Comments on: Remove Your Second Mortgage in Bankruptcy http://loanworkout.org/2009/06/remove-your-second-mortgage-in-bankruptcy/ Loan Modification & Home Loan News Mon, 22 Mar 2010 00:08:06 -0700 http://wordpress.org/?v=2.9.2 hourly 1 By: Leroy O. Bama http://loanworkout.org/2009/06/remove-your-second-mortgage-in-bankruptcy/#comment-19814 Leroy O. Bama Wed, 24 Feb 2010 03:06:54 +0000 http://loanworkout.org/?p=4454#comment-19814 Pam- You are an idiot. Publicly posting to commit fraud. You do not deserve a modification. Pam- You are an idiot. Publicly posting to commit fraud. You do not deserve a modification.

]]> By: Pam Bondsti http://loanworkout.org/2009/06/remove-your-second-mortgage-in-bankruptcy/#comment-19806 Pam Bondsti Tue, 23 Feb 2010 21:53:55 +0000 http://loanworkout.org/?p=4454#comment-19806 I was the victim of Identity Theft going back to 2006. I was notified by Bank of America, TJ Maxx and Courts of Mass. I knew it, but it is a long story but after going through everything, and receiving packages at my home with jewelry inside, I made a big mistake in order to avoid APR's and returned the 'crap'. Evidentity someone got my numbers and used every credit card I had, and I had a lot of available credit because for 30 years, I was never late. My credit tanked but that is another lawsuit because the banks where I called them and gave them fraud documentation, police reports, etc. debited, credited, debited, credited, so many times, I couldn't figure it out. I just know in 4/2007 I drove to Knoxville, TN with 14,000.00 worth of jewelry and gave it to them. They made up a database with every order, the date ordered, and received back, the amount, it was unreal. They also gave me the last 4 digits of cards used and there were about 20. Long story short, I had money put away, I am on disability however I sell on ebay and do rather well. I am so tired of working, listening to these loan mod vultures, I have no time at all to myself and I am not upside down on my mortgage so I am sure the bank would want this house. In my situation, where I can fudge my income from ebay and my social seciruity income is direct deposited, I am just burnt out, and I just need someone who isn't out for a buck and maybe would tell me truthfully if I should hire someone or not. Thanks Pam Bonds I was the victim of Identity Theft going back to 2006. I was notified by Bank of America, TJ Maxx and Courts of Mass. I knew it, but it is a long story but after going through everything, and receiving packages at my home with jewelry inside, I made a big mistake in order to avoid APR’s and returned the ‘crap’. Evidentity someone got my numbers and used every credit card I had, and I had a lot of available credit because for 30 years, I was never late. My credit tanked but that is another lawsuit because the banks where I called them and gave them fraud documentation, police reports, etc. debited, credited, debited, credited, so many times, I couldn’t figure it out. I just know in 4/2007 I drove to Knoxville, TN with 14,000.00 worth of jewelry and gave it to them. They made up a database with every order, the date ordered, and received back, the amount, it was unreal. They also gave me the last 4 digits of cards used and there were about 20. Long story short, I had money put away, I am on disability however I sell on ebay and do rather well. I am so tired of working, listening to these loan mod vultures, I have no time at all to myself and I am not upside down on my mortgage so I am sure the bank would want this house. In my situation, where I can fudge my income from ebay and my social seciruity income is direct deposited, I am just burnt out, and I just need someone who isn’t out for a buck and maybe would tell me truthfully if I should hire someone or not.

Thanks
Pam Bonds

]]> By: rhonda http://loanworkout.org/2009/06/remove-your-second-mortgage-in-bankruptcy/#comment-18215 rhonda Fri, 27 Nov 2009 14:43:38 +0000 http://loanworkout.org/?p=4454#comment-18215 I am geting divorced. We have two mortgages on the house. I pay the first one and husband pays the second one. The second one I am afraid I will also get stuck with because I am keeping the house. Is there anyway to get that out of my name and he can declare bankruptcy on that. It was credit card debt that he consolidated into a home equity loan. I am geting divorced. We have two mortgages on the house. I pay the first one and husband pays the second one. The second one I am afraid I will also get stuck with because I am keeping the house. Is there anyway to get that out of my name and he can declare bankruptcy on that. It was credit card debt that he consolidated into a home equity loan.

