Comments on: Not getting help from Bank of America? Here is a special email form to get help today! http://loanworkout.org/2009/09/bank-of-america-loan-modification-help-email/ - Free Mortgage, Auto and Student loan Calculators by LoanWorkout.org Wed, 23 May 2012 16:08:16 +0000 hourly 1 http://wordpress.org/?v=3.1.3 By: Ruby Wiederhoeft http://loanworkout.org/2009/09/bank-of-america-loan-modification-help-email/#comment-83740 Ruby Wiederhoeft Sat, 25 Feb 2012 23:25:38 +0000 http://loanworkout.org/?p=5957#comment-83740 Hello I am in foreclosure with bank of america. My account number is 129739686. My property address 316 NOrth orient st, fairmont,mn. I am so far behind on my houde payments. I think the best thing to do is let my house go. Hello I am in foreclosure with bank of america. My account number is 129739686. My property address 316 NOrth orient st, fairmont,mn. I am so far behind on my houde payments. I think the best thing to do is let my house go.

]]> By: Dan and Mary Adkins http://loanworkout.org/2009/09/bank-of-america-loan-modification-help-email/#comment-79476 Dan and Mary Adkins Wed, 08 Feb 2012 04:56:46 +0000 http://loanworkout.org/?p=5957#comment-79476 We recently filed for a home modification and haven't heard anything!!! We are doing all we can to try and lower our house payments but you guys haven't helped us at all!!!! We recently filed for a home modification and haven’t heard anything!!! We are doing all we can to try and lower our house payments but you guys haven’t helped us at all!!!!

]]> By: Mable Jackson / Patricia Thomas Loan # 73810423 http://loanworkout.org/2009/09/bank-of-america-loan-modification-help-email/#comment-72837 Mable Jackson / Patricia Thomas Loan # 73810423 Sat, 14 Jan 2012 17:47:21 +0000 http://loanworkout.org/?p=5957#comment-72837 I fail to mention my Mom is almost 80 years old and has been in her propety for almost 40 years but because countrywide investors refinanced her under false pretenses it put her in a horriable positions BAC you need to help my MOM. I fail to mention my Mom is almost 80 years old and has been in her propety for almost 40 years but because countrywide investors refinanced her under false pretenses it put her in a horriable positions BAC you need to help my MOM.

]]> By: Mable Jackson / Patricia Thomas Loan # 73810423 http://loanworkout.org/2009/09/bank-of-america-loan-modification-help-email/#comment-72836 Mable Jackson / Patricia Thomas Loan # 73810423 Sat, 14 Jan 2012 17:43:49 +0000 http://loanworkout.org/?p=5957#comment-72836 This is really a shame I have tried over and over again to contact the rep that is over my mothers account and to no avail has he nor his superviseor returned my call. My mom is ill her home is in foreclosure I am willing to do whatever it takes to try to make payments to keep my mom in her home we just could not aford the $1500 dollar payment but we were trying to get some sort of repayment plan I have tried for at least 6 months to reach someone but no one is calling me back. God Help you people I work in Modifications here at Chase Bank and they are really working to help their people why can't you all do the same. Please someone please contact me at 312-325-6774. Thank you This is really a shame I have tried over and over again to contact the rep that is over my mothers account and to no avail has he nor his superviseor returned my call. My mom is ill her home is in foreclosure I am willing to do whatever it takes to try to make payments to keep my mom in her home we just could not aford the $1500 dollar payment but we were trying to get some sort of repayment plan I have tried for at least 6 months to reach someone but no one is calling me back. God Help you people I work in Modifications here at Chase Bank and they are really working to help their people why can’t you all do the same. Please someone please contact me at 312-325-6774. Thank you

]]> By: Eric http://loanworkout.org/2009/09/bank-of-america-loan-modification-help-email/#comment-58558 Eric Sat, 12 Nov 2011 09:26:30 +0000 http://loanworkout.org/?p=5957#comment-58558 Dino Petrovic who is an expert in loan modifications has worksheet/manual for how to successfully execute the mod. I saw video testimonials of Bank of America borrowers who managed to get their loans modified. Dino Petrovic who is an expert in loan modifications has worksheet/manual for how to successfully execute the mod. I saw video testimonials of Bank of America borrowers who managed to get their loans modified.

