This comment was just left on my blog by a lady named Irene and I wanted to point out the claims made by this poster. Basically it is an advertisement for her services and not really a comment or anything of value.
ATTENTION HOMEOWNERS: DO NOT CALL IRENE OR THIS NUMBER BELOW!
This is only being posted to show as an example of the claims being made by some of these rogue internet marketers and kitchen table loan mod salesman or in this case, woman. This is the typical flyer or generic advertisement that someone might see on Craigslist or on a blog and one that consumers should be very leery of.
Irene:
I help people modifying their loans. The payment goes with the process of of loan modification. There’s no upfront fees.
I can help you:
If you are behind with your mortgage payments.
Pay High interest rate.
Pay interest only.
Adjustable rate.
Unable to refinance.
You’re in hardship to pay your mortgage.I have team of mitigation and lawyers expert that can help you out.
Call if you have question and needed help: 303.827.9400
We work with people from any state.
****MONEY BACK GUARANTEE*****
Well OK Irene. Now let me explain something to you if you don’t mind.
My blog receives a lot of traffic from new web surfers and also repeat visitors who want to know the latest “safe” loan modification news and industry gossip. I am also quite confident that law enforcement and consumer protecion agencies probaly come here once in a while to read the comments and blog postings also. Looking for clues and tips on new scams.
So, if you post your offerings on my blog, please understand that I am going to scrutinize your offers or claims and that you also may have other eyes on your offerings that may get you busted if these advertisements are false or lies.
These claims by Irene should be scrutinized for their accuracy and my gut reaction is that this is BS. In her words, “We work with people from any state.” Also, “I have team of mitigation and lawyers expert that can help you out.”
I have some questions for you Irene. Please be so kind and answer these here when you get a moment in between your loan modifications.
- So what is it that you do Irene?
- Are you a licensed lawyer, referral service, loan officer, Realtor, notary or are you a lead company?
- Money back guarantees? Wow! How much money does a homeowner get back if you are unable to obtain a modification?
The facts are that a service business cannot operate and offer 100% money back guarantees. Think about this. These mod companies or law firms have to pay employees, lawyers, over head, staff etc and then if your loan modification does not go through (and let me tell you, a lot of homeowners are denied daily) then you get 100% of your money back?
I doubt it!
Most likely these companies only offer a partial refund or 100% refund after a $1500 processing fee or something clever like that. Isn’t that rather deceptive? I think it’s more like grand theft in many cases because often these firms do not have any clue what they are doing or are not properly licensed.
One last question Irene. Did you see the California Attorney General, Bar and DRE crack down yesterday? If not, check it out here. Oh, you may want to find another professsion and change your number.
{ 1 comment… read it below or add one }
I guess there really are no real Loan Modification help out there unless it’s your lender. A lot of people, myself included, have been turned down for a modification by our lender. I know that I am not able to afford my mortgage payments since my hours at work have been cut in half, but the mortgate company said that I make enough to pay my mortgage and denied me. I tried contacting HUD for the free help, and left my number over and over again, but nobody ever called me back. It is so frustrating. I do not know which way to turn now..