Comments on: Litton Loan Servicing Signs Treasury Agreement for Federal Loan Modification Program

By: Jessica Rodriguez

Jessica Rodriguez — Sat, 23 Oct 2010 22:07:01 +0000

HELP! I am also going through Hell with Litton! I have just finished filing complaints with FTC, California Attorney General, and Texas attorney general’s offices.

We originally applied for loan mod July of 2009, they REPEATEDLY asked for copies of updated paystubs and I would send them only to get a request a month later that they were outdated. This kept going until May of 2010 when we got package that loan was approved and to sign docs and send them back. Well after reviewing docs, our loan WAS EXACTLY THE SAME ONE WE HAD! They said amount were based on income, which was higher than what we actually make. Papers stated if we disagreed etc to contact them and send info, I faxed them current paystubs AGAIN, and a letter stating the income on their records was NOT what we make. Well, then we get letter stating loan mod denied because we did not sing package, and apparently they never received my previous letters contesting our income. Applied for loan mod AGAIN in July 2010, only to have them request additional docs that they never even requested on the FIRST loan app.. (i.e. MY tax returns etc… I am not on loan) but I send them everything they requested. Then they rquested letter or contract of my employer which I Faxed, TODAY I get a letter stating loan mod denied because I did not provide docs requested! I have copies of EVERY SINGLE fax I have sent them along with the FAX TRANSMITTAL REPORTS which shows all faxed have gone through SUCCESSFULLY!

I am at wits ends, Do not know what to do anymore, this is causing me emotional stress… and MANY sleepless nights… i don’t know what to do or who to talk to… Obviously if we are trying to get a loan mod is because resources are scarce and we CANNOT afford an attorney/lawyer… so ANYONE PLEASE HELP! We have 3 kids and I can’t even stand to think we might loose our home!

PLEASE HELP/ADVISE!!!!!!!!!!!!!!!!

By: Jeanne Gallahue

Jeanne Gallahue — Thu, 01 Jul 2010 19:13:05 +0000

Hello. Since the last January not the one we passed we tried to get a loan modification. We expressed mail of all required documents upteen times and always got either yes then no on phone when we started. We had Rep. delahunt, Quincy Community Action helping us and we got nowhere until last October when Joan Acebes did/is doing our case pro-bono. We got the trial modication approved in Febraury starting the trial loan on 3/1/10 and expressed all documents and 1st check$1358.39 overnight since they had to receive everything by 24th Feb 2010 of which they did. 4/1/10 & 5/1/10 mailed, no new papers received for permantly loan mod. was told keep paying amt til told differently. mid 06/10 we got letter telling us since we don’t have taxes taken out of our SSDI they added on 20% income disqualifying us. We called Executive resolution litton loan dept who kept trying send us back to loss mitigation requested to speak to her boss-Sean Wilson explaining medical insurances are taken out prior to any taxes in MA and we pay our taxes at tax time for we live on Jims pensions & SSDI along with my SSDI and have an autistic daughter of 11. He told me we qualified and was going to talk to underwriter? and get back to me of which he never did so when Channel 7 news Hank Phillipy Ryans producer called to receive our information we faxed them everything from the beginning of the nightmare. Our house value dropped from 399,000 to 169,000 when Litton Loan required a market analysis when they came to Boston for us to fill out the exact paperwork again. My husband has sarcoidosis and on chemotherapy for his advanced rheumatoid arthritis fro long high doses prednisone for almost 2 years and I have Multiple Sclerosis with teen at 19 in college and our 11 child in special needs classes. We paid $18,000 appr. just for medical not including our meds, etc. Our mortgage was with New Century who sold it to Wells Fargo Bank NA who informed us via Litton loan the investor didn’t want to be known. on cert mail Liton Loan servicing on behalf wells,etc as trustee for the Asset Backed Funding Corporation Asset-backed certificates, series 2007-NCl. On the trial modification packet we just noticed the investor loan # is exactly the same loan # we had with New Century to begin with. Is something fishy here!!!! We also contacted Senator Scott Brown, filled out consumer complaint form to the division of banks, attorney general, and a few more places informing them of who and when and what date we spoke to anybody so everyone has the same information. We just overnighted our 07/01 last Thursday and litton hasn’t cashed it which is rare its usually cashed within 48 hours. Executive resolution litton loan direct line (713)218-4592,fax(713)966-8852. direct loss mitigation(713)793-4923,fax(866)416-1656, and following emails todays along with loss mitigation info. CEO llitton@litton.C-Bass.com CFO efolk@litton.C-Bass.com Senior VP akelley@litton.C-Bass.com Market retension manager steven.droddy@littonloan.com Loan retention manager michael.whitfield@littonloan.com. All # and emails were found after googling litton loan. Our original mort was $2464.59 not including taxes or insurance which was a definite hardship for us. Hopefully we will receive the paperwork of our rewritten loan modification ASAP. I will pray for everyone I have read today. Thank you.
Jeanne

By: Tim Ball

Tim Ball — Sun, 27 Jun 2010 13:46:14 +0000

All the same stuff here. Just wondering if their is any real solution other than losing your home to this none caring company called litton loan

By: cary lundgren

cary lundgren — Wed, 21 Apr 2010 23:20:30 +0000

we should compile a list of everyone who has property where litton holds their mortgage! Get everyone to pay thier payments into a account and starve litton for money! Our gov. is as crooked as litton they are too weak to help!
I paid off the amount they showed on their payoff findings, which was more than they should get by 2400. 00 and its been a week and I am still waiting for thier response! I don’t think they have the deed to give it to me?
I am going to sue for as much as i can get!
People really need to post pictures of their employees home addresses, and keep track of those you can, so we can make pay the ones who should have corrected these problems!

