From the category archives:

free foreclosure help

New York Goes to Bat for Struggling Homeowners

by Moe Bedard

The state Legislature has passed a bill that
will give New York state homeowners and renters more protection during foreclosures.
It will expand the mandatory 90-day pre-foreclosure notice to all types of home loans — not just subprime mortgages — so all homeowners are given information and time to take action.

Gov. David Paterson introduced the bill. It [...]

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Philadelphia Knows How to Protect Homeowners

by Moe Bedard

In most American cities, that probably would have been the end of the story: another home turned into distressed bank inventory by the national foreclosure crisis. But in Philadelphia, under a program begun last year to try to keep people in their homes, Mr. Hall entered the courtroom with a reasonable chance of hanging on.

Under [...]

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In Honor of Our Veterans: Free Mortgage & Foreclosure Help

by Moe Bedard

This blog post is in honor of Veterans Day and those that are serving our country in the military. Please do your part today and forward this free information to those in the military that may need help with their mortgages or in saving their homes from foreclosure.
Military Homeowners Assistance Program (HAP):

If you are a member of [...]

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Dallas Foreclosure Prevention Workshop

by Moe Bedard

Financially stressed homeowners can get help at a free foreclosure prevention workshop from 9 a.m. to 2 p.m. Saturday at the Dallas Convention Center, 650 S. Griffin St.
The workshop is being held by the Hope Now Alliance, the Obama administration’s Making Home Affordable Program, NeighborWorks America and the city of Dallas.
Read more from Dallas News

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Classes Help Nevada Homeowners With Mediation

by Moe Bedard

LAS VEGAS — Some Nevada homeowners facing foreclosure now have the right to negotiate with their lender face-to-face.
Foreclosure mediations began statewide last week.
Homeowners who represent themselves in the mediations received help Thursday night with a legal workshop at UNLV.
Homeowners who received a notice of default on or after July 1 can go through mediation process [...]

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North Carolina foreclosure victims get 911 hot line

by Moe Bedard

A program set up last year to help North Carolina homeowners with subprime loans avoid foreclosure has been expanded to include those with traditional mortgages.
The State Home Foreclosure Prevention Project lets homeowners call a toll-free number and receive counseling and legal advice through a network of state and local government agencies and nonprofit agencies.
Read more [...]

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Nevada Mediation Program for Homeowners Facing Foreclosure

by Moe Bedard

Homeowners facing foreclosure in Nevada can try to stay in their homes by entering into a foreclosure mediation with their lender.
Free classes are being held to help homeowners who are entering into mediation. The first class is being held Thursday at 5:30 pm at the Boyd School of Law on the UNLV campus. After that [...]

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Get FREE Foreclosure Help in the Inland Empire, CA. This Saturday

by Moe Bedard

Inland Empire, California residents can come to Moreno Valley this Saturday, September 12th to meet face-to-face with your lender and work one-on-one with a home foreclosure prevention counselors. A local non-profit operated by former Norco mayor and real estate expert, Chris Sorensen called USA HELP OR H.E.L.P. that operates a website, freehomeownershiphelp.org  along with the [...]

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I am truly grateful for this website. I would have been scammed!

by Moe Bedard

It’s emails and comments like the one below that was just left on my blog that really keep me going. I have been at this for over two years now and it does get tiring sometimes. I do my best to get the information out there to Main Street and if I help one person [...]

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Free loan modifications!

by Moe Bedard

Everyone wants a free loan modification these days and I don’t blame them one bit. They are behind the boat, underwater by a mile and they need some relief at home and on their payments so they can cope, plan and stay afloat.
So does every homeowner get free help for a loan modification? The simple [...]

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Loan Modification Program – Get the facts & info you need to save your home!

by Moe Bedard

Over the past couple years many mortgage programs have came from Washington DC to try and help struggling homeowners with thier toxic loans. Programs were announced such as FHA Secure, Project Lifeline, Hope Now etc, but none of these were much help to struggling homeowners.
I wrote about all these failed programs in my blog post [...]

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NACA’s Save the Dream Tour Goes to Cleveland Ohio July 17-20

by Moe Bedard

Jamaica Plain, MA (PRWEB) July 14, 2009 — The Neighborhood Assistance Corporation of America (NACA) takes its Save the Dream Tour to various cities this summer to speed up mortgage relief for thousands.
“We offer unprecedented solutions for homeowners caught up in the current mortgage and economic crisis,” said NACA CEO Bruce Marks. “During the Save [...]

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What is the difference between the Client Signature Authorization and the Power of Attorney?

by Moe Bedard

Every day I get questions in my email and I do my best to answer them. It is tough being one person trying to help so many people. But, I do my best to help when I can and I really wouldn’t have it any other way.
I am going to start posting these Q&A’s that happen behind [...]

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New Nevada Foreclosure Program

by Moe Bedard

It appears like Nevada courts seem to have a grip on foreclosure reality and I applaud them for stepping up for homeowners in their state. Now, it looks like many people will get a fair shot at meaningful mediation on their mortgages.
Meaning, BETTER loan modification !!!!
From the Las Vegas Sun:

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What Happens After Foreclosure?

by Moe Bedard

You are not alone if you are facing the possibility of a foreclosure right now! That’s for sure! Times are hard and more and more homeowners are finding out that they may lose their homes.
But remember that this is a legal process and you will not immediately be forced out of your beloved home by [...]