]]> By: Victoria http://loanworkout.org/2009/09/bank-of-america-loan-modification-help-email/#comment-57089 Victoria Fri, 04 Nov 2011 11:54:15 +0000 http://loanworkout.org/?p=5957#comment-57089 We too start with Countrywide then BOA obtained our loan, the nightmare begins!! My husband became disabled 02/2008 thats when we started calling the Bank to see what we could do. They told us we didt fit in any program yet but call monthly so we did. Months went by every person you got on the phone told a different story but we still did as told. Finally someone told us we didt because we werent behind so we dropped a payment behind(meanwhile we were late on all othe bills but kept up w/loan). We were accepted in trial mod. 10/10/09 and paid that up untill 07/2011. Only to find out "we will never get permanant with what we owe and what are income is". Why didt they tell us that 2 1/2 years ago now are credits ruined, we owe to much and there sending us to forclose! One rep. even said why did you continue to pay after the 3 months! after that you werent in any program even though my statements said if yr in a forberance program pay that amount. Bank of America is a disgrace to America had no intention on ever helping What type of program is set up this way that this can happen. We want to keep our house can pay a lower payment they could lower interest and we could do it aww but forget thats what they were supposed to do! Any suggestions appreciated!! We too start with Countrywide then BOA obtained our loan, the nightmare begins!! My husband became disabled 02/2008 thats when we started calling the Bank to see what we could do. They told us we didt fit in any program yet but call monthly so we did. Months went by every person you got on the phone told a different story but we still did as told. Finally someone told us we didt because we werent behind so we dropped a payment behind(meanwhile we were late on all othe bills but kept up w/loan). We were accepted in trial mod. 10/10/09 and paid that up untill 07/2011. Only to find out “we will never get permanant with what we owe and what are income is”. Why didt they tell us that 2 1/2 years ago now are credits ruined, we owe to much and there sending us to forclose! One rep. even said why did you continue to pay after the 3 months! after that you werent in any program even though my statements said if yr in a forberance program pay that amount. Bank of America is a disgrace to America had no intention on ever helping What type of program is set up this way that this can happen. We want to keep our house can pay a lower payment they could lower interest and we could do it aww but forget thats what they were supposed to do! Any suggestions appreciated!!

]]> By: James http://loanworkout.org/2009/09/bank-of-america-loan-modification-help-email/#comment-52881 James Fri, 23 Sep 2011 01:26:49 +0000 http://loanworkout.org/?p=5957#comment-52881 Bank of America has a lovely new customer relation system. I'm trying to work through a modification for the second time. They have assigned an individual to work with me, which sounds better than the total chaos that went on last time. Whenever I call in, which was several times a day every day this week, I am required to enter my loan number so that the system can identify me. Once I am identified, I am conveniently connected to my account manager, Louis Hungate. The only problem with this great new system is that Louis NEVER ANSWERS HIS PHONE!!! EVER!! and he NEVER CALLS BE BACK!! EVER!! I let Fannie Mae know what's going on over there today. They are the investor for my loan. They're supposed to get back to me. If that doesn't help I'll try HUD and the FHA, maybe the FTC.. whatever. I have nothing better to do. I'm trying to stop foreclosure and save my home and I am not going to put up with this crap. I got a lawyer to advise me about answering the rule 120 hearing. He thinks the fact that they instructed me to make reduced payments in a mod agreement, accepted those payments for a year right up until they began foreclosure, shows there was an agreement that I honored, and they violated, causing most of the delinquency. Bank of America has a lovely new customer relation system. I’m trying to work through a modification for the second time. They have assigned an individual to work with me, which sounds better than the total chaos that went on last time. Whenever I call in, which was several times a day every day this week, I am required to enter my loan number so that the system can identify me. Once I am identified, I am conveniently connected to my account manager, Louis Hungate.

The only problem with this great new system is that Louis NEVER ANSWERS HIS PHONE!!! EVER!! and he NEVER CALLS BE BACK!! EVER!!

I let Fannie Mae know what’s going on over there today. They are the investor for my loan. They’re supposed to get back to me. If that doesn’t help I’ll try HUD and the FHA, maybe the FTC.. whatever. I have nothing better to do. I’m trying to stop foreclosure and save my home and I am not going to put up with this crap.

I got a lawyer to advise me about answering the rule 120 hearing. He thinks the fact that they instructed me to make reduced payments in a mod agreement, accepted those payments for a year right up until they began foreclosure, shows there was an agreement that I honored, and they violated, causing most of the delinquency.

]]> By: Ako Desk http://loanworkout.org/2009/09/bank-of-america-loan-modification-help-email/#comment-51249 Ako Desk Thu, 15 Sep 2011 04:00:58 +0000 http://loanworkout.org/?p=5957#comment-51249 I do not even understand how I finished up right here, but I thought this put up used to be good. I don't recognize who you might be however definitely you are going to a well-known blogger if you happen to are not already ;) Cheers! I do not even understand how I finished up right here, but I thought this put up used to be good. I don’t recognize who you might be however definitely you are going to a well-known blogger if you happen to are not already ;) Cheers!