By: Cary lundgren

Cary lundgren — Fri, 09 Apr 2010 05:28:17 +0000

It would be more constructive and the top dogs at litton would pay better attention if we had all their personal info posted here and made public! Info like their home addresses and names of other family members, where they hang out or eat lunch etc. We need to make it personal! lets get photos of these people at litton and post them here!
Don’t you want to see the faces of the people who are screwing you out of you home! Screw the modifications they can not service a loan proper even when the payments have never been late!
I can not get my deed and i have paid of the entire principle! They stock piled my final 3 payments and keep charging me late fees! Even with an attorney now and they still won’t finalize my loan! its been paid! Why make payments if they won’t give you a deed when your done anyway! I too was sold to this company of crooks!
Forget Disneyland this year We are wanting to visit littons in Texas and call on their employees!
Hey everyone remember how well they gaurded your personal information ? 3 times they sent me warnings because their records were breached and my info was stollen! So was yours! These people need to be shut down and given jobs with the carnival!
AFGANASTAN and next TEXAS strap on the fireworks and bring some 4th of july to litton!

By: Abena

Abena — Thu, 25 Mar 2010 20:36:10 +0000

Please everyone call the Federal Trade Commission. I called today and was told if they get enough complaints, they will investigate this company. These people have no souls. I have never missed a payment nor have I been late. They approved for the trail mod but I was denied. They say they are trying for an in house modification and initially I was told to continue paying the reduced payments until they completed the process. I have my March statement, SAYING pay $676.06 and I tell these buffoons that and its like they don’t hear you. I’ve went to my congressman and I’ve called FTC. And for that Larry Litton clown to sit there talking about how he wants to help people, makes me sick to my stomach. I never had problems before I was sold to these fools. Please someone post anything you can. I put a lot into my home. I have a 2 year old and a 9 month old. For them to just nonchalantly want to take my home gets me pissed off just thinking about it.

By: cary lundgren

cary lundgren — Wed, 03 Mar 2010 00:26:54 +0000

This is a perfect example of crooked gov. giving tax money to crooked companies so they can screw over working people!

My case is simple : I paid off my loan ahead of time by 4 years! Now they say that I still owe late fees and escrow, but they can not, will not, or just won’t show me my payoff amount according to them, or a copy of my loan history, or even escrow history!
I have been requesting info from them for 4 and 1/2 years and my loan has been paid off for 1 year! When they got my last payment which would have made my principle zero they did not apply it but rather put it and other over payments into a bs
account and continued harrassing by phone and reporting negative entries to my credit! Even threatening!
Believe that i can not pay them off because they will not even let me! THEY ARE CROOKS HOW CAN I SEND THEM MONEY IF THEY WON’T APPLY IT! How do I know they can produce my deed anyway!
I could write for hours about their crooked ways , but they or the gov. could give a shit! I think I should spend my time finding out who the ones in charge are and where they live just in case things go bad I will see to it that those who could have corrected the problems, should have! They can run but not hide so switching jobs or companies will still leave them the ones who I hold responsible! ITS NOT LITTON LOAN ITS EVERYONE WHO WORKS FOR THE COMPANY! ITS ALSO THOSE WHO WORK FOR THE MOTHER COMPANY! It takes a no good piece of shit to allow this crap to go on and not do anything about it when they had the chance to make it right!

By: JOANNA RIPLEY

JOANNA RIPLEY — Mon, 22 Feb 2010 03:11:35 +0000

How in this world this companies are allow to do business in the U.S.A. Hello it is anybody that cares that can do something about it this Thieves, Crookes. Heartless Beast.

By: Jackie

Jackie — Sun, 21 Feb 2010 23:40:18 +0000

Hello
I have read each one of your comment and im going throw some of them all I had applyed for a loan mod 2 time the 1 st time i was denied on these time i call NACA and the give me larry lition office number then they put me on for the 2 time i have bening on these trail for 5 moths and still get the run around we need paperwork or we have the paperwork but we have made it . last week some young men knock on my door to take pic of the home i ask he who send he he said littion and they have not talk to me and want me to call i call the every week some time 2 time a week i go on line to my account on their web paper and look at my accout it incorrect saying i own them to much not put payment in my accoutor on the correct day when i have the receipt i send my payments westion union we been charge late fee assment fee some time 2 time a day we dont have the money toget a lawyer what to do

By: GKB

GKB — Thu, 18 Feb 2010 01:34:38 +0000

There is only ONE way to fight Litton successfully – SPEAK THEIR LANGUAGE!

First, I was proactive and had a plan in place just in case. When they refused to help me and were instead hostile and combative, I returned the favor.

First, I served them with a QWR letter demanding every scrap of paper from my loan’s inception to the current. I served both Litton and their investor US Bank. Not only could they NOT produce all the paperwork and a valid note and proof of ownership, I found the paperwork littered with changed numbers and forgeries of my signature among other things, events that apparently happened AFTER signing, so now I know they have NO legal claim to a lien on my property. US Bank violated the law by not responding to the QWR letter.

Second, I made copies of the paperwork and sent it to my state attorney general, state finance department, the FTC, my elected representatives, and am about to file RESPA and TILA complaints against them with HUD.

Third, I got an attorney to advocate for me, and as much as we have on them now, Litton either makes things right or they get sued.

Take the fight to them! Go for it! Even if you have to go through legal aid, make their lives a living hell!

I tried the cordial, civil and diplomatic route, but the only responded with threats and attempts at intimidation. Now that they are on the run, let’s see how they like it.

And I am not done yet! When I think of all the people whose lives they have so callously and needlessly destroyed………..I won’t stop until those people see justice done, one way or another.

WHO IS WITH ME?????? DECLARE WAR ON LITTON LOAN SERVICING NOW!!!