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They were designed to keep homeowners off the streets. Loan modification programs can change the terms of a borrower’s mortgage in various ways, with the goal being more manageable payments. However, some say the programs can be more of a hassle than help.
In fact, one report reveals, as of September 2009, more than 600,000 borrowers were in trial modifications through the government’s plan, but less than 2,000 had become permanent.
One Columbus couple knows the story all too well and continues to search for answers.
“I’m not a user, or an abuser, I’m a hard worker,” says Rhonda Daniels, who like many has fallen on hard times.
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