Little said he mailed paperwork to JP Morgan Chase seeking a loan modification, but that the bank said he did not qualify. He will be three months behind on his payments in November.
Chase officials said they could not discuss Little’s case specifically because of privacy laws, but that the bank has sent him more papers to fill out.
Little said he hopes he qualifies for help this time around.
“I’d like to stay here. I just need a little help,” he said. “(If I’m rejected again) you can have the home. I’ll get out.”
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