I worked out a modification with my loan servicing company, and a third-party loan counselor was involved as well. I signed the paperwork, made the down payment on time and then made the first payment according to the agreement.

But this week I received a letter from a law firm that said I had 90 days to be out of my house! Please tell me, can they do this?

This sounds like a classic case of “right hand not knowing what the left hand is doing.” If you have signed a loan modification with your servicer, the company should live up to the terms of the agreement.

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