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	<title>Comments on: Woman Claims Fraud To Delay Foreclosure. Yes, An Attorney Can Help!</title>
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	<link>http://loanworkout.org/2009/04/woman-claims-fraud-to-delay-foreclosure-yes-an-attorney-can-help/</link>
	<description>Loan Modification &#38; Home Loan News</description>
	<lastBuildDate>Sat, 20 Mar 2010 15:31:56 -0700</lastBuildDate>
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		<title>By: Elaine Cortese</title>
		<link>http://loanworkout.org/2009/04/woman-claims-fraud-to-delay-foreclosure-yes-an-attorney-can-help/#comment-15659</link>
		<dc:creator>Elaine Cortese</dc:creator>
		<pubDate>Sat, 11 Jul 2009 00:12:56 +0000</pubDate>
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		<description>I&#039;m in Pa., and have a horror story that&#039;s been going on for app. 1 year... too long to go into. 
 Suffice it to say, I&#039;m ready to lose my home(still have 2 grown children uner-roof), and my mind.
 Where  do I go now(applied for Loan Mod. 4 times, HEMAP program,still out, and Pres.Obama, stil out)?
 Thanks, kindly</description>
		<content:encoded><![CDATA[<p>I&#8217;m in Pa., and have a horror story that&#8217;s been going on for app. 1 year&#8230; too long to go into.<br />
 Suffice it to say, I&#8217;m ready to lose my home(still have 2 grown children uner-roof), and my mind.<br />
 Where  do I go now(applied for Loan Mod. 4 times, HEMAP program,still out, and Pres.Obama, stil out)?<br />
 Thanks, kindly</p>
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		<title>By: Marcela Abal</title>
		<link>http://loanworkout.org/2009/04/woman-claims-fraud-to-delay-foreclosure-yes-an-attorney-can-help/#comment-13867</link>
		<dc:creator>Marcela Abal</dc:creator>
		<pubDate>Fri, 10 Apr 2009 17:21:53 +0000</pubDate>
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		<description>I actually agree. Too many people are losing what little money they have left to predatory Loan Mod companies. Education is key. Find out as much as you can about ANYONE you choose to represent you. The FTC is NOT playing games anymore, these scams (some are even lawyers) have gotten way out of hand. I even received a robo-call the other day from a &#039;supposed&#039; law firm and the guy&#039;s name didn&#039;t even exist as someone on the California bar.</description>
		<content:encoded><![CDATA[<p>I actually agree. Too many people are losing what little money they have left to predatory Loan Mod companies. Education is key. Find out as much as you can about ANYONE you choose to represent you. The FTC is NOT playing games anymore, these scams (some are even lawyers) have gotten way out of hand. I even received a robo-call the other day from a &#8217;supposed&#8217; law firm and the guy&#8217;s name didn&#8217;t even exist as someone on the California bar.</p>
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		<title>By: Moe Bedard</title>
		<link>http://loanworkout.org/2009/04/woman-claims-fraud-to-delay-foreclosure-yes-an-attorney-can-help/#comment-13797</link>
		<dc:creator>Moe Bedard</dc:creator>
		<pubDate>Wed, 08 Apr 2009 14:03:06 +0000</pubDate>
		<guid isPermaLink="false">http://loanworkout.org/?p=3697#comment-13797</guid>
		<description>Paula,

I recommend you never use a company that is not a law firm. Many of these ex- mortgage brokers think they can just hire an attorney and they think they are circumventing the law. But the fact is they are breaking the law in many cases.

If you do need a lawyer, find 2-3 and then do 24-48 hours of due dillegence on the attorney and law firm to check their licensing, tack record and to get a second and third opinion.

If it smells like a fish, most likely it&#039;s a rotten shark!!!!!</description>
		<content:encoded><![CDATA[<p>Paula,</p>
<p>I recommend you never use a company that is not a law firm. Many of these ex- mortgage brokers think they can just hire an attorney and they think they are circumventing the law. But the fact is they are breaking the law in many cases.</p>
<p>If you do need a lawyer, find 2-3 and then do 24-48 hours of due dillegence on the attorney and law firm to check their licensing, tack record and to get a second and third opinion.</p>
<p>If it smells like a fish, most likely it&#8217;s a rotten shark!!!!!</p>
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		<title>By: Marcela Abal</title>
		<link>http://loanworkout.org/2009/04/woman-claims-fraud-to-delay-foreclosure-yes-an-attorney-can-help/#comment-13717</link>
		<dc:creator>Marcela Abal</dc:creator>
		<pubDate>Mon, 06 Apr 2009 16:23:08 +0000</pubDate>
		<guid isPermaLink="false">http://loanworkout.org/?p=3697#comment-13717</guid>
		<description>My company is not run by attorneys however we have one. We have an A rating with the Better Business Bureau because we pre-qualify everyone and never take on cases that we cannot modify. To be honest, sometimes even real estate attorneys don&#039;t know a whole lot about loan modification because it is a fairly new phenomenon. However I would tell you to get an attorney if your bank will not communicate with you, or contact a loan modifaction company like mine that does underwriting and pre-qualification for free. That way you don&#039;t waste your money just to find out you can&#039;t modify.</description>
		<content:encoded><![CDATA[<p>My company is not run by attorneys however we have one. We have an A rating with the Better Business Bureau because we pre-qualify everyone and never take on cases that we cannot modify. To be honest, sometimes even real estate attorneys don&#8217;t know a whole lot about loan modification because it is a fairly new phenomenon. However I would tell you to get an attorney if your bank will not communicate with you, or contact a loan modifaction company like mine that does underwriting and pre-qualification for free. That way you don&#8217;t waste your money just to find out you can&#8217;t modify.</p>
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		<title>By: Paula  Rangel</title>
		<link>http://loanworkout.org/2009/04/woman-claims-fraud-to-delay-foreclosure-yes-an-attorney-can-help/#comment-13619</link>
		<dc:creator>Paula  Rangel</dc:creator>
		<pubDate>Fri, 03 Apr 2009 16:44:49 +0000</pubDate>
		<guid isPermaLink="false">http://loanworkout.org/?p=3697#comment-13619</guid>
		<description>Okay I think I may need and attorney where do I go who do I call</description>
		<content:encoded><![CDATA[<p>Okay I think I may need and attorney where do I go who do I call</p>
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