Forum
Please join our one of a kind homeowner’s forum where you can ask questions and get answers in this unique and interactive community that was created to assist people in an anonymous, yet open question format. Meet other homeowners that are going through the same thing and get the help you need from industry experts and foreclosure defense and mortgage law attorneys.
Here are what homeowners are saying about Loan Safe;
TxAngel (received a loan modification with the support of the Loan Safe community) -
Thanks Moe for this forum..I had no idea about anything and this place taught me so much!
This has been long enough but had to share..didn’t want to say anything to soon until it was final!
I wish you all the best of luck and know that good things will come..just gotta have faith and hope and plenty of patience
Something I never thought I had much of!!
You all have a Merry Christmas and a Happy New Year!
Accolades to Moe and the LoanSafe team. If I hadn’t followed your advice and just asked for a loan modification I wouldn’t be in this position. I wish that I had done this much earlier. (listen carefully…hear that noise? Thats the sound of money flying out the window!) Thanks for taking the time Moe!
Accolades to First Franklin. I know that lots of folks on this forum are having issues with their lenders but I have to offer credit when it is due. 4 weeks and 2 days from receipt of my loan modification request to my receipt of the loan mod paperwork. It cost me about an hour of time and $135 for an appraisal.
Best of luck to the LoanSafe forumers.
Hi Guy’s I’m so glad i found this place and to see so many other’s in the same boat as i makes me feel so not alone.
Popularity: 5% [?]



Something I never thought I had much of!!
Feb 23rd, 2008 at 12:03 pm
[...] Write a hardship letter. Here in an example hardship letter You’ll need to provide this hardship letter, documenting the reason you are unable to afford [...]
Mar 6th, 2008 at 4:59 pm
I have read about all the dismissed foreclosures due to mortgage company’s inability to prove ownership of the mortgage.
Could a homeowner actually “remove the lien” that exists on the home dus to no owners surfacing with proof of ownership of the mortgage?
If the courts will stop foreclosure due to no proof of ownership, how can the lien be substantiated?
May 14th, 2008 at 10:33 pm
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May 23rd, 2008 at 1:39 pm
Any one need help on foreclosure, credits, don’t want to pay more tax or still want to hold your home, but you pay too much. call me for free help.
559-776-2373
May 25th, 2008 at 8:33 pm
I would like to know more about homes being dimissed from foreclosure due to non proof of ownership by the the lender. Sounds very interesting.
sp.
Jun 2nd, 2008 at 8:29 pm
I have two mortgage loans(80/20) with Fremont. I asked for a modificationbecause business is slow and I have no income right now. I have not paid since December 2007. I stopped the foreclosure by hiring an atttorney to stop the foreclosure, but,he said I have to get on the phone, e-mails to work out a deal with the lender. He charged me a fee for stopping it and said he can stop it for 3-4 months. I wrote and spoke to Fremont. I even sent a hardship letter. They respnded by saying they can modify my loan by saving me $300. My mthly mortage loan is3,500. I cannot afford this. My home is worth maybe 400,000 and my first loan is for $480,000.I am requesting they leave the first loan (what the house is really worth) and take the 2nd loan(110,000_) away. Whenever I sell the place they will get their share back. I don not want my house to go toforeclsure. I am not ignoring the debt. I am just seeking for help on affordingthisplace. I recently recieved a letter from Fremont saying that loans will be transferred to a new loan servicing place called Lipton Ibelieve, but when I called themthey do not have my information. When I call Fremont the line is always busy. They are not answering their phones. PLEASE HELP
Jun 8th, 2008 at 8:01 am
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секс за деньги не предлагать. мой тел. 8 926 112 00 56 Даша (не агенство)
Jun 24th, 2008 at 4:55 pm
I just got my loan modified through my lender Chase Home Finance and it was worth the wait. You really have to be patient and you can’t wait until the last minute to ask for help.
Jul 14th, 2008 at 9:31 am
I am not late yet on any mortgage payments. Should I start trying to get loan modifications now or do I need to wait until I am monthes behind on payments to get started? I am in the middle of a divorce and recently laid off due to an industry strike (actors). I have several mortgages in joint custody with the wife i am divorcing. she recently lost her job as well. We are also in the area directly affected by Katrina. We were both in real estate after the storm. We were living on our equity in the properties to sustain ourselves waiting for the market to change meanwhile going deeper in debt. We both took jobs in other fields after we seperated. I am about out of resources and going to be late in the next cycle of payments unless something gives quickly.
Thanks, Robow
Jul 22nd, 2008 at 3:15 am
Give me a call and I’ll provide a free consultation.
Gabe 516-369-5017
Jul 30th, 2008 at 11:47 am
I have a question. In the state of California is it illegal to charge up front? And if anyone of practicing these loans modifications? Also they considered mortgage consultants? What is the best way to handled something like this? Is it by an attorney or is this something that you can do on your own? What is the general time line to get approved for a loan modification?
Any info would be helpful.