +0000

countrywide gave me a loan for $175,000 house for self employed individuals. I had only made $9,000 the last 2 years and all I had to do was prove I was self employed and not show income. I made my house payments every month with the help of roommates and after two years interest went up to 9.44 and they refused to help me unless I was behind. I can not refinance cuz no bank will loan me money with that kind of income and I stopped making payments. Want to save my house. I am with in the guide lines to file bankruptcy and give back the house, but I love my house. What can I do?

By: Joseph gallardo

Joseph gallardo — Sun, 26 Apr 2009 03:18:09 +0000

I have 11 months I have not pay my mortgage and still waiting for Countrywide to modify my loan, I contacted HUD and Community Housing Works to help me with CW to modify my loan.

By: Lou Miralles

Lou Miralles — Fri, 24 Apr 2009 23:28:07 +0000

I Have problems with my mortgage w/ CountryWide, I am apply for loan modification, Bank send modification w/ High
Down payment and same monthly payment and
the same interes 7.25%, I am reject modification for review and bank start on
auction, Not want nothing.
Please help me – Lou

By: MJ

MJ — Tue, 21 Apr 2009 17:21:21 +0000

I also need help. Countrywide is trying to foreclose on my home. I am 60 days late on payments due to being layed off work & they sent me to collections, plus tacted on almost $100 late fee’s, sent me to credit reporting agency & several nasty calls/letters. I called them immediately as soon as I lost my job, plus sent hardship letter explaining situation & asking for help & this was back in December 2008 & still denied help. Countrywide should be investigated by the government to whom ever has a current loan w/them, when Countrywide reports delinguent to the credit agency’s on the home loan. This company has no heart.

By: malayne

malayne — Sun, 19 Apr 2009 17:37:51 +0000

Can a loan modification be accomplished for a conventional 1st and 2nd loan which is not delinguent? My value,I am told is keeping me from getting this done, not income or credit. I do have some violations that I believe occured on timely disclosure and a lack there of on the 1st mortgage origination.