A servicer from Wells Fargo offers Macintosh a three month moratorium on her house payment.
GLADYS MACINTOSH: At the end of that 90 days, then, I would owe 2100 dollars? So, what are you really doing for me? That’s not taking the pressure off me. Do you understand what I’m saying? Because, I’m out there actively looking for a job. I am trying to go to school and get a degree. I’m trying to do it all.
MacIntosh smiles politely and leaves the table. Then, she turns to me and says
GLADYS MACINTOSH: If I was in foreclosure, I’d have all the help that there was out there, but because I’m not, then, nobody can help me.



