by Moe Bedard
Canceling a credit card may actually lower your credit score because the company that calculates credit scores takes into account the ratio of your total credit card debt over the total available credit that is given to you. This value is known as the credit utilization ratio and the higher it is, the lower your [...]
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by Moe Bedard
The bankers win, yet again. What, did you think otherwise? Stop, you silly little screwed consumer. No one is in Washington lobbying for your little a$$. So what the hell did you expect to happen? Real help, credit relief and regulation? LOL…. Take your debt medicine and learn your banking history lessons!
I am not saying this stuff [...]
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