Comments on: Green Credit Law Center, Solutions – Tell us your story! http://loanworkout.org/2009/07/green-credit-solutions/ - Free Mortgage, Auto and Student loan Calculators by LoanWorkout.org Tue, 18 Oct 2011 02:57:27 +0000 hourly 1 http://wordpress.org/?v=3.1.3 By: Jeniffer Hernandez http://loanworkout.org/2009/07/green-credit-solutions/#comment-28899 Jeniffer Hernandez Wed, 19 Jan 2011 07:02:08 +0000 http://loanworkout.org/?p=4889#comment-28899 Hello, I googled Cris Yanelli and found his name on this website. We came in contact with him to try to settle our debt with credit card companies. He said he worked for innovative law center. Do you know if this place is also a scam???? I have tried contacting them and Cris without success. Once we figured out they were not contacting the credit card companies we stopped paying them. The problem now is that the credit cards are now suing me. Please help me. Hello,
I googled Cris Yanelli and found his name on this website. We came in contact with him to try to settle our debt with credit card companies. He said he worked for innovative law center. Do you know if this place is also a scam???? I have tried contacting them and Cris without success. Once we figured out they were not contacting the credit card companies we stopped paying them. The problem now is that the credit cards are now suing me. Please help me.

]]> By: Nancy http://loanworkout.org/2009/07/green-credit-solutions/#comment-21761 Nancy Tue, 28 Sep 2010 03:16:51 +0000 http://loanworkout.org/?p=4889#comment-21761 Yep, we were one of the couples scamed by these idiots who prey on people who are already down on their luck. We did get our paperwork back from the California, Attoryney Generals Office, but they told us this is going to be a long drawn out court case and we will be very lucky to get our $3,500. back. It is pretty sad when people like ourselves are in a situation where your spouse comes down with a deadly disorder and is no longer able to work and the bank is ready to foreclose because you can no longer make your house pmts. due to having to make a choice between his life or house pmts. So then your family comes together to give you the money for the money needed for the loan modification and to find out it is a scam, really SUCKS. Now we are stuck with our home still going to foreclosure, any day and a husband who is fighting for his life. These people are the worse of the worse and I hope to God they pay the price for what they have done to all of us! Yep, we were one of the couples scamed by these idiots who prey on people who are already down on their luck. We did get our paperwork back from the California, Attoryney Generals Office, but they told us this is going to be a long drawn out court case and we will be very lucky to get our $3,500. back.
It is pretty sad when people like ourselves are in a situation where your spouse comes down with a deadly disorder and is no longer able to work and the bank is ready to foreclose because you can no longer make your house pmts. due to having to make a choice between his life or house pmts. So then your family comes together to give you the money for the money needed for the loan modification and to find out it is a scam, really SUCKS. Now we are stuck with our home still going to foreclosure, any day and a husband who is fighting for his life.
These people are the worse of the worse and I hope to God they pay the price for what they have done to all of us!

]]> By: Randall http://loanworkout.org/2009/07/green-credit-solutions/#comment-20714 Randall Fri, 14 May 2010 04:25:37 +0000 http://loanworkout.org/?p=4889#comment-20714 File this under 'OOPS!' Okay... we all know that Green Credit Solutions and all those things Curt and Chris were doing are closed... kinda... we hope. But they still have cash flow from all the debt consolidation contracts. In fact, if you would like to see what the Guardian Credit Services Contract looks like, someone was nice enough to post it on the Internet! Check it out... at least page one... this get's better: http://www.docstoc.com/docs/26714080/GREEN-CREDIT-SOLUTIONS I contacted the California Secretary of State at 916-653-6814 and spoke with Marceen at the 'Special Filings Area.' A $100,000.00 bond is required under Civil Code section 1789.18 for Credit Service Organizations per the DOJ. Marceen tells me there is no bond now, nor has there been in the past for Guardian Credit Services. But let's get back to that contract above... on the bottom of page 1 under REQUIRED DISCLOSURES, Guardian states they maintain "a Bond as required" (in other words they are well aware, ignorance is no longer an excuse on the table) and further state a copy is on file with the Secretary of State. Even BETTER! They specify the Bond was issued by Hartford Fire Insurance! We find no evidence of truth in the statements made by Guardian Credit, and even though Marceen went and checked through all the hard copies, she couldn't find any evidence of compliance either. Secretary of State's office says such Bond does not exist... calls the contract a lie. Now how many contracts were signed in bad faith? How many people thought they could trust, actually relied on Guardian Credit Services because they put up a $100,000 Bond to back them up? Guardian even quoted the actual Civil code section, and put attorney Linda Klinger's name next to it. She might not be very happy about that. Yes... Special Agents are now aware of this little snafu... okay, maybe not so little. We'll soon know how many contracts were signed under what appears to be false pretences or whatever you call it. California's DOJ is counting them. Green Credit Solutions Wiki: http://www.lender-reviews.com/vb/showthread.php/102-Green-Credit-Solutions-Wiki-Everything-you-wish-you-didn-t-need-to-know File this under ‘OOPS!’

