With bills mounting and four mouths to feed, the single mother started to fall behind on her mortgage. Her disability checks and what little child support she was getting weren’t enough to pay all the bills.
She spent 18 months working on a mortgage loan modification before bank officials “reneged on what they’d previously told me.”
In desperation, Ward filed a complaint to the Florida Office of Controller & Currency.
One thing you need to know about Ward: She‘s a tenacious and prolific letter writer. Never underestimate her drive, resolve and attention to detail. She is not a quitter.
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She should have a ton of cash around to be ok. Isn’t that what she was doing? Saving the mortgage payment each month?
Statistics show that only a low percentage of people get approved for loan modification. Your best bet is to hire a professional who can renegotiate the term with your lender.