This email just came in my inbox and sometimes I am surprised that not everyone has heard of a loan modification or loan workout. Many homeowners think that a traditional mortgage refinance is the only way to help them out of their current dilemma.
The problem that you are going to have when you lost your job is going to be like with anything and anyone you now work with. The only thing on their mind is, “When is this person going to get a real job and when will I get my darn money!” Sad but true.
That being said, your ability to do anything with your mortgage will ride heavily on when you will have gainful employment. Unfortunately the employment landscape is looking rather ugly right now and jobless claims are rising by the second.
Making your ability to locate employment priority #1.
With no job, you can’t eat, drive, feed your kids or have shelter. I understand that most of us are multi taskers and that is exactly what you need to do when you are jobless. Searching for jobs, food, calling your utility companies for payment extensions, calling your lender etc will now be your daily life.
I have done it and I have got through it just fine. Being active, educating yourself and looking for solutions helped me find answers to my problems. It gave me strength and hope to know that I had back up plans in case plan a or b did not work out. (we all know this can happen)
Just don’t give up on hope and remember that getting a job or learning a new career field should be your top priority.
However, keep this in mind when you leave my blog, please understand that there is no way in the world that you will be able to refinance, get a loan modification or much of anything from your lender without employment. You can search high and dry till your blue in the face, it just isn’t going to happen and if someone says they can, then most likely it is a scam.
If you would like free loan modification help, then please visit our online community of homeowners just like you at www.LoanSafe.org/Forum. America’s #1 home loan forum with 16,000 members and over 300 homes saved!
You can also download my free eBook right here to get all the essential tips, and forms to help negotiate with your mortgage lender.
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Hi Admin,
I am Dorothy Parker. I have visited your website and I would like to congratulate you on building such a valuable online resource. I am sure your visitors find your site as useful as I did.
My site also has relevant information in the same context, which I am sure your visitors will really appreciate. It would be great if we exchange links with each other. It would boost your search engine rankings, as relevant inbound links is the most important criteria for ranking on most search engines. It would also help bring targeted traffic to your site and reach out to a valuable, relevant audience.
If you are interested then please revert back to me ASAP. If you are not the concerned person then would request to kindly forward the mail to the respective person.
Waiting for your quick and positive reply to come.
Have a great day.
Thanks and regards
Dorothy
Contact: dorothy786@gmail.com
Getting your loan modified is a difficult task. It needs an expert to do and review all the documents. A lawyer can renegotiate the terms with your lender so that your monthly payments will be lowered to a maintainable level.
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