Okay… we all know that Green Credit Solutions and all those things Curt and Chris were doing are closed… kinda… we hope. But they still have cash flow from all the debt consolidation contracts. In fact, if you would like to see what the Guardian Credit Services Contract looks like, someone was nice enough to post it on the Internet! Check it out… at least page one… this get’s better:

http://www.docstoc.com/docs/26714080/GREEN-CREDIT-SOLUTIONS

I contacted the California Secretary of State at 916-653-6814 and spoke with Marceen at the ‘Special Filings Area.’ A $100,000.00 bond is required under Civil Code section 1789.18 for Credit Service Organizations per the DOJ. Marceen tells me there is no bond now, nor has there been in the past for Guardian Credit Services.

But let’s get back to that contract above… on the bottom of page 1 under REQUIRED DISCLOSURES, Guardian states they maintain “a Bond as required” (in other words they are well aware, ignorance is no longer an excuse on the table) and further state a copy is on file with the Secretary of State. Even BETTER! They specify the Bond was issued by Hartford Fire Insurance!

We find no evidence of truth in the statements made by Guardian Credit, and even though Marceen went and checked through all the hard copies, she couldn’t find any evidence of compliance either. Secretary of State’s office says such Bond does not exist… calls the contract a lie.

Now how many contracts were signed in bad faith? How many people thought they could trust, actually relied on Guardian Credit Services because they put up a $100,000 Bond to back them up? Guardian even quoted the actual Civil code section, and put attorney Linda Klinger’s name next to it. She might not be very happy about that.

Yes… Special Agents are now aware of this little snafu… okay, maybe not so little.

We’ll soon know how many contracts were signed under what appears to be false pretences or whatever you call it. California’s DOJ is counting them.

Green Credit Solutions Wiki:
http://www.lender-reviews.com/vb/showthread.php/102-Green-Credit-Solutions-Wiki-Everything-you-wish-you-didn-t-need-to-know

]]> By: Krista Railey http://loanworkout.org/2009/07/green-credit-solutions/#comment-20441 Krista Railey Thu, 15 Apr 2010 21:55:07 +0000 http://loanworkout.org/?p=4889#comment-20441 It is important to file a claim with the CA Bar Client Security Fund. If you have a small claims judgment and a real estate licensee was involved, you can also file a claim against the real estate recovery fund. Green Credit did have an active real estate license although they did not necessarily do business under that name. Therefore, if you a filing a small claims action, be sure and include Pacwest and Green Residential in the suit in addition to Curt Melone, et al. Here is information on the CA Bar Client Security Fund: http://calbar.ca.gov/state/calbar/calbar_generic.jsp?cid=10581&id=1599 And here is information on the CA Department of Real Estate Recovery Fund: http://www.dre.ca.gov/cons_recovery_acct.html The DRE recovery fund has aggregate limits per licensee, so be sure and name as many licensees as possible if you file a small claims suit. Perhaps Randall can assist by writing a post that provides names and most recent addresses for service to assist those filing claims. Randall has done a great job of keeping tabs on this situation. This is not legal advice, and I highly recommend that all parties that have lost money speak to a competent attorney. Many good attorneys will provide a free initial consultation. If there are any investors that have invested in Green Credit Capital or LLC investments from GCS related parties, please share your information and experiences. It is important to file a claim with the CA Bar Client Security Fund. If you have a small claims judgment and a real estate licensee was involved, you can also file a claim against the real estate recovery fund. Green Credit did have an active real estate license although they did not necessarily do business under that name. Therefore, if you a filing a small claims action, be sure and include Pacwest and Green Residential in the suit in addition to Curt Melone, et al.

Here is information on the CA Bar Client Security Fund:

http://calbar.ca.gov/state/calbar/calbar_generic.jsp?cid=10581&id=1599

And here is information on the CA Department of Real Estate Recovery Fund:

http://www.dre.ca.gov/cons_recovery_acct.html

The DRE recovery fund has aggregate limits per licensee, so be sure and name as many licensees as possible if you file a small claims suit.

Perhaps Randall can assist by writing a post that provides names and most recent addresses for service to assist those filing claims. Randall has done a great job of keeping tabs on this situation.

This is not legal advice, and I highly recommend that all parties that have lost money speak to a competent attorney. Many good attorneys will provide a free initial consultation.

If there are any investors that have invested in Green Credit Capital or LLC investments from GCS related parties, please share your information and experiences.

