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april charney

The Mortgage Machine Backfires

by Moe Bedard

The system also led to confusion. When MERS was involved, borrowers who hoped to work out their loans couldn’t identify who they should turn to.
As cases filed by MERS grew, lawyers representing troubled borrowers began questioning how an electronic registry with no ownership claims had the right to evict people. April Charney, a consumer lawyer [...]

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Breaking the Bank News: Millions of Fraudulent Mortgages

by Moe Bedard

Like all of us, I was sorry to learn that Lies of Our Times could not be sustained. It’s a real loss, and another signal that we have our work cut out for us in times that are in many ways ominous, but that also offer a good deal of hope. – Noam Chomsky
The headlines [...]

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Where’s the note, who’s the holder: Enforcement of the promissory note secured by real estate

by Moe Bedard

I have been writing about the missing note theory almost two years now and it appears that the great minds in the legal profession and of our courts have decided to really dive into this fascinating subject. The results have been nothing short of awesome and the banks should be very scared about the potential implications that this has and will have on initiating “illegal foreclosures.”

A hat tip to foreclosure fighter and consumer advocate lawyer from Florida, April Charney for sending this great legal analysis of the missing note theory to me via email.

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The Enronization of America & the Economic Cartel

by Moe Bedard

Kenneth Lay, CEO of Enron is lead in handcuffs after Lay was found guilty on all six counts of conspiracy and fraud by a jury of eight women and four men. In a separate bench trial, Judge Lake ruled Lay was guilty of four counts of fraud and false statements. Will we see similar indictments [...]

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