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	<title>Comments on: Loss Mitigation Phone Numbers</title>
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		<title>By: Randy Brisbane</title>
		<link>http://loanworkout.org/loss-mitigation-phone-numbers/#comment-21374</link>
		<dc:creator>Randy Brisbane</dc:creator>
		<pubDate>Mon, 09 Aug 2010 12:14:10 +0000</pubDate>
		<guid isPermaLink="false">http://loanworkout.org/loan-modification/loss-mitigation-phone-numbers/#comment-21374</guid>
		<description>i have a loan with C.W. home loans and it ,bad preditory lending please get back to me i have a lawyer but i my need your help to for fighting this gaint thank,s Randy     8/9/2010</description>
		<content:encoded><![CDATA[<p>i have a loan with C.W. home loans and it ,bad preditory lending please get back to me i have a lawyer but i my need your help to for fighting this gaint thank,s Randy     8/9/2010</p>
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		<title>By: Jeffrey Schrembs</title>
		<link>http://loanworkout.org/loss-mitigation-phone-numbers/#comment-21373</link>
		<dc:creator>Jeffrey Schrembs</dc:creator>
		<pubDate>Mon, 09 Aug 2010 10:08:28 +0000</pubDate>
		<guid isPermaLink="false">http://loanworkout.org/loan-modification/loss-mitigation-phone-numbers/#comment-21373</guid>
		<description>I would HIGHLY RECOMMEND that everyone contact their SENATOR or CONGRESSMAN Office directly. It is AMAZING how helpful they can be.
Take care and God bless.</description>
		<content:encoded><![CDATA[<p>I would HIGHLY RECOMMEND that everyone contact their SENATOR or CONGRESSMAN Office directly. It is AMAZING how helpful they can be.<br />
Take care and God bless.</p>
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		<title>By: araceli guzman</title>
		<link>http://loanworkout.org/loss-mitigation-phone-numbers/#comment-21344</link>
		<dc:creator>araceli guzman</dc:creator>
		<pubDate>Wed, 04 Aug 2010 14:12:53 +0000</pubDate>
		<guid isPermaLink="false">http://loanworkout.org/loan-modification/loss-mitigation-phone-numbers/#comment-21344</guid>
		<description>I am going through the same situation my best advice is to log all your conversations .In the month of July I had 3 different representatives  helping also  no phone calls returned .Check to see if your state has a mediation law . The bank has to sit with you and the state but you only have 30 days.</description>
		<content:encoded><![CDATA[<p>I am going through the same situation my best advice is to log all your conversations .In the month of July I had 3 different representatives  helping also  no phone calls returned .Check to see if your state has a mediation law . The bank has to sit with you and the state but you only have 30 days.</p>
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		<title>By: KENDRALL THOMAS</title>
		<link>http://loanworkout.org/loss-mitigation-phone-numbers/#comment-21338</link>
		<dc:creator>KENDRALL THOMAS</dc:creator>
		<pubDate>Tue, 03 Aug 2010 05:17:00 +0000</pubDate>
		<guid isPermaLink="false">http://loanworkout.org/loan-modification/loss-mitigation-phone-numbers/#comment-21338</guid>
		<description>PHH mortgage or loss mitigation department I&#039;ve been trying to contact you&#039;ll for the last 4 months to only get leave a message and someone will call you in 24 hrs and 24 hrs has been 4 months, no call back so I did learn my loan was being review but at the same time the attorney for this company wrote  me saying I was facing foreclosure and in July I&#039;m calling because I&#039;m gettiing more letters from attorney and no response from the loss mitigation dept and on July 19 they sold my property back to PHH mortgage who will not answer my calls, or they tranfer me to reo who will not answer just have to leave a message,  when I did speak to a George Hurbert, he inform me that this in not the first time this has happen to a person, it happen to often and they were about to have a meeting that day after he got off with me, I have his direct #856-917-8279 or the reo dept 26193. ... no calls from no one, so I just wonder what to do from this stand point if no one will return my calls

KENDRALL &amp; KIMBERLY THOMAS
I WILL PERFER YOU SPEAK TO MY WIFE, I HAVE MS AND ALOT OF THINGS I DON&#039;T REMEMBER NOW</description>
		<content:encoded><![CDATA[<p>PHH mortgage or loss mitigation department I&#8217;ve been trying to contact you&#8217;ll for the last 4 months to only get leave a message and someone will call you in 24 hrs and 24 hrs has been 4 months, no call back so I did learn my loan was being review but at the same time the attorney for this company wrote  me saying I was facing foreclosure and in July I&#8217;m calling because I&#8217;m gettiing more letters from attorney and no response from the loss mitigation dept and on July 19 they sold my property back to PHH mortgage who will not answer my calls, or they tranfer me to reo who will not answer just have to leave a message,  when I did speak to a George Hurbert, he inform me that this in not the first time this has happen to a person, it happen to often and they were about to have a meeting that day after he got off with me, I have his direct #856-917-8279 or the reo dept 26193. &#8230; no calls from no one, so I just wonder what to do from this stand point if no one will return my calls</p>