]]> By: Delia http://loanworkout.org/2009/09/bank-of-america-loan-modification-help-email/#comment-51043 Delia Tue, 13 Sep 2011 23:19:04 +0000 http://loanworkout.org/?p=5957#comment-51043 I've been battling with BofA since November 2010. Three different people from BofA told me that they could not help until we were at least one payment behind. I was trying to get help so that we wouldn't get behind. Finally we connected with an another organization that is supposed to be helping us but still having problems. A BofA rep called me early on my day off (my hours had been cut back which is why we had problems.) She said she would call back in an hour. She never called back, but we soon received a letter saying we had denied the remodification. That was finally cleared when my husband got a call while I was at work. He said only that the person needed to talk to me, and that we had someone helping us with the remodification. Again, we got a letter saying we had denied the remodification. Only, the number in the letter that we were to call was a FAX line, not a phone line. Our auction date was set, we hadn't gotten any reponse from BofA until a woman from the Congressman's office got involved. The date was set over two weeks. I tried to contact the negotiator we were assigned but no response until the day before the auction. It was set over again until Sept. 30. She asked who she was to contact if the offer came through. I told her both me and the company helping us. She said there could be only one. I asked for her email. She said there would be no email correspondence. I finally agreed to have her use me as the contact. She then talked to the other organization saying I had said she could not talk to them. So much manipulation. They want to put us out on the streets. After my divorce, I sold our rental home and our larger home to get costs down. Our house was only $220,000, and the final loan was $156,000 after refinancing once with BofA. Last appraisal showed the house as $143,000, Zestimate shows it at $129,000. We were not out living beyond our means, the economy destroyed our means. BofA originally got our loan from Countrywide, so I'm sure they bought the loan at a major discount.We refinanced afterwards with BofA asking for a remodification at that time. We were told we did not qualify. Who qualifies then? I’ve been battling with BofA since November 2010. Three different people from BofA told me that they could not help until we were at least one payment behind. I was trying to get help so that we wouldn’t get behind. Finally we connected with an another organization that is supposed to be helping us but still having problems. A BofA rep called me early on my day off (my hours had been cut back which is why we had problems.) She said she would call back in an hour. She never called back, but we soon received a letter saying we had denied the remodification. That was finally cleared when my husband got a call while I was at work. He said only that the person needed to talk to me, and that we had someone helping us with the remodification. Again, we got a letter saying we had denied the remodification. Only, the number in the letter that we were to call was a FAX line, not a phone line.
Our auction date was set, we hadn’t gotten any reponse from BofA until a woman from the Congressman’s office got involved. The date was set over two weeks. I tried to contact the negotiator we were assigned but no response until the day before the auction. It was set over again until Sept. 30. She asked who she was to contact if the offer came through. I told her both me and the company helping us. She said there could be only one. I asked for her email. She said there would be no email correspondence. I finally agreed to have her use me as the contact. She then talked to the other organization saying I had said she could not talk to them. So much manipulation. They want to put us out on the streets.
After my divorce, I sold our rental home and our larger home to get costs down. Our house was only $220,000, and the final loan was $156,000 after refinancing once with BofA. Last appraisal showed the house as $143,000, Zestimate shows it at $129,000. We were not out living beyond our means, the economy destroyed our means.
BofA originally got our loan from Countrywide, so I’m sure they bought the loan at a major discount.We refinanced afterwards with BofA asking for a remodification at that time. We were told we did not qualify. Who qualifies then?

]]> By: Marie http://loanworkout.org/2009/09/bank-of-america-loan-modification-help-email/#comment-44900 Marie Wed, 24 Aug 2011 22:50:10 +0000 http://loanworkout.org/?p=5957#comment-44900 I've been working on a loan modification for two years, first I was told I didn't qualify because I made too much money, then I didn't make enough money, then I didn't have a hardship. After 1,000's of phone calls, faxing 100's of documents 1000's of times, I finally got my loan modified to a 25 year, 2% interest rate for the life of the loan, thanks to the help of NACA. So hang in there and be persistant and fight for your home! I’ve been working on a loan modification for two years, first I was told I didn’t qualify because I made too much money, then I didn’t make enough money, then I didn’t have a hardship. After 1,000′s of phone calls, faxing 100′s of documents 1000′s of times, I finally got my loan modified to a 25 year, 2% interest rate for the life of the loan, thanks to the help of NACA. So hang in there and be persistant and fight for your home!

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