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Should I accept my loan modification offer or counter?

by Moe Bedard

For the past few years I have helped thousands of people by teaching them to help themselves through my blogs, forums and emails. I really enjoy assisting my fellow Americans in a time of need and have found a great new career working from home.
Since becoming a full time consumer advocate and blogger in 2007,  I have found that [...]

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How long can I live in my house after foreclosure?

by Moe Bedard

A loan modification didn’t work and the darn Realtor handling your short sale didn’t really sell much of anything. So, now you are left holding the raft, with no paddle in a fast moving crappy creek and all you want to know is, ” How long can I live in my house after foreclosure?”
Well, that depends on 50 different [...]

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Free legal aid available for low-, middle-income homeowners facing foreclosure in Washington

by Moe Bedard

The Washington State Bar Association has launched a program to provide free legal help to low- and middle-income people in danger of losing their homes to foreclosure.
Homeowners who call a toll-free number will be referred to volunteer attorneys in their communities who are trained to deal with foreclosure-related issues.
The bar association started recruiting and training [...]

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What are you allowed to take when you are foreclosed on?

by Moe Bedard

More and more reports are coming out of foreclosed homeowners stripping their properties of anything of value before they bail on the bank.
In my forum over at LoanSafe.org, I am getting a lot of questions in regards to what I can take and what I can’t take. Often, these people used their own money to improve [...]

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Emergency mortgage assistance programs for homeowners

by Moe Bedard

Millions of homeowners are looking for immediate help to stop foreclosure. They just do not have time to play games for months on the phone and they need legitimate emergency mortgage assistance programs NOW!
If you came across this blog, the good news is that I have the most current list of available free services that [...]

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Homeowner rights while in foreclosure

by Moe Bedard

If you’re a homeowner and you’re in foreclosure, you will most likely want to know your rights.  Unfortunately, you have very few rights outside of what is allowed by your state’s laws and these laws primarily deal with specific time frames that a lender must follow during the foreclosure process.
Understanding your states laws and the [...]

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What are the ramifications of foreclosure?

by Moe Bedard

Many homeowners want to know the ramifications that a foreclosure will have on their credit and most importantly, their lives.
The facts are that a foreclosure is definitely not the end of the world and it isn’t really going to change your life that much in the long term. Yes, the short term effects will suck, [...]

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Free Loan Modification Book & Online Community

by Moe Bedard

Hi! My name is Moe Bedard and I am the founder of LoanWorkout.org and LoanSafe.org. I am also the author of a new free do it yourself loan modification book for homeowners called Saving the Dream. This book is dedicated to the millions of suffering homeowners out there on Main Street who need some help [...]

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Loan Modification Assistance to Thousands of Homeowners Free of Charge in Columbia, SC

by Moe Bedard

LoanSafe Solutions and Neighborhood Assistance Corporation of America (NACA) to Provide Loan Modification Assistance to   Thousands of Homeowners Free of Charge in Columbia, SC
Corona, CA (February 24, 2009) — For the second time this year LoanSafe Solutions (LSS) will participate in yet another Save the Dream Event Hosted by NACA in Columbia, SC from March [...]

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Home loan modification – online support resources

by Moe Bedard

There are online resources available where you can discuss mortgage difficulties. The anonymity of the web coupled with the sense of not being alone can be a late-night security blanket while you are in the midst of resolving your financial issues.

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Foreclosure Prevention Services

by Moe Bedard

I wanted to let my readers know that the foreclosure prevention services forum is up and going strong at www.LoanModification.org. I have helped many people and am still assiting borrowers for “FREE” who need help with a loan modification to stop foreclosure. All you have to do is post your story and I will assist [...]

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LoanModification.org/Forum – New Forum for People That Want to Avoid Foreclosure is Up and Running

by Moe Bedard

My new forum at www.LoanModification.org/forum was set up over the weekend and I people are starting to join the community and share their stories. The forum’s concept is to have a safe place/community that the American people can go to and get help when they are facing foreclosure.
Most everyone wants to save their home [...]

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LoanModification.org Forum is Now Taking Registrations

by Moe Bedard

I would like to apologize to my readers that tried to register at my new forum at www.LoanModification.org/forum. Apparently I had the new registrant mode turned off so no one could sign up. I relieved a few emails alerting me to this and I appreciate that.
So now the forum is ready for people to sign [...]

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Would You Like a Free Loan Modification Handled By an Expert for Free?

by Moe Bedard

I announced earlier that I just started a forum at www.savingthedream.org/forum to help people stop foreclosure. I also have mentioned that I am offering my services as an expert negotiator for FREE. All I ask is that you join my forum and post our story. That’s it!
Do you need a loan modification? Then help pay me [...]

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Tim From Georgia Avoids Foreclosure With My Website

by Moe Bedard

I have been writing a lot about the phone calls I have been getting. I think it’s because I actually like to talk to people and counsel them and maybe give them some free foreclosure help advice on how to obtain a loan modification . I’m not a lawyer or some big business guy. I’m a [...]

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Foreclosure Prevention Services

by Moe Bedard

Searching the internet for foreclosure prevention services and knowing what websites and companies to trust is like finding a needle in a hay stack. There are many good companies out there but there also scam artists/ sharks that just want to feed on people when they are vulnerable.
So how does someone find legitimate organizations to help [...]

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These Lenders are Working to Help Stop Foreclosure

by Moe Bedard

Congress has been placing pressure on the lending industry to do something about the foreclosure crisis the nation is facing.
On May 2nd Senator Chris Dodd convened a “homeownership preservation summit” and invited a selection of key mortgage industry players. What the senator proposed was a Statement of Principles that urges lender to use loan modification [...]

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