<p>KENDRALL &amp; KIMBERLY THOMAS<br />
I WILL PERFER YOU SPEAK TO MY WIFE, I HAVE MS AND ALOT OF THINGS I DON&#8217;T REMEMBER NOW</p>
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		<title>By: Karla</title>
		<link>http://loanworkout.org/loss-mitigation-phone-numbers/#comment-21277</link>
		<dc:creator>Karla</dc:creator>
		<pubDate>Tue, 27 Jul 2010 12:49:58 +0000</pubDate>
		<guid isPermaLink="false">http://loanworkout.org/loan-modification/loss-mitigation-phone-numbers/#comment-21277</guid>
		<description>We spent 6 months working with Wells Fargo only to be told that they merely SERVICE the loan and Bank of America holds the loan.  Wells Fargo told us B of A would not help us with modification.  We know we meet the criteria and have spoken to an attorney.  We sent a certified letter (Qualified Written Request) to confirm B of A was lender.  The response from Wells Fargo insisted we need to go through the whole process with THEM again, since they service the loan.  Is this true?  Shouldn&#039;t we be negotiating with Bank of America?</description>
		<content:encoded><![CDATA[<p>We spent 6 months working with Wells Fargo only to be told that they merely SERVICE the loan and Bank of America holds the loan.  Wells Fargo told us B of A would not help us with modification.  We know we meet the criteria and have spoken to an attorney.  We sent a certified letter (Qualified Written Request) to confirm B of A was lender.  The response from Wells Fargo insisted we need to go through the whole process with THEM again, since they service the loan.  Is this true?  Shouldn&#8217;t we be negotiating with Bank of America?</p>
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		<title>By: bob</title>
		<link>http://loanworkout.org/loss-mitigation-phone-numbers/#comment-20692</link>
		<dc:creator>bob</dc:creator>
		<pubDate>Tue, 11 May 2010 23:12:23 +0000</pubDate>
		<guid isPermaLink="false">http://loanworkout.org/loan-modification/loss-mitigation-phone-numbers/#comment-20692</guid>
		<description>doing a remod with boa. made contact she went on the computer to lookfor update. it say im now in specal forebarence month still waiting for paper workto sign. im at 51% dept to income ratio.been in and out of hospitial...major..4times. loss of hours at work ..wal m..two payments behindthe say loss to dept.. does not matter  trying to fig out wtf ....they are up to i thought i fell into those guide lines.any input?</description>
		<content:encoded><![CDATA[<p>doing a remod with boa. made contact she went on the computer to lookfor update. it say im now in specal forebarence month still waiting for paper workto sign. im at 51% dept to income ratio.been in and out of hospitial&#8230;major..4times. loss of hours at work ..wal m..two payments behindthe say loss to dept.. does not matter  trying to fig out wtf &#8230;.they are up to i thought i fell into those guide lines.any input?</p>
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		<title>By: richard</title>
		<link>http://loanworkout.org/loss-mitigation-phone-numbers/#comment-19613</link>
		<dc:creator>richard</dc:creator>
		<pubDate>Wed, 10 Feb 2010 20:01:25 +0000</pubDate>
		<guid isPermaLink="false">http://loanworkout.org/loan-modification/loss-mitigation-phone-numbers/#comment-19613</guid>
		<description>my wife and i are trying to get a modifacation loan with FIRST FRANKLIN OF PENNSAYVANIA, we hav filled out all the paper work and they keep saying  they dont have it or can not find, we have even made paymentsa month or two late, now they have sent us  we are three months late and they want three months payment or they will start forecloseure process. how can they do this if they havent loked into my loan modifacation paper work.od you have any suggestions should i get a lawyer?                 thanks richard</description>
		<content:encoded><![CDATA[<p>my wife and i are trying to get a modifacation loan with FIRST FRANKLIN OF PENNSAYVANIA, we hav filled out all the paper work and they keep saying  they dont have it or can not find, we have even made paymentsa month or two late, now they have sent us  we are three months late and they want three months payment or they will start forecloseure process. how can they do this if they havent loked into my loan modifacation paper work.od you have any suggestions should i get a lawyer?                 thanks richard</p>
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		<title>By: Sandra Bennett</title>
		<link>http://loanworkout.org/loss-mitigation-phone-numbers/#comment-19255</link>
		<dc:creator>Sandra Bennett</dc:creator>
		<pubDate>Tue, 19 Jan 2010 22:33:00 +0000</pubDate>
		<guid isPermaLink="false">http://loanworkout.org/loan-modification/loss-mitigation-phone-numbers/#comment-19255</guid>
		<description>Hello,
I would like to get some help with my loan modification efforts with GMAC I recently got a 5% rate because I refinance and buy down the rate, last year April 2009.  With a $2,129.00 a month mortgage payment in Brooklyn, NY
GMAC gave me the modification for 6 months, which will expire next month (February, 2010) Now GMAC send me a letter saying I am 2 months behind since I am in GMAC modification trail period, I am already receiving foreclosure threats, stating that I could loose my home or short sale, if I don&#039;t contacted them and corrected my status by the end of this month. I have been trying several times a day to get through on the 800#  with no luck. I am constantly on hold for extreamly long period. For the 2nd time, I sent a package to GMAC Mitigation dept overnight  with a hardship letter, my most recent pay stubs, copies of my utility and personal bills and information about my loan.  If you have any suggestions of anything else that I can do or anyone else I should contact, that would be *greatly* appreciated. Thanks so much!!</description>
		<content:encoded><![CDATA[<p>Hello,<br />
I would like to get some help with my loan modification efforts with GMAC I recently got a 5% rate because I refinance and buy down the rate, last year April 2009.  With a $2,129.00 a month mortgage payment in Brooklyn, NY<br />
GMAC gave me the modification for 6 months, which will expire next month (February, 2010) Now GMAC send me a letter saying I am 2 months behind since I am in GMAC modification trail period, I am already receiving foreclosure threats, stating that I could loose my home or short sale, if I don&#8217;t contacted them and corrected my status by the end of this month. I have been trying several times a day to get through on the 800#  with no luck. I am constantly on hold for extreamly long period. For the 2nd time, I sent a package to GMAC Mitigation dept overnight  with a hardship letter, my most recent pay stubs, copies of my utility and personal bills and information about my loan.  If you have any suggestions of anything else that I can do or anyone else I should contact, that would be *greatly* appreciated. Thanks so much!!</p>
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		<title>By: Kristin</title>
		<link>http://loanworkout.org/loss-mitigation-phone-numbers/#comment-18522</link>
		<dc:creator>Kristin</dc:creator>
		<pubDate>Wed, 09 Dec 2009 02:45:02 +0000</pubDate>
		<guid isPermaLink="false">http://loanworkout.org/loan-modification/loss-mitigation-phone-numbers/#comment-18522</guid>
		<description>I was wondering if the bank could be held accountable for &quot;miscalculating&quot; our taxes. We bought our home in 2007 and had an escrow account, this made our payment $1303 a month. In July of this year we got a letter stating that our current escrow payments weren&#039;t enough to cover the costs and our new payment would be 1532 a month. Our taxes did not increase, I checked. How can this be legal. Our first payment was manageable, since the new payment we have fallen behind. I put in for a modification and after calling for 3 1/2 mths excessively was told oh yeah you have to be 3 months behind, sorry. We are now 2 mths behind and considering a short sale, but I would like to keep our home. Thanks Bank of America for ruining my first home buying experience.</description>
		<content:encoded><![CDATA[<p>I was wondering if the bank could be held accountable for &#8220;miscalculating&#8221; our taxes. We bought our home in 2007 and had an escrow account, this made our payment $1303 a month. In July of this year we got a letter stating that our current escrow payments weren&#8217;t enough to cover the costs and our new payment would be 1532 a month. Our taxes did not increase, I checked. How can this be legal. Our first payment was manageable, since the new payment we have fallen behind. I put in for a modification and after calling for 3 1/2 mths excessively was told oh yeah you have to be 3 months behind, sorry. We are now 2 mths behind and considering a short sale, but I would like to keep our home. Thanks Bank of America for ruining my first home buying experience.</p>
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		<title>By: hugo c</title>
		<link>http://loanworkout.org/loss-mitigation-phone-numbers/#comment-17992</link>
		<dc:creator>hugo c</dc:creator>
		<pubDate>Thu, 12 Nov 2009 18:49:46 +0000</pubDate>
		<guid isPermaLink="false">http://loanworkout.org/loan-modification/loss-mitigation-phone-numbers/#comment-17992</guid>
		<description>my home is under my sisters name.  we summited doc for a loan motification 3 months ago still waiting for a response.  Now my sister need to file chapter 7 before end on year.  ?? will the chapter 7 effect the loan motification.  PLease advise asap.</description>
		<content:encoded><![CDATA[<p>my home is under my sisters name.  we summited doc for a loan motification 3 months ago still waiting for a response.  Now my sister need to file chapter 7 before end on year.  ?? will the chapter 7 effect the loan motification.  PLease advise asap.</p>
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