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Randy Allen, Clint Paulsen and Travis Smith, operators of HomeModifier and owners of APS Northwest Idaho LLC in Post Falls, signed a consent judgment that prevents them from opening a new mortgage modification business in Idaho or dealing with Idaho consumers, Attorney General Lawrence Wasden said Wednesday.
They will pay $7,000 in restitution to reimburse six consumers who complained to Wasden’s office about paying for loan modification services they say they never received. The men also will pay $1,000 of the state’s attorney fees and costs. A civil penalty of $30,000 is held in abeyance pending each of the owner’s compliance with the settlement agreement. Under the terms of the settlement, none of the parties admitted any liability or wrongdoing.
Although HomeModifier negotiated a few modifications for its clients, it did so without proper licensing through the Idaho Department of Finance, Wasden said. And, like many modification operations, it soon found itself in financial distress.
