Ricardo Melgoza defies the DRE as he scams more homeowners

Homeowners are desperate and when desperation sets in, mistakes in judgement are made.

Mistakes that may cost them their home.

A Bakersfield, California woman, Zuleyka Ruiz had to find this out the hard way. Not only did Ruiz end up $1,500 poorer, she also ended up losing her home to a man named Ricardo Melgoza. Melgoza had already been ordered to cease and desist all foreclosure rescue activities by the California Department of Real Estate (DRE) on November 2, 2009.

Read more form LoanSafe.org

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