]]> By: Randall http://loanworkout.org/2009/07/green-credit-solutions/#comment-20437 Randall Thu, 15 Apr 2010 06:56:17 +0000 http://loanworkout.org/?p=4889#comment-20437 I would like to get a copy of that letter Vivian. And I would like you to contact me at randallmarquis@gmail.com. Stop the confusion... I'll let you know where you are at. I would like to get a copy of that letter Vivian. And I would like you to contact me at randallmarquis@gmail.com.

Stop the confusion… I’ll let you know where you are at.

]]> By: Vivian http://loanworkout.org/2009/07/green-credit-solutions/#comment-20436 Vivian Thu, 15 Apr 2010 01:16:18 +0000 http://loanworkout.org/?p=4889#comment-20436 I just received a letter today from the State Bar Of California about Green Credit Law center operating a unlawful law practice. I'M SO SCARED AND CONFUSED. This company has taken well over $3000.00 from me. Is there anywhere I can go or call to try and get my money back???? PLEASE PLEASE someone help me. With todays economy ever penny counts. Thank you for any help in advance that anyone can give me. I just received a letter today from the State Bar Of California about Green Credit Law center operating a unlawful law practice. I’M SO SCARED AND CONFUSED. This company has taken well over $3000.00 from me. Is there anywhere I can go or call to try and get my money back???? PLEASE PLEASE someone help me. With todays economy ever penny counts.
Thank you for any help in advance that anyone can give me.

]]> By: Randall http://loanworkout.org/2009/07/green-credit-solutions/#comment-20315 Randall Fri, 02 Apr 2010 22:28:05 +0000 http://loanworkout.org/?p=4889#comment-20315 Regan: my email address is randallmarquis@gmail.com. I can give you the most up-to-date info I have. Regan: my email address is randallmarquis@gmail.com. I can give you the most up-to-date info I have.

]]> By: regan wright http://loanworkout.org/2009/07/green-credit-solutions/#comment-20312 regan wright Fri, 02 Apr 2010 21:35:34 +0000 http://loanworkout.org/?p=4889#comment-20312 Is there anyone out there that has found a way to get thier money back from green credit solutions??? Is there anyone out there that has found a way to get thier
money back from green credit solutions???

]]> By: Collene Collins http://loanworkout.org/2009/07/green-credit-solutions/#comment-20233 Collene Collins Thu, 25 Mar 2010 01:12:51 +0000 http://loanworkout.org/?p=4889#comment-20233 I have the worst 2 cases of mortgage fraud. I have proof of every statement, payment and embezzlement of ob=ver $90,000 from our 1st case. The banks atty almost passed out when I presented proof. The bank had sold on 8/01/03 and this bank employee knew he had no more control over our payments and he would be exposed. The bank sold on 8/01/03 and he filed for foreclosure 0n 8/04/03 and our loan was paid off if the $90,000 in payments had been credited. The FBI was too overloaded. The Division of Banks said we had sent too much evidence to prove our accusations and he did not feel like reading it so he sent the complaint to the new bank and the decision was based on false info reported to the bank. The new mortgage I am crying and can't finish typing I have a disability and I can't type for long. I have everything there is no papertrail that has to be done. I need an ethical person who has a voice that will be heard to expose our case. I have letters from banks atty, D of B, AG, Office of Cons Affairs all politicians in our arear and FBI. This is the worst case you will ever see and I have the best record keeping you will ever see. Please contact me. Collene 781-878-7042 I have the worst 2 cases of mortgage fraud. I have proof of every statement, payment and embezzlement of ob=ver $90,000 from our 1st case. The banks atty almost passed out when I presented proof. The bank had sold on 8/01/03 and this bank employee knew he had no more control over our payments and he would be exposed. The bank sold on 8/01/03 and he filed for foreclosure 0n 8/04/03 and our loan was paid off if the $90,000 in payments had been credited. The FBI was too overloaded. The Division of Banks said we had sent too much evidence to prove our accusations and he did not feel like reading it so he sent the complaint to the new bank and the decision was based on false info reported to the bank. The new mortgage I am crying and can’t finish typing I have a disability and I can’t type for long. I have everything there is no papertrail that has to be done. I need an ethical person who has a voice that will be heard to expose our case. I have letters from banks atty, D of B, AG, Office of Cons Affairs all politicians in our arear and FBI. This is the worst case you will ever see and I have the best record keeping you will ever see. Please contact me. Collene 781-878-7042

]]> By: Daniele http://loanworkout.org/2009/07/green-credit-solutions/#comment-19973 Daniele Thu, 04 Mar 2010 01:29:55 +0000 http://loanworkout.org/?p=4889#comment-19973 even though the state bar shut these pieces o crap down...their cars are still in the lot and they continue to operate...cant wait for my court case! even though the state bar shut these pieces o crap down…their cars are still in the lot and they continue to operate…cant wait for my court case!

]]>