NEW YORK (CNNMoney.com) — During the housing boom, mortgage lenders were doling out the dough, giving loans to people who could never have qualified before.
Now, homeowners and government officials are increasingly taking these institutions to court, alleging unfair and predatory practices. While many of these suits are still winding their way through the legal system, some banks have already settled for millions of dollars.
The defendants include the biggest names in the business — from Wells Fargo (WFC, Fortune 500) to Countrywide Financial to Citigroup (C, Fortune 500).
Zip Code: 32792
WCS LENDING CHARGE DOUBLE MIP,AND PAY(HUD) ONLY ONE(SEE BELOW),STEEL THE OTHER!! COST$2488
DO YOU HAVE ANY (OFFICE,LAW)THAT PROTECT COUSTOMER WHEN DO BUSSINESS,WITH HUD(LENDERS), ONLY I WANT FROM YOU IS A LETTER(ANY KIND OF HELP) TO WCS LENDING,SAID ABOUT THE MISTAKE AND RECLAIN WHAT I PAY OVER $2488,I TRY TO COMUNICATED (WITH THE LENDER AND NOT RESIVE ANY ANSWER,I NEED YOUR HELP!!!
ANSWER—– Original Message —–
From: grampa1631
To: WCS_FL@WCSLending.com ; WCS_FTL@WCSLending.com
Cc: WCS_FTL@WCSLending.com COPY E-MAIL SEND TO LENDER
Sent: Sunday, September 27, 2009 12:02 AM
Subject: MY LOAN WAS OVERPAID,IN 1003 HUD MIP FOR THE AMOUNT $2488
WHAT I HAVE TO DO TO RECLAIM FROM YOU THE OVERPAID $2488?WHAT IS THE NEXT STEP?? ANY FORM I HAVE TO FILL,WHAT IS THE DEPARTMENT WHO DEAL WITH THIS? LOAN #1800266973,IS TRUE THAT CUSTOMER SATISFACTION GUARANTEE,I UNDERSTAND THAT UNDER SECTION 6 OF RESPA YOU ARE REQUIRED TO ACKNOWLEDGED MY REQUEST,WITHIN 20 BUSINESS DAY AND MUST TRY TO RESOLVE THE ISSUE WITHIN 60 BUSINESS DAYS I TRY TO COMMUNICATED WITH ALL(FROM THE PRESIDENT-TO BROKER) AND NEVER RECEIVE ANSWERS I INCLUDE ATTACH OF MY 1003 HUD FORM,SO YOU CAN SEE I’M RITE THE PAY OF 2 MIP HAVE TWO COST INCLUDE IN FORM,,ALSO I
INCLUDE RECORD THAT HAVE H.U.D ABOUT MY LOAN,CLEAR YOU CAN SEE THAT ONLY ONE PAYMENT(YOU DO) $2900 MIP WAS DONE IN MY LOAN..SO THE OTHER PAYMENT I DO YOU HAVE IN YOUR ACCOUNT $2488,THAT THE AMOUNT I RECLAIM,,,,PLEASE ANSWER,ONLY I ASK IS FOR THE AMOUNT I PAY OVER!!! RECORD HUD ABOUT MY LOAN HUD RESPONCE !!!
UFMIP of $2,900.63 was financed in your loan, it was received/collected, and was used to insure your loan. We have not received any monthly premiums. A refund is not due the homeowner on this insured case.(of course only one payment receive) If your lender closed your loan and if they made a mistake, they are responsible for correcting the error and for contacting HUD.
Under HUD’s Mutual Mortgage Insurance (MMI) Fund, you were required to paid UFMIP of $2,900.63 (received) and a monthly MIP of $68.64 (not received). This is located in Mortgagee Letter 91-26. HUD received $2,900.63 from the lender. We did not receive $2,488 (the extra cost include in 1003 form) Since we did not receive these funds,(this is the one i reclaim$2488 funding fee mip form 1003) .(YOU SEND ONLY ONE PAYMENT,WHERE ARE THE OTHER??) If the loan was overpaid a REFUND would be due the lender,,LENDER!!!!!!!!!!!!!WCS lending on the lose,hiding!!!!!!
this complain are in the cattegorry fees??(TO LOW FOR LAWYER )PLEASE HELP!!!!!
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