]]> By: Best Refinance Rates http://loanworkout.org/2009/06/remove-your-second-mortgage-in-bankruptcy/#comment-18083 Best Refinance Rates Thu, 19 Nov 2009 01:49:19 +0000 http://loanworkout.org/?p=4454#comment-18083 <strong>Best Refinance Rates...</strong> -- A mortgage refinancing– Considering refinancing? Posted on June 23rd, 2009 by Mortgage Refinancing News There are several ways to refinance the property, which are deliberated whether to refinance their homes. To help you choose the best route, an o... Best Refinance Rates…

– A mortgage refinancing– Considering refinancing? Posted on June 23rd, 2009 by Mortgage Refinancing News There are several ways to refinance the property, which are deliberated whether to refinance their homes. To help you choose the best route, an o…

]]> By: gary nitowski http://loanworkout.org/2009/06/remove-your-second-mortgage-in-bankruptcy/#comment-16637 gary nitowski Wed, 09 Sep 2009 13:44:27 +0000 http://loanworkout.org/?p=4454#comment-16637 I'm about ready to file a joint bankruptcy with my wife. I 'm on unemployment right now, can I file a chapter 13 bankruptcy ? or will the courts not allow unemployment income as a form of revenue to be able to distribute to any creditors. I think a chapter 13 would be best for us so we might be able to remove our second home loan. We owe (first,second) 178,000+120,000=298,000. present value at best 160,000 thank you, Gary. I’m about ready to file a joint bankruptcy with my wife.
I ‘m on unemployment right now, can I file a chapter 13 bankruptcy ? or will the courts not allow unemployment income as a form of revenue to be able to distribute to any creditors.
I think a chapter 13 would be best for us so we might be able to remove our second home loan.
We owe (first,second) 178,000+120,000=298,000. present value at best 160,000
thank you, Gary.

]]> By: FREE LOAN MODIFICATION HELP..GOOD RESOURCE « My Blog http://loanworkout.org/2009/06/remove-your-second-mortgage-in-bankruptcy/#comment-16185 FREE LOAN MODIFICATION HELP..GOOD RESOURCE « My Blog Sun, 16 Aug 2009 21:52:42 +0000 http://loanworkout.org/?p=4454#comment-16185 [...] Remove Your Second Mortgage in Bankruptcy [...] [...] Remove Your Second Mortgage in Bankruptcy [...]

]]> By: Caryn http://loanworkout.org/2009/06/remove-your-second-mortgage-in-bankruptcy/#comment-15348 Caryn Mon, 22 Jun 2009 14:19:16 +0000 http://loanworkout.org/?p=4454#comment-15348 Email me in regards to your bankruptcy. I am a mortgage broker and in a round about way credit counselor. Email me if you are still having an issue, I will try to help you answer your question. Yourbroker4life@hotmail.com Email me in regards to your bankruptcy. I am a mortgage broker and in a round about way credit counselor. Email me if you are still having an issue, I will try to help you answer your question.

Yourbroker4life@hotmail.com

]]> By: DAVID SCISCOE http://loanworkout.org/2009/06/remove-your-second-mortgage-in-bankruptcy/#comment-15168 DAVID SCISCOE Wed, 10 Jun 2009 23:13:40 +0000 http://loanworkout.org/?p=4454#comment-15168 WE JUST GOT A CHAPTER 13 DISCHARGE A FEW MONTHS AGO,I SENT FOR A CREDIT REPORT AND I SAYS THE SECOND MORTGAGE IT IS DISCHARGED THROUGH THE BANKRUPTCY WE OWE 0 BALANCE I CALLED THE CREDIT BUREAU AND ASKED THE AND THEY TOLD ME IT WAS DISCHARGED WITH THE BANKRUPTCY AND WE DID NOT OWE IT I CALLED THE KEY BANK AND THEY SAID WE DID OWE IT . OUR LAWYER DIED ABOUT 4 YEARS AGO.I CALLED KEY AND THEY WANTED TO GIVE ME A LOWER PAYMENT AND WAS TO CALL BACK AND NEVER HEARD FROM THEMI AM TRYING TO FIND OUT WHAT IS GOING ON NO CALL BACK I NEED HELP. WE JUST GOT A CHAPTER 13 DISCHARGE A FEW MONTHS AGO,I SENT FOR A CREDIT REPORT AND I SAYS THE SECOND MORTGAGE IT IS DISCHARGED THROUGH THE BANKRUPTCY WE OWE 0 BALANCE I CALLED THE CREDIT BUREAU AND ASKED THE AND THEY TOLD ME IT WAS DISCHARGED WITH THE BANKRUPTCY AND WE DID NOT OWE IT I CALLED THE KEY BANK AND THEY SAID WE DID OWE IT . OUR LAWYER DIED ABOUT 4 YEARS AGO.I CALLED KEY AND THEY WANTED TO GIVE ME A LOWER PAYMENT AND WAS TO CALL BACK AND NEVER HEARD FROM THEMI AM TRYING TO FIND OUT WHAT IS GOING ON NO CALL BACK I NEED HELP.

]]> By: Remove Your Second Mortgage in Bankruptcy | LOANS NEWS AND GUIDES http://loanworkout.org/2009/06/remove-your-second-mortgage-in-bankruptcy/#comment-15132 Remove Your Second Mortgage in Bankruptcy | LOANS NEWS AND GUIDES Tue, 09 Jun 2009 14:18:07 +0000 http://loanworkout.org/?p=4454#comment-15132 [...] the original: Remove Your Second Mortgage in Bankruptcy Share and [...] [...] the original: Remove Your Second Mortgage in Bankruptcy Share and [...]

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