Comments on: American Home Mortgage Servicing Inc. Files Lawsuit Against Ohio Attorney General

By: steve

steve — Sun, 03 Apr 2011 16:11:15 +0000

Ran into alot of the same problems when delaing with this company….Have hired lawyer to negotiate with them….not a consumer friendly company

By: BUDDY

BUDDY — Sun, 20 Mar 2011 03:28:52 +0000

As with others, AHMSI has IGNORED signed contracts with the original lender and made demands in direct contradiction to the original papers. In addition, they are requiring exorbitant impounds which were incorrectly calculated, raising the illegally set impounds monthly payment from $150 to $900. I sent them documentation – which they replied (after 2 months) telling me to make the payments and they ‘would look into it in 3 months’. Meanwhile, I can’t afford an extra $1,000/month to pay their mistake so I am now ‘late’ because they are putting my payments in a suspense account. They are getting away with stealing. If I did what they are doing I would go to jail.
I am in Colorado and hope the attorney general sues the life out of them. I will write them also.

By: Cathy

Cathy — Thu, 20 Jan 2011 19:23:36 +0000

Beware of this Company AHMSI!! The wonderful Relief Program…they send me my modification 4 months later (2009) They took my fixed rate away! which promised they wouldnt’! They charged me over $34,000 for fines, and services, they slapped a $500,000 ballon note!!! I was only 30 days behind, I was proactive, they ENCOURAGED me to take this wonderful Relief Prgram, RELIEF!!! I told them I dont want to loose my 5%fixed, we can do better they said!! I asked about the 4 mortgage payments, we will put them at the end not an Issue!! Sounds Good Doesnt IT! When I got my new modification, I saw the charges, the lose of my fixed rate and the ballon note, they said SIGN or we foreclose! I can apply next year..hear I am again, bounced around like a ball! India, Mexico!!! The paper work, they send me a letter saying I have all paper completed, I call they say you didnt the sign the date correctly! I put the date 11/28/10 they couldnt except, they wanted it 11/28/2010 Imagine that!!!! Delay Delay, excuses, excuses, Promises, Promises, lies, lies…my negotiator has a new name everytime I call! All’s they say is when are you sending a payment!! We all need to come together..I have contacted an amazing Attorney..fight them!! Write to your Attorney Generals Office. Oh I will pay my Mortgage at 30 days behind..so they cant foreclose!! I will show the world how they offered me this amazing Relief Program!! Good Luck All

By: Niki

Niki — Fri, 07 Jan 2011 22:45:19 +0000

I have been attempting to gain modification through AHMSI since April of 2010. They sent me and (according to the rep I spoke with) thousands of other people the wrong forms to fill out in the packet. After receiving the correct forms in May, I filled them out and received a letter that the forms were received and were being reviewed for modification. Two weeks later, I received a letter stating that my forms were incomplete. I called and received instruction on what they wanted me to change on these forms. I corrected them to their specifications and re submitted. It is now January 7, 2011. I have been submitting and resubmitting the same forms to this company for eight months. After I change the date on my e file tax returns, they want new bank statements. Then they want me to fill out a new version of the 4506 T form. Next I have to send pay stubs. This is a nightmare! I am getting the run around and have turned into the person who I hate (you know, the one who calls every other day to scream). My calm, rational thinking didn’t help, screaming doesn’t seem to help, I even cried a couple of times and that doesn’t help. I am now complaining to every consumer group, my Attorney General, and state rep who will listen. To the gentleman above, you can try to call the 1-877-304-3100 number and the fax that Ive been sending documents to is 1-866-452-1837.

By: Danny

Danny — Thu, 06 Jan 2011 16:13:19 +0000

I need help!!!!!!!!!!!! Im trying to help out a friend with this loan mod and have sent AHMS the requested apps and documents 4 times and they keep calling and sending letters stating that the package wasnt sent! anyone have a good fax number that i can use and maybe a number of someone i can talk to so that know what they are speaking about!!!!

By: Christy

Christy — Thu, 16 Dec 2010 16:53:06 +0000

I am in Florida and I am meeting with a lawyer next week regarding this company. They have charged us unauthorized amounts, not applied our payments towards our account, and reported to our credit that we were two months late (when we were not). Then, they refuse to take it off and say we can only fax the legal department and wait for their reponse. Plus, we applied for a remodification and they held our payment in another account for 8 months (while they earned interest on it). They made us jump though hoops, told us we were approved, and then closed our remodification with no explanation. They will not tell us why and said we can never reapply. I would love to get a class action suit together and put this company out of business. They are just corrupt!!

By: A. Smith

A. Smith — Thu, 09 Dec 2010 03:16:21 +0000

I wish to God the Attorney General in the state of Florida would get off their duffs and go after this bunch of lying souless low lifes that never pick up a phone, return a call, answer an email inquiry, respond to a postal letter, and outsource most work to India where all they know how to say is, “….and when will you be making a payment?” They are a collection agency that bought mortgages to collect on. Florida needs to get on the stick like Ohio and Texas because real victims are losing their homes due this the games AHMSI executes.

By: J. Glass

J. Glass — Tue, 30 Nov 2010 15:29:30 +0000

This is the worst the company I have ever dealt with. Check out their rating and comments on the Better Business Bureau website or just google their name. They are known for being crooks. It is more than them being slow. Their call center is based out of India, no one gives you the same information. I have even been hung up several times while on hold. We paid our payments on time every month just to have them add bogus fees and break federal law with their overcharging of escrow “cushions”. I finally got a lawyer and filed suit today. the day my mortgage was sold to this company was the worst day of my homeowning life!!!

By: Michele Dimon

Michele Dimon — Thu, 14 Oct 2010 15:23:13 +0000

I am having a hard time with AHSM. They say they my home is going into foreclosure. I am only four payments behind. My husband left when I was two payments behind. They wouldn’t let me take my leftover escrow money to catch up right then. Then, my car broke down and I couldn’t do the modification payment and now they are trying to take it from me, not letting me make a payment, negotiator won’t talk to me and they are racking up the charges… One person says the repayment amount is 10,000. Another says 9,000. Another says 8,000. This is ridiculous! I can make a payment, have two minor children and am a single mom going through a divorce!!! Shame on them for what they are doing to me and I am going to fight it tooth and nail!!!

By: Professional Negotiator

Professional Negotiator — Thu, 05 Aug 2010 21:25:18 +0000

No sir, not blowing smoke in mirrors. Just a hard FACT after working with many different ones over the past several years. Yes, it is true they are not the best when it comes to timelines. But once you reach the negotiator or the relations manager who has the authority to make a decision your case will usually get resolved.

Also, when I talked about decent modifications, I wasn’t speaking of the HAMP program that seems to be one of the tickets out. I was more less speaking of the reasonable down payments to cover legal costs and misc fees. Most of the others charge fees connected with in (traditional or in house modifications) and will out right refuse to explain what these fees are. Sorry you had such a hard time in dealing with them.