A woman is suing CitiMortgage for illegal debt collection.
Belva P. Stallard had a loan with the defendant’s predecessor in interest in the amount of $55,920, according to a complaint filed May 25 in Kanawha Circuit Court.
Stallard claims when her husband died she sought a modification in order to afford the payments, but that the defendant only lowered her payments for three months, which she paid on a timely basis.
On March 4, Stallard sent a letter to the defendant instructing them to direct all further communication to her counsel and requesting a statement of her account, according to the suit.
The defendant continued to contact Stallard in an attempt to collect a debt throughout March at least 15 times, according to the suit.
Read more from the WV Record
I worked with a women named Sheri. She preapproved my modification. Save me 400.00 per month. I have not one bad thing to say about CitiMort. With my mod paperwork I sent a 3500 good faith payment. Complete process 2 weeks. You need at leastt 2 payments and you will get help. You defaulted. Anything they do is a blessingn. Have several thousand cash as a good faith. Again you defaulted. They will help within reason.
Citimortgage is f-ed up. I started trial payments on 2nd mortgage in Jan ’11. Had been current up till then. Qualified for modification on 1st mortgage, Citi contacted me stating I qualified for mod. on 2nd. Made Jan. & Feb. trial payments on time. On Feb 23, twenty days after making 2nd trial payment, Citi sent loan to recovery, saying I was 270 days past due. ??? I have faxed them copies of bank statements and all. They say,, call recovery Dept. Its 430 Pacific time, phone message says they are open till 7:00 central time. At 4:30 Pacific it says “office is closed, please call back during normal business hours” they have screwed up my loan since day one. Crediting one months payments here, the next months, there. Company is full of incompetant idiots. Am now contacting state AG’s office. FOOLS!